Payday Loans in Mousie, Kentucky

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No payday loan companies in Mousie, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Preston's Pawn & Sales 133 Main St, Russell Springs, KY 42642 +1 (270) 866 - 4664
Advance America 2606 Zion Rd c, Henderson, KY 42420 +1 (270) 827 - 8083
First & Farmers National Bank 101 Plaza Dr, Albany, KY 42602 +1 (606) 387 - 9850
Cash Express 102 Kentucky Ave, Pineville, KY 40977 +1 (606) 337 - 3511
Eagle Finance 304 S 1st St unit b, La Grange, KY 40031 +1 (502) 222 - 8868
ky check advance 209 KY-15, Jackson, KY 41339 +1 (606) 666 - 7007
Check Into Cash 711 12th St Suite 125, Ashland, KY 41101 +1 (606) 325 - 1640
World Finance Corporation 113 1/2 Union St, Barbourville, KY 40906 +1 (606) 546 - 4441
Cash-A-Check 1125 N Main St, Beaver Dam, KY 42320 +1 (270) 274 - 7779
Chris's Auto Tech and Collision Center 413 N Dixie Hwy, Cave City, KY 42127 +1 (270) 773 - 3433

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mousie, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Bad Credit Loans in Owensboro, KY and Quick Loan in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mousie, KY.

Are Payday Loans Legal In Mousie, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Mousie, KY payday loan calculator

Payday Loans in Mousie, Kentucky

Payday loans are a common form of lending in the United States, and Mousie, Kentucky is no exception. These loans are legal in the state (applies to check cashers only) and offer a quick way to access cash when you need it most. However, before taking out a payday loan, it’s important to understand how they work and the potential risks involved.

How Do Payday Loans Work?

A payday loan is a short-term loan that is typically due on your next payday. You borrow a small amount of money (usually up to $500) and agree to repay the loan, plus fees and interest, in full on your next payday.

To apply for a payday loan, you must have a steady source of income, an active checking account, and a valid government-issued ID. You will need to provide proof of income and identification to the lender, and they will typically require a post-dated check or authorization to withdraw the funds from your checking account on the due date.

The lender will charge fees and interest on the loan, which can vary depending on the lender and the loan amount. In Kentucky, the maximum finance charge is $15 per $100 borrowed, and the maximum loan term is 14 days.

Pros and Cons of Payday Loans

Payday loans offer a quick and easy way to access cash when you need it most, but they also come with a number of risks and drawbacks.

Pros:

  • Quick and easy application process.
  • No credit check required.
  • You can use the loan for any purpose.

Cons:

  • High fees and interest rates.
  • Short repayment period can be difficult to manage.
  • May lead to a cycle of debt if you can’t repay the loan on time.

Interesting Facts and Statistics about Payday Loans in Mousie, Kentucky

  • In 2019, there were 10,831 payday loan stores in the United States.
  • The average payday loan borrower takes out eight loans per year.
  • Kentucky has one of the highest average interest rates for payday loans in the country, at 391% APR.
  • The number of payday lending stores in Kentucky has decreased by 25% since 2008.

Apply Now for a Payday Loan in Mousie, Kentucky

If you need fast cash and are considering a payday loan in Mousie, Kentucky, TheGuaranteedLoans can help. We are a connector service, not a direct lender, and we work with a network of reputable lenders to help you find the loan that’s right for you.

Our online application process is quick and easy, and you’ll receive a decision in minutes. Simply fill out our application form with your personal and financial information, and we’ll match you with lenders who are willing to offer you a loan.

Remember, payday loans should be used as a last resort and only when you’re confident that you can repay the loan on time. If you’re struggling with debt or financial problems, consider speaking with a financial advisor or credit counseling agency before taking out a payday loan.

Apply now for a payday loan in Mousie, Kentucky and get the cash you need today!

F.A.Q.

What is the maximum interest rate allowed on payday loans in Mousie, Kentucky?

The maximum interest rate allowed on payday loans in Mousie, Kentucky is 36%.

Can I renew or rollover my payday loan in Mousie, Kentucky?

No, renewing or rolling over payday loans is not allowed in Mousie, Kentucky.