Payday Loans in Muses Mills, Kentucky

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No payday loan companies in Muses Mills, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 511 Old Hwy 60 3, Hardinsburg, KY 40143 +1 (270) 756 - 2824
Citizens Deposit Bank 1201 US-68, Maysville, KY 41056 +1 (606) 564 - 8900
East Kentucky Credit Corporation 100 KY-15 136, Jackson, KY 41339 +1 (606) 666 - 2288
Farmers Bank and Trust 216 W Main St, Salem, KY 42078 +1 (270) 988 - 9000
Traditions Finance Company 1877 Main St, Cadiz, KY 42211 +1 (270) 522 - 3377
Magnolia Bank Inc 106 Lincoln Dr, Hodgenville, KY 42748 +1 (270) 358 - 3183
City National Bank 386 W Main St, Carlisle, KY 40311 +1 (859) 289 - 3400
Cumberland Security Bank 107 S Main St, Somerset, KY 42501 +1 (606) 679 - 9361
East Kentucky Credit Corporation 100 Highway 15 S # 136, Jackson, KY 41339 +1 (606) 666 - 2288
Cash Express 210 Versailles Rd, Frankfort, KY 40601 +1 (502) 848 - 8471

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Muses Mills, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Florence, KY, Same Day Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loan Without a Credit Check in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Muses Mills, KY.

Are Payday Loans Legal In Muses Mills, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Muses Mills, KY payday loan calculator

Payday Loans in Muses Mills, Kentucky

If you are in need of a quick financial solution, you may be considering taking out a payday loan. These short-term loans can be useful for those who need to borrow a small amount of money quickly but come with high interest rates and fees. In this article, we’ll outline everything you need to know about payday loans in Muses Mills, Kentucky.

What are payday loans?

Payday loans are a type of short-term loan that is typically repaid on the borrower’s next payday, hence the name. These loans are generally for small amounts, usually less than $500, and can be useful for those who need quick access to cash for unexpected expenses or emergencies.

How do payday loans work in Muses Mills, Kentucky?

In Kentucky, payday loans are legal but only for licensed check cashers. These lenders can charge up to $15 per $100 borrowed, and the loan term cannot exceed 14 days. The maximum amount you can borrow is $500, and you can only have two outstanding payday loans at a time.

To apply for a payday loan in Muses Mills, you will need to provide some basic information, including your name, address, and a valid ID. You will also need to provide proof of income and a post-dated check or authorization for the lender to withdraw the loan amount plus fees from your bank account on the due date.

Pros and cons of payday loans

As with any financial product, payday loans have both advantages and disadvantages. Some of the pros of payday loans include:

  • Quick access to cash
  • No credit check required
  • Easy application process

However, there are also some downsides to be aware of, including:

  • High interest rates and fees
  • Short repayment terms
  • Potential for debt trap if not paid back on time

Interesting facts and statistics about payday loans in Muses Mills, Kentucky

Did you know that the average APR (annual percentage rate) for payday loans in Kentucky is 460%? Or that the average borrower in Kentucky takes out 10 payday loans per year? These are just a few of the sobering facts about payday loans in Muses Mills and Kentucky as a whole.

Apply Now

If you’re in need of a payday loan in Muses Mills, TheGuaranteedLoans can help. As a connector service, we work with a network of trusted lenders who can offer you competitive rates and terms. Simply fill out our online application form, and we’ll match you with potential lenders who can meet your needs. Remember, payday loans should be used as a last resort, and it’s important to borrow responsibly and pay back on time to avoid the potential debt trap.

In conclusion, payday loans can be a useful tool for those in need of quick access to cash, but they come with high fees and interest rates. If you’re considering a payday loan in Muses Mills, be sure to do your research, compare rates and terms, and borrow responsibly.

F.A.Q.

Can I cancel or void my payday loan in Muses Mills, Kentucky?

Yes, you have the right to cancel or void your payday loan within 14 days of signing the loan agreement in Muses Mills, Kentucky.

Can I be charged a penalty for prepaying my payday loan in Muses Mills, Kentucky?

No, you cannot be charged a penalty for prepaying your payday loan in Muses Mills, Kentucky.