Payday Loans in Nazareth, Kentucky

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No payday loan companies in Nazareth, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Navy Federal Credit Union 205 Claire Ave, Oak Grove, KY 42262 +1 (888) 842 - 6328
Advance America 14949 US-25E Scenic Ste. 2, Corbin, KY 40701 +1 (606) 258 - 8148
Cash Express 292 Main St, Campton, KY 41301 +1 (606) 668 - 6530
Southside Financial Services Inc 3017 Irvin Cobb Dr, Paducah, KY 42003 +1 (270) 442 - 3415
Woodforest Bank 2136 Campbellsville Rd, Lebanon, KY 40033 +1 (270) 699 - 3880
Brown-Forman Employees Credit Union 850 Dixie Hwy 1038, Louisville, KY 40210 +1 (502) 774 - 7003
World Finance 21 Medical Ln, Whitley City, KY 42653 +1 (606) 376 - 4224
Cash Express 1415 Diederich Blvd #3, Russell, KY 41169 +1 (606) 834 - 8807
Keith Akers - Ameriprise Financial Services, LLC 5311 KY-321 2, Prestonsburg, KY 41653 +1 (606) 886 - 7829
Cash Tyme 2333 Versailles Rd UNIT B, Lexington, KY 40504 +1 (859) 255 - 0080

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Nazareth, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Same Day Loans in Hopkinsville, KY, Payday Loan Without a Credit Check in Louisville, KY, Short-term Loans in Owensboro, KY and Payday Loan Without a Credit Check in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Nazareth, KY.

Are Payday Loans Legal In Nazareth, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Nazareth, KY payday loan calculator

Exploring Payday Loans in Nazareth, Kentucky

If you find yourself in a financial bind and need quick cash, you may consider a payday loan. Payday loans are short-term loans intended to help people get through unexpected expenses before their next paycheck.

In this article, we’ll explore how payday loans work in Nazareth, Kentucky, including regulations, borrowing limits, and how you can apply.

Are Payday Loans Legal in Nazareth, Kentucky?

Payday loans are legal in Kentucky, but there are certain regulations that lenders must follow. In Nazareth, payday lending is only legal for check cashers who hold a special license from the state. These regulations are intended to protect consumers from predatory lending practices.

How Do Payday Loans Work in Nazareth?

Payday loans are designed to be quick and easy to obtain. Typically, borrowers must show proof of income and provide a post-dated check for the amount they want to borrow, plus interest and fees.

In Nazareth, Kentucky, the maximum amount you can borrow through a payday loan is $500. The loan term cannot exceed two weeks, and the APR for a 14-day loan cannot exceed 459%.

What Are the Fees for Payday Loans in Nazareth?

In Kentucky, lenders can charge up to $15 per $100 borrowed. For example, if you borrow $500, you would repay $575.

It’s important to note that payday loans can be expensive and should only be used as a last resort. If you are unable to repay the loan on time, you may face additional fees and charges, which can lead to a cycle of debt.

How Can I Apply for a Payday Loan in Nazareth?

Applying for a payday loan in Nazareth is easy. You can visit a local check cashing store or apply online through a lending website. When applying, make sure to provide accurate information about your income and expenses.

If you are approved for a loan, the lender will provide you with the funds and will typically require a post-dated check for repayment.

Interesting Facts and Statistics

  • Payday lending is a $46 billion industry in the United States.
  • In Kentucky, the average payday loan is $327.
  • According to a study by the Consumer Financial Protection Bureau, the median payday loan borrower takes out 10 loans per year and spends over 200 days in debt annually.

Apply Now

At TheGuaranteedLoans, we are a connector service that can help you find a lender for your financial needs. To apply for a payday loan, simply fill out our online application. We work with a network of trusted lenders who can provide loans to residents of Nazareth, Kentucky. Please note that we are not a direct lender and do not make credit decisions.

If you are interested in learning more about payday loans or have questions about the application process, please feel free to contact us. We are here to help.

In conclusion

Payday loans can be a helpful resource for people who need quick cash to cover unexpected expenses. However, it’s important to understand the regulations and fees associated with payday loans to avoid falling into a cycle of debt. If you decide to take out a payday loan, make sure to only borrow what you can afford to repay and explore alternative options if possible.

F.A.Q.

Can I be denied a payday loan in Nazareth, Kentucky based on my credit score?

No, payday lenders in Nazareth, Kentucky are not allowed to deny a loan based on your credit score. However, a low credit score may affect the terms and conditions of the loan.

How do I know if a payday lender is licensed to operate in Nazareth, Kentucky?

To check if a payday lender is licensed to operate in Nazareth, Kentucky, you can visit the Kentucky Office of Financial Institutions website and search for their name or license number.