Payday Loans in New Castle, Kentucky

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No payday loan companies in New Castle, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance Corporation 3570 South Highway 27, Suite 2, Somerset, KY 42501 +1 (606) 676 - 8999
Woodforest Bank 100 Walton Ave, Danville, KY 40422 +1 (859) 236 - 9565
Advance America 264 Kroger Center Dr, Morehead, KY 40351 +1 (606) 784 - 4253
World Finance 1100 Old US Highway 127 Road, Frankfort, KY 40601 +1 (502) 227 - 9227
Eagle Finance 3525 Frederica St, Owensboro, KY 42301 +1 (270) 993 - 8300
WesBanco Bank 34 N Ft Thomas Ave, Fort Thomas, KY 41075 +1 (859) 442 - 7600
World Finance 390 U.S. 31 W Bypass Ste C, Bowling Green, KY 42101 +1 (270) 843 - 6900
Cash Express 395 Richmond Rd, Irvine, KY 40336 +1 (606) 723 - 0161
Southside Pawn Shop 3470 Wayne Sullivan Dr, Paducah, KY 42003 +1 (270) 444 - 9610
First Financial Credit 117 Banjo St, Bardstown, KY 40004 +1 (502) 349 - 3105

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in New Castle, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in New Castle, KY.

Beautiful sights of New Castle, KY

Payday Loans Available in New Castle, KY By The Following ZIP Codes:

40050

Are Payday Loans Legal In New Castle, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

New Castle, KY payday loan calculator

Understanding Payday Loans in New Castle, Kentucky

When you’re short on cash and need help making ends meet, a payday loan may seem like an attractive option. However, before you take out a payday loan, it’s important to understand how they work and the regulations governing them in your area.

What exactly is a payday loan?

A payday loan is a short-term loan that typically must be repaid on your next payday. They are often used to cover unexpected expenses or to bridge the gap between pay periods. In Kentucky, payday loans are legal for check cashers but not for banks or credit unions.

How do payday loans work in New Castle, Kentucky?

Payday lenders in New Castle, Kentucky are governed by state laws that limit the amount you can borrow and require lenders to disclose the details of the loan agreement. In Kentucky, payday loans are limited to $500 and must be repaid within 14 days. Lenders may not charge more than $15 per $100 borrowed.

It’s important to note that rollovers or renewals of payday loans are not allowed in Kentucky. If you are unable to repay the loan on time, the lender cannot extend or rollover the loan. This means that you cannot take out a new loan to cover the original loan, and you will not be subject to additional fees or interest.

What are the pros and cons of payday loans?

  • Pros: Payday loans can provide quick and easy access to cash when you need it. The application process is usually simple and requires minimal paperwork.
  • Cons: Payday loans can be expensive, with high interest rates and fees. Borrowers may also be subject to aggressive collection tactics if they are unable to repay the loan on time.

Interesting facts and statistics about Payday loans in New Castle, Kentucky

  • In Kentucky, there are more than 400 payday lending locations.
  • The average payday loan in Kentucky is $340.
  • According to a survey conducted by the Pew Charitable Trusts, the average payday borrower in Kentucky takes out eight loans per year, with an average loan amount of $375.

Apply Now

If you are considering a payday loan in New Castle, Kentucky, TheGuaranteedLoans can help. Our platform connects borrowers with potential lenders, providing access to a variety of loan options and competitive rates. Please note that while we are not a direct lender, we work to facilitate connections between borrowers and lenders. To apply for a payday loan, simply fill out our online application.

Remember, a payday loan may be a viable option for short-term financial assistance, but it is important to use caution and ensure that you fully understand the terms and conditions of the loan before you commit to it.

F.A.Q.

Can I apply for a payday loan if I am receiving Social Security benefits in New Castle, Kentucky?

Yes, individuals who are receiving Social Security benefits are eligible to apply for payday loans in New Castle, Kentucky. However, they will need to provide proof of income in order to qualify.

Can I apply for a payday loan if I am a student in New Castle, Kentucky?

Yes, students are eligible to apply for payday loans in New Castle, Kentucky, as long as they meet the other eligibility requirements. However, it is important to carefully consider whether a payday loan is the best option for managing their finances as a student.