Payday Loans in New Hope, Kentucky

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No payday loan companies in New Hope, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Lendmark Financial Services LLC 232 Sam Walton Dr, Russellville, KY 42276 +1 (270) 726 - 8307
Cash Express 228 Lexington Rd, Lancaster, KY 40444 +1 (859) 792 - 1926
Fifth Third Bank & ATM 10400 Shelbyville Rd, Louisville, KY 40223 +1 (502) 245 - 2177
Cash Express 1310 Hustonville Rd, Danville, KY 40422 +1 (859) 238 - 7444
Walmart Money Center 2988 Burkesville Rd, Columbia, KY 42728 +1 (270) 384 - 4745
ColorTyme Sales and Lease of Lexington, KY 1301 Winchester Rd #201, Lexington, KY 40505 +1 (859) 225 - 9999
Forcht Bank 820 Master St, Corbin, KY 40701 +1 (606) 528 - 9990
Regency Finance Company 1000 E John Rowan Blvd #102, Bardstown, KY 40004 +1 (502) 373 - 4040
Home Federal Bank 1602 Cumberland Ave, Middlesboro, KY 40965 +1 (606) 248 - 1095
LightPoint Mortgage Company, Inc. 161 St Matthews Ave STE 10, Louisville, KY 40207 +1 (502) 565 - 2511

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in New Hope, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Online Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in New Hope, KY.

Beautiful sights of New Hope, KY

Payday Loans Available in New Hope, KY By The Following ZIP Codes:

40052

Are Payday Loans Legal In New Hope, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

New Hope, KY payday loan calculator

Are you in a financial crunch in New Hope, Kentucky and need some quick cash to get through until your next paycheck? A payday loan could be the solution for you.

What are Payday Loans?

Payday loans, also known as cash advances, are short-term loans designed to help people cover unexpected expenses or emergencies. These loans are typically for small amounts of money, usually ranging between $100 and $500, and are due to be repaid on the borrower’s next payday.

Payday loans in Kentucky are legal but only apply to check cashers. The state regulates payday lenders, and there are rules in place to protect borrowers.

How to Get a Payday Loan in New Hope, Kentucky

If you’re interested in getting a payday loan, the first thing you’ll need to do is find a lender. TheGuaranteedLoans can connect you with potential lenders in New Hope. Fill out our online application, and we’ll send your information to lenders who may be able to provide you with a loan.

To qualify for a payday loan, you’ll need to meet the following requirements:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Have a regular source of income
  • Have an active checking account

Once you’ve found a lender and have been approved for a loan, you’ll need to sign a contract outlining the loan terms, including the fee, repayment schedule, and any other charges.

Make sure you understand the terms of the loan before signing.

The Pros and Cons of Payday Loans

Payday loans can be a lifesaver for people who need cash quickly and have no other options. However, they come with expensive fees and high-interest rates that can make paying them back difficult.

Here are some pros and cons of payday loans:

Pros

  • Quick and easy access to cash
  • No credit check required
  • Can be used for any purpose
  • Regulated by the state to protect borrowers

Cons

  • High fees and interest rates
  • Short repayment periods
  • Can trap borrowers in a cycle of debt

Interesting Facts and Statistics

According to a survey conducted by the Pew Charitable Trusts, around 12 million Americans take out payday loans every year. Kentucky is one of the states that allow payday lending.

The survey also found that borrowers typically take out eight payday loans per year, with an average loan amount of $375. However, the average borrower pays $520 in interest and fees on the loans.

Apply Now

TheGuaranteedLoans can help you connect with potential lenders in New Hope, Kentucky. Fill out our online application, and we’ll send your information to lenders who may be able to provide you with a loan.

Remember, TheGuaranteedLoans is a connector service, not a direct lender. We do not make credit decisions or provide loans directly. Instead, we facilitate connections between borrowers and lenders.

If you’re in need of cash and meet the requirements for a payday loan, fill out our online application now and get connected to a lender in New Hope, Kentucky.

F.A.Q.

What are the requirements to be eligible for a payday loan in New Hope, Kentucky?

To be eligible for a payday loan in New Hope, Kentucky, you must be at least 18 years old and have a valid government-issued ID and proof of income.

How long do I have to repay a payday loan in New Hope, Kentucky?

Payday loans in New Hope, Kentucky must be repaid within 60 days.