Payday Loans in Parkers Lake, Kentucky

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No payday loan companies in Parkers Lake, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens Deposit Bank 5230 S Main St, Eminence, KY 40019 +1 (502) 845 - 5639
Taylor County Bank 201 Lebanon Ave, Campbellsville, KY 42718 +1 (270) 465 - 4196
Eagle Finance 246 Russell Rd, Ashland, KY 41101 +1 (606) 644 - 0100
Check `n Go 1650 Starlite Dr h, Owensboro, KY 42301 +1 (270) 683 - 7347
Forcht Bank 102-108 N Public Square, Greensburg, KY 42743 +1 (270) 932 - 7491
Cash Express 752 State Hwy 2034 #5, Ermine, KY 41815 +1 (606) 633 - 7734
First National Bank 2140 US-127, Russell Springs, KY 42642 +1 (270) 866 - 4343
German American Bank 607 S L Rogers Wells Blvd, Glasgow, KY 42141 +1 (270) 651 - 2265
Fast And Easy Payday Loans 1713 Cheak Ct, Louisville, KY 40213 +1 (800) 457 - 9519
Checkered Flag Check Cashing 8575 KY-122, Minnie, KY 41651 +1 (606) 377 - 1133

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Parkers Lake, KY, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Florence, KY, Same Day Loans in Georgetown, KY, Short-term Loans in Hopkinsville, KY, Payday Loan Without a Credit Check in Louisville, KY, Guaranteed Loans in Owensboro, KY and Payday Loan Companies in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Parkers Lake, KY.

Are Payday Loans Legal In Parkers Lake, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Parkers Lake, KY payday loan calculator

Understanding Payday Loans in Parkers Lake, Kentucky

For many people, unexpected financial emergencies can leave them short on cash and struggling to make ends meet. In times like these, payday loans can be a useful resource for those who need quick access to cash. In Parkers Lake, Kentucky, payday loans are legal and can be obtained through licensed check cashing establishments. In this article, we will explore everything you need to know about payday loans in Parkers Lake, Kentucky, including how they work, the requirements to qualify, and where you can apply.

How do Payday Loans Work in Parkers Lake?

Payday loans in Parkers Lake, Kentucky, work similarly to payday loans in other states. Essentially, payday loans are short-term loans that are designed to be paid back on your next payday. They are typically for smaller amounts, ranging from $100 to $1000, and can help you cover unexpected expenses until you receive your next paycheck.

To apply for a payday loan, you will need to visit a licensed check cashing establishment in Parkers Lake. You will need to provide proof of employment and income, such as a recent pay stub or bank statement, and a valid ID. Some lenders may also require a post-dated check to be held until the loan is repaid in full.

Requirements to Qualify for a Payday Loan in Parkers Lake, Kentucky

To qualify for a payday loan in Parkers Lake, Kentucky, you will need to meet certain requirements. These can vary depending on the lender, but typically include:

  • Being at least 18 years old
  • Having a valid ID
  • Having proof of employment and income
  • Having an active checking account

Some lenders may also require that you have a minimum credit score to qualify for a payday loan. It is important to check with the lender to find out their specific requirements before applying for a loan.

Interest Rates and Fees for Payday Loans in Parkers Lake, Kentucky

When it comes to payday loans, interest rates and fees can vary greatly depending on the lender and the amount borrowed. In Parkers Lake, Kentucky, the maximum amount you can borrow from a check cashing establishment is $500, and the maximum fee that can be charged is $15 per $100 borrowed. This means that if you borrow the full $500, you can expect to pay a fee of $75 on top of the loan amount.

It is important to note that payday loans often come with high interest rates, which can make them expensive to repay. Be sure to read the terms and conditions carefully before applying for a loan, and only borrow what you can afford to repay.

Interesting Facts about Payday Loans in Parkers Lake, Kentucky

Parkers Lake is a small unincorporated community located in southeastern Kentucky. Despite its small size, the community has a number of licensed check cashing establishments where payday loans can be obtained. According to data from the Kentucky Department of Financial Institutions, there were 7,817 payday loans made in Whitley County, where Parkers Lake is located, in 2019. This represents a decrease from the previous year, when there were 8,338 payday loans made in the county.

Apply Now for a Payday Loan in Parkers Lake, Kentucky

If you are in need of quick cash and meet the requirements listed above, fill out an online application today. As a connector service, TheGuaranteedLoans can help connect you with potential lenders in Parkers Lake, Kentucky, who may be able to provide you with a payday loan. Keep in mind that we are not a direct lender and cannot guarantee approval or funding. However, we strive to make the application process as quick and easy as possible for our customers.

Don’t let unexpected expenses leave you short on cash. Apply for a payday loan in Parkers Lake, Kentucky, today and get the money you need to stay on top of your finances.

F.A.Q.

What fees are associated with payday loans in Parkers Lake, Kentucky?

Payday loans in Parkers Lake, Kentucky may have fees for late payments, insufficient funds, or other penalties. Be sure to carefully review the terms of the loan before agreeing to it.

Can I apply for a payday loan if I am currently in bankruptcy in Parkers Lake, Kentucky?

No, individuals who are currently in bankruptcy are not eligible for payday loans in Parkers Lake, Kentucky.