Payday Loans in Partridge, Kentucky

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No payday loan companies in Partridge, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Advance 55 Jb Shannon Dr b, Flemingsburg, KY 41041 +1 (606) 849 - 3040
Stockton Mortgage Florence, KY NMLS 8259 4895 Houston Rd, Florence, KY 41042 +1 (859) 344 - 4300
Cash Express 447 Lexington Rd, Versailles, KY 40383 +1 (859) 879 - 6265
Raymond James Financial Services 416 E Broadway, Brandenburg, KY 40108 +1 (270) 422 - 2172
Traditional Bank 7880 Main St, Jeffersonville, KY 40337 +1 (859) 498 - 3074
CFSB 221 W 5th St, Benton, KY 42025 +1 (270) 527 - 6034
Cash Express 101 East Everly Brothers Blvd, Central City, KY 42330 +1 (270) 757 - 2441
World Finance 144 Parkway Plaza Loop, Whitesburg, KY 41858 +1 (606) 633 - 9600
Forcht Bank 820 Master St, Corbin, KY 40701 +1 (606) 528 - 9990
Regency Finance Company 8470 US-42, Florence, KY 41042 +1 (859) 282 - 1500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Partridge, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Online Loans in Louisville, KY, 24-Hour Loan in Owensboro, KY and 24-Hour Loan in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Partridge, KY.

Are Payday Loans Legal In Partridge, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Partridge, KY payday loan calculator

Payday Loans in Partridge, Kentucky: Everything You Need to Know

Payday loans are a type of short-term loan that can be taken out regardless of one’s credit score. These loans are designed to help borrowers who are in a financial bind and need quick cash to cover unexpected expenses.

In the state of Kentucky, payday loans are legal, but only for check cashers. This means that banks and credit unions are not allowed to offer payday loans, but licensed check cashers are.

What is a Payday Loan?

Before we dive into the specifics of payday loans in Partridge, it’s important to understand what a payday loan actually is.

A payday loan is a short-term loan that is designed to be paid back in full when the borrower receives their next paycheck. These loans are typically for small amounts, usually between $100 and $1,000, and are intended to cover unexpected expenses such as car repairs, medical bills, or other emergencies.

The loan is usually repaid in full, along with any fees or interest, on the borrower’s next payday. These loans are often seen as a last resort for those who don’t have other options, such as borrowing from friends or family or getting a personal loan from a bank.

How do Payday Loans in Partridge, Kentucky Work?

In Kentucky, payday loans are legal for check cashers, but there are a number of regulations in place to protect borrowers.

Firstly, only licensed check cashers are allowed to offer payday loans. These lenders are required to follow certain rules and regulations, such as:

  • Charging a maximum fee of $15 per $100 borrowed
  • Limiting loans to a maximum of $500
  • Requiring repayment within 14 days
  • Implementing a cooling-off period of at least 24 hours between loans
  • Ensuring that borrowers cannot take out more than two loans at a time

These regulations are put in place to protect borrowers from falling into a cycle of debt and to prevent lenders from taking advantage of those who are already in a difficult financial situation.

Applying for a Payday Loan in Partridge, Kentucky

If you’re in need of a payday loan in Partridge, Kentucky, you’ll need to find a licensed check casher that offers these types of loans.

One of the easiest ways to find a lender is to use an online payday loan matching service, like TheGuaranteedLoans. We are a connector service that can help you find a lender in Partridge, Kentucky who can offer you a payday loan that meets your needs.

When you’re ready to apply for a payday loan, you’ll need to provide some basic information, such as your name, address, and employment information. You’ll also need to provide information about your bank account so that the lender can deposit the loan funds directly into your account.

Once you’re approved for a loan, the funds will be deposited into your account within one to two business days. You’ll then be responsible for repaying the loan, along with any fees or interest, on your next payday.

Interesting Facts and Statistics About Payday Loans in Partridge, Kentucky

  • On average, Kentucky residents take out 10 payday loans per year.
  • According to a 2016 survey, 62% of Kentucky payday loan borrowers use the loans to cover unexpected expenses, while 22% use the loans to cover regular bills.
  • The average payday loan in Kentucky is $395.
  • According to a 2020 report, there are 531 licensed check cashers in the state of Kentucky.

Apply Now

At TheGuaranteedLoans, we can help you find a lender in Partridge, Kentucky who can offer you a payday loan that meets your needs. We are a connector service, not a direct lender, which means that we can connect you with potential lenders who can offer you a loan.

If you’re in need of a payday loan, simply fill out our online application. We’ll ask you some basic questions about your income and employment, and we’ll connect you with a lender who can offer you a loan that works for you.

Remember, payday loans are a form of short-term borrowing that should only be used in emergencies. Before taking out a payday loan, consider all of your options and make sure that you can repay the loan on time.

F.A.Q.

How do I repay a payday loan in Partridge, Kentucky?

Payday loans in Partridge, Kentucky are typically repaid in full on the borrower's next payday, either by providing a post-dated check or authorizing electronic access to the borrower's checking account.

Can I apply for a payday loan if I am self-employed in Partridge, Kentucky?

Yes, individuals who are self-employed are eligible to apply for payday loans in Partridge, Kentucky. However, they may need to provide additional documentation to prove their income.