Payday Loans in Petersburg, Kentucky

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No payday loan companies in Petersburg, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Advance 104 Lawson Dr Suite 104, Georgetown, KY 40324 +1 (502) 570 - 2810
Kentucky River Finance Co Inc 151 E Main St #4, Hazard, KY 41701 +1 (606) 439 - 0826
World Finance Corporation 196 Collins Cir, Prestonsburg, KY 41653 +1 (606) 886 - 1484
Cash Express 166B Carol Malone Blvd, Grayson, KY 41143 +1 (606) 475 - 0021
Quick Cash 534 N Main St, Stanton, KY 40380 +1 (606) 663 - 0786
Check `n Go 401 Scott Blvd, Covington, KY 41011 +1 (859) 491 - 3333
World Finance 2229 W Everly Brothers Blvd, Powderly, KY 42367 +1 (270) 338 - 6766
Cash Express 1305 S Green St, Henderson, KY 42420 +1 (270) 826 - 4777
Heights Finance Corporation 405 Richmond Rd N #2, Berea, KY 40403 +1 (859) 986 - 6000
World Finance Corporation 940 Jamestown St, Columbia, KY 42728 +1 (270) 384 - 2155

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Petersburg, KY, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Florence, KY, Payday Loan Companies in Georgetown, KY, Payday Loan for Hopkinsville, KY, Payday Loans in Louisville, KY, Guaranteed Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Petersburg, KY.

Beautiful sights of Petersburg, KY

Payday Loans Available in Petersburg, KY By The Following ZIP Codes:

41080

Are Payday Loans Legal In Petersburg, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Petersburg, KY payday loan calculator

If you live in Petersburg, Kentucky and are in need of quick cash, you might be considering a payday loan. Payday loans can be a useful tool for those in need of emergency funds. However, it is essential to understand the risks and benefits before considering taking out this type of loan.

What are payday loans?

Payday loans are a type of short-term loan that is typically used to cover unexpected expenses. These loans are designed to be repaid on the borrower’s next payday or over a few installments if permitted by a lender.

In Petersburg, Kentucky, payday loans are considered legal for check cashers. Kentucky state laws regulate payday loans and protect borrowers from predatory lending practices. The maximum amount that a borrower can take out in a payday loan in Kentucky is $500, and the term of the loan cannot exceed 60 days.

The Pros of Payday Loans

There are several advantages to taking out a payday loan, including:

  • Quick access to cash: Payday loans can be approved and accessed quickly, making it an excellent option for those in need of immediate funds.
  • No credit check: Unlike traditional loans, payday lenders typically do not check your credit rating, which can be useful for those with poor credit history.
  • Easier approval: Getting approved for a payday loan is often easier than for a traditional loan. As long as you have a steady income and meet the lender’s requirements, you are generally eligible for a payday loan.

The Cons of Payday Loans

Despite the benefits, payday loans can also present significant risks. Here are a few considerations:

  • High interest rates: Payday loans often come with high-interest rates and fees. These charges can add up quickly, making it challenging to pay off the loan and interest in a timely manner.
  • Short repayment period: Payday loans are typically due on your next payday or within a few weeks, so if you cannot repay the loan in time, you could be stuck with additional fees.
  • Cycle of debt: If you continuously take out payday loans, it can lead to a cycle of debt that can be challenging to break. It’s essential to use payday loans responsibly and to avoid borrowing more than you can afford to repay.

Interesting Facts and Statistics about Payday Loans in Petersburg, Kentucky

  • The average payday loan borrower in Kentucky takes out 10 loans a year, with an average loan of $340.
  • The state of Kentucky has set up a database to track payday loans to help protect borrowers from predatory lending practices.
  • In the state of Kentucky, payday lenders are required to post information about interest rates and fees in their store location or online.

Apply Now

If you’re considering a payday loan, you can apply online through TheGuaranteedLoans. We are a loan connector service and can help connect you with potential lenders who can provide you with the loan you need. Please note that we are not a direct lender and cannot guarantee that you will be approved for a loan. However, we work hard to match you with a lender that meets your specific needs.

Overall, payday loans in Petersburg, Kentucky can be a useful tool for those in need of quick cash. However, it’s essential to carefully consider the risks and benefits before applying and use the loan responsibly. If you have any questions, be sure to speak with a financial advisor or lender to help you make the best possible decision for your financial situation.

F.A.Q.

Can I apply for a payday loan online in Petersburg, Kentucky?

Yes, you can apply for a payday loan online in Petersburg, Kentucky, as long as the lender is licensed to operate in the state.

Do I need a bank account to take out a payday loan in Petersburg, Kentucky?

Yes, you will need a valid bank account to take out a payday loan in Petersburg, Kentucky.