Payday Loans in Pittsburg, Kentucky

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No payday loan companies in Pittsburg, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Old National Bank 131 E Main Cross St, Greenville, KY 42345 +1 (270) 338 - 1000
Walmart Money Center 2988 Burkesville Rd, Columbia, KY 42728 +1 (270) 384 - 4745
World Finance 215 N Main St, Marion, KY 42064 +1 (270) 965 - 1981
Cash Tyme 2333 Versailles Rd, B, Lexington, KY 40504 +1 (859) 255 - 0080
Hollywood Cash Advance 2616 Frederica St, Owensboro, KY 42301 +1 (270) 926 - 4949
World Finance 1650 Starlite Dr Ste J, Owensboro, KY 42301 +1 (270) 684 - 8282
Advance Cash America No 02119 514 W Dixie Ave, Elizabethtown, KY 42701 +1 (270) 234 - 0268
First Financial Credit 102 Blairs Way, Louisa, KY 41230 +1 (606) 638 - 7737
Advance America 189 Adam Shepherd Pkwy Ste. 21, Shepherdsville, KY 40165 +1 (502) 921 - 0477
Quik Cash 1615 Bypass Rd, Winchester, KY 40391 +1 (859) 268 - 0826

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pittsburg, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Bad Credit Loans in Hopkinsville, KY, No Credit Check Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pittsburg, KY.

Beautiful sights of Pittsburg, KY

Are Payday Loans Legal In Pittsburg, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Pittsburg, KY payday loan calculator

Understanding Payday Loans in Pittsburg, Kentucky

Payday loans are a type of short-term loan that offer fast cash for unexpected expenses or bills. If you’re living in Pittsburg, Kentucky, and you find yourself facing financial trouble, a payday loan may be an option you want to consider.

How Do Payday Loans Work in Kentucky?

In Kentucky, payday loans are legal, but they are only allowed to be issued by check cashing businesses. Payday loans are short-term loans that typically have to be paid back by your next paycheck. They are designed to help bridge the gap between paychecks in case of unexpected expenses or emergencies.

The maximum amount you can borrow in Kentucky is $500, and the loan term cannot last longer than 60 days. The finance charges and fees are capped at $15 per $100 borrowed up to $250, and $10 per $100 on the amount over $250.

The Application Process

The application process for a payday loan in Pittsburg, Kentucky is straightforward and typically takes only a few minutes. You will need to provide some basic information such as your name, address, and employment information, and you will also need to provide proof of income.

Before applying for a payday loan, it’s important to make sure you understand the fees and terms of the loan. Since they are short-term loans with high fees, it’s important to make sure you will be able to repay the loan on time, to avoid any extra fees and charges.

Pros and Cons of Payday Loans in Pittsburg, Kentucky

While payday loans can be a helpful tool in certain situations, they come with a number of pros and cons that should be considered. Here are some of the main pros and cons of payday loans:

Pros

  • Quick access to cash
  • No credit check required
  • Easy application process

Cons

  • High fees and interest rates
  • Short repayment terms can lead to a cycle of debt
  • Can negatively affect your credit score if you miss payments

Interesting Facts About Payday Loans in Pittsburg, Kentucky

  • Kentucky has one of the highest average payday loan interest rates in the country, with an average APR of 461%.
  • The state of Kentucky has some of the highest rates of payday loan usage in the country.
  • In 2019, Kentucky lawmakers introduced a bill to cap payday loan interest rates at 36%, which is the same cap that applies to members of the military.
  • The average payday loan borrower in Kentucky takes out 10 loans per year, spending an average of 202 days in debt due to payday loans.

Apply Now

If you’re considering a payday loan, TheGuaranteedLoans is here to help. We are a connector service that can help you find the right lender for your needs. We work with a network of trusted lenders who can help you get the cash you need quickly and easily. Fill out our online application today to get started!

Please note that TheGuaranteedLoans is not a direct lender, and we do not provide payday loans or make credit decisions. Our service is solely to connect borrowers with lenders who may be able to provide them with the financial assistance they need.

F.A.Q.

Is there a cooling-off period between payday loan payments in Pittsburg, Kentucky?

Yes, there is a mandatory cooling-off period of at least 7 days between payday loan payments in Pittsburg, Kentucky.

Can I be charged additional fees for late or missed payments on my payday loan in Pittsburg, Kentucky?

Yes, you may be charged additional fees for late or missed payments on your payday loan in Pittsburg, Kentucky.