Payday Loans in Plummers Landing, Kentucky

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No payday loan companies in Plummers Landing, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Regions Bank 312 Broadway, La Center, KY 42056 +1 (800) 734 - 4667
Traditions Finance Company 1877 Main St, Cadiz, KY 42211 +1 (270) 522 - 3377
River City Pawn 2045 US-41, Henderson, KY 42420 +1 (270) 212 - 9047
Express Check Advance - Closed 1203 Paris Rd, Mayfield, KY 42066 +1 (270) 247 - 2411
World Finance Corporation 433 N Mayo Trl, Paintsville, KY 41240 +1 (606) 788 - 9040
Raymond James Financial Services 43 N Maple St, Winchester, KY 40391 +1 (859) 745 - 7626
Woodforest National Bank 2988 Burkesville Rd, Columbia, KY 42728 +1 (270) 385 - 9666
Central Financial Services of Ky, Inc. 1220 Master Street, Corbin, KY 40701 +1 (606) 523 - 9200
First Financial Bank 6081 Limaburg Rd, Burlington, KY 41005 +1 (859) 525 - 7720
Wilson & Muir Bank & Trust Co. 105 Taylorsville Rd, Bloomfield, KY 40008 +1 (502) 252 - 8311

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Plummers Landing, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Emergency Loan in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Plummers Landing, KY.

Are Payday Loans Legal In Plummers Landing, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Plummers Landing, KY payday loan calculator

Understanding Payday Loans in Plummers Landing, Kentucky

If you’re in a tight spot financially, and need a quick loan to tide you over until your next paycheck, a payday loan might seem like a lifesaver. But before you apply for one, it’s important to understand the ins and outs of payday loans, especially if you’re in Plummers Landing, Kentucky.

What Are Payday Loans?

Payday loans are short-term loans that are typically due on your next payday. They don’t require collateral and credit checks, which makes them an attractive option for people with bad credit or no credit history.

How Do Payday Loans Work in Plummers Landing, Kentucky?

If you’re in Plummers Landing, Kentucky, you can get a payday loan from a check casher. Payday loans are legal in Kentucky as long as they’re issued by licensed lenders or check cashers. Kentucky Revised Statutes Chapter 286.9.010 et seq. governs payday loans in Plummers Landing.

To apply for a payday loan in Plummers Landing, you’ll need to show proof of income, such as a pay stub. You’ll also need to provide a post-dated check or electronic access to your checking account, which the lender will use to withdraw the loan amount plus fees on your next payday.

The maximum payday loan amount in Kentucky is $500, and the maximum loan term is 60 days. Lenders can charge up to $15 per $100 loaned, which means you could pay up to $75 in fees for a $500 loan.

The Pros and Cons of Payday Loans in Plummers Landing, Kentucky

Pros:

  • Quick and easy to apply for
  • No credit check required
  • You can get the money you need to cover unexpected expenses

Cons:

  • High fees and interest rates
  • You could get trapped in a cycle of debt
  • Payday loans can damage your credit score
  • It’s easy to fall into predatory lending practices

Interesting Facts and Statistics About Payday Loans in Plummers Landing, Kentucky

  • In Kentucky, there are more payday lenders than McDonald’s and KFC locations combined.
  • Kentucky payday lenders charge an average annual percentage rate (APR) of 460%, which is one of the highest in the country.
  • The average payday loan in Kentucky is $350, and borrowers typically pay $50 in interest and fees for a two-week loan.
  • 87% of Kentucky payday loan borrowers take out multiple loans in a year, with the average borrower taking out 10 loans per year.

Apply Now for a Payday Loan in Plummers Landing, Kentucky

If you’re in a tight spot financially and need a payday loan in Plummers Landing, Kentucky, TheGuaranteedLoans can help connect you with potential lenders. We’re a connector service, not a direct lender, which means we can help you find the right lender for your needs.

To apply for a payday loan through TheGuaranteedLoans, simply fill out our online application form. We’ll ask for some basic information about yourself and your financial situation, and then match you with potential lenders who might be able to help.

Remember that payday loans are a short-term solution to a financial problem, and should be used with caution. If you’re struggling financially, consider talking to a credit counselor or financial advisor to explore your other options.

F.A.Q.

Can I apply for a payday loan online in Plummers Landing, Kentucky?

Yes, you can apply for a payday loan online in Plummers Landing, Kentucky, as long as the lender is licensed to operate in the state.

Do I need a bank account to take out a payday loan in Plummers Landing, Kentucky?

Yes, you will need a valid bank account to take out a payday loan in Plummers Landing, Kentucky.