Payday Loans in Poole, Kentucky

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No payday loan companies in Poole, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
First Community Bank 26 2nd St, Vanceburg, KY 41179 +1 (606) 796 - 3086
Speedy Cash 460 Allen Dr, Salyersville, KY 41465 +1 (606) 349 - 4700
Payday Cash Advance 10880 KY-44, Mt Washington, KY 40047 +1 (502) 538 - 3776
Mariner Finance 81 Weddington Branch Rd, Pikeville, KY 41501 +1 (606) 432 - 2563
Citizens Commerce Bank 534 Marsailles Rd, Versailles, KY 40383 +1 (859) 879 - 9455
Whitaker Bank 1025 Hwy 25, Williamsburg, KY 40769
Merchant Cash Advance Kentucky - Small Business Loans Owensboro KY - Commercial Loans, Unsecured Loans, Construction Financing, & Invoice Factoring Jewell Rd, Owensboro, KY 42301 +1 (270) 767 - 6339
Dan's Discount Jewelry & Pawn 499 US-27, Somerset, KY 42501 +1 (606) 678 - 0006
Check Advance 1013 N Green St Unit B, Henderson, KY 42420 +1 (270) 826 - 6860
Bluegrass Check Advance and Payday Loans 507 N Main St, Franklin, KY 42134 +1 (270) 586 - 8233

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Poole, KY, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Same Day Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Poole, KY.

Are Payday Loans Legal In Poole, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Poole, KY payday loan calculator

Payday Loans in Poole, Kentucky Explained

Payday loans are a popular option for people who are looking for a quick solution to their financial problems. If you’re in a tight spot and need some extra cash before your next paycheck, then you might be considering a payday loan. In this article, we’ll take a closer look at how payday loans work in Poole, Kentucky, and what you should know before you apply.

Payday loans are legal in Kentucky, but they are regulated differently than in other states. Specifically, payday loans are only legal for check cashers, not payday lenders. Check cashers are businesses that cash checks for customers and charge a fee for the service. Many check cashers also offer payday loans as an ancillary service.

How do payday loans work in Poole, Kentucky?

If you’re considering a payday loan in Poole, Kentucky, then you’ll need to find a check casher that offers the service. You’ll typically need to be at least 18 years old and provide your name, address, and other personal information to apply. You’ll also need to provide proof of income, such as a pay stub or bank statement, to show that you can repay the loan.

When you apply for a payday loan, you’ll typically be asked to write a post-dated check for the amount you’re borrowing plus the fee charged by the check casher. The check casher will hold onto the check until your next payday, and then cash it to collect the loan repayment. If you’re unable to repay the loan, you may be able to roll it over, which means paying only the fee and extending the loan until your next payday.

What are the fees and interest rates for payday loans in Poole, Kentucky?

The fees and interest rates for payday loans in Poole, Kentucky can vary depending on the check casher and the amount borrowed. You can expect to pay around $15 for every $100 borrowed, which is roughly equivalent to an annual interest rate of 391%. This is much higher than the interest rates charged by traditional lenders, so it’s important to make sure you can afford to repay the loan before you apply.

Are there any alternatives to payday loans in Poole, Kentucky?

If you’re considering a payday loan in Poole, Kentucky, then it’s worth exploring your other options first. Some alternatives to payday loans include:

  • Credit union loans
  • Personal loans from online lenders
  • Credit card cash advances
  • Borrowing from family or friends
  • Negotiating with creditors for more time to pay

If you’re struggling to make ends meet, then it’s also worth exploring government assistance programs like food stamps and rental assistance. These programs can help you stay afloat while you work to improve your financial situation.

Interesting Facts and Statistics about Payday Loans in Poole, Kentucky

  • The average payday loan borrower in Kentucky takes out 10 loans per year, with an average loan amount of $350.
  • According to a study by the Center for Responsible Lending, 90% of payday loan fees in Kentucky come from borrowers who take out more than 5 loans per year.
  • One in four payday borrowers in Kentucky use a payday loan to repay a previous payday loan.

Apply Now for a Payday Loan in Poole, Kentucky

If you’re considering a payday loan in Poole, Kentucky, then TheGuaranteedLoans can help connect you with potential lenders. We’re not a direct lender, but we can facilitate your connection with lenders who may be able to offer you a loan. To get started, simply fill out our online application form and we’ll match you with potential lenders who can meet your needs.

F.A.Q.

Can I cancel or void my payday loan in Poole, Kentucky?

Yes, you have the right to cancel or void your payday loan within 14 days of signing the loan agreement in Poole, Kentucky.

Can I be charged a penalty for prepaying my payday loan in Poole, Kentucky?

No, you cannot be charged a penalty for prepaying your payday loan in Poole, Kentucky.