Payday Loans in Port Royal, Kentucky

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No payday loan companies in Port Royal, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Farm Credit Mid-America 115 Commerce Dr, Russellville, KY 42276 +1 (270) 726 - 2011
Mountain Association 433 Chestnut St, Berea, KY 40403 +1 (859) 986 - 2373
Bank of Clarkson 417 S Main St, Leitchfield, KY 42754 +1 (270) 230 - 0120
Regions Bank 117 W Cedar St, Franklin, KY 42134 +1 (270) 253 - 1310
Lendmark Financial Services LLC 391 N S Mayo Trail, Paintsville, KY 41240 +1 (606) 789 - 9200
Eagle Finance 10363 Dixie Hwy, Louisville, KY 40272 +1 (502) 935 - 2300
Whitaker Bank 9754 KY-15, Isom, KY 41824 +1 (606) 633 - 8204
First Kentucky Bank 223 S 6th St, Mayfield, KY 42066 +1 (270) 247 - 1403
Cash Express 711 S Lincoln Blvd, Hodgenville, KY 42748 +1 (270) 358 - 6328
Pioneer Credit Company 416 Hopkinsville Rd, Russellville, KY 42276 +1 (270) 725 - 9185

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Port Royal, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Florence, KY, Quick Loan in Georgetown, KY, Payday Loans in Hopkinsville, KY, Guaranteed Loans in Louisville, KY, 24-Hour Loan in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Port Royal, KY.

Are Payday Loans Legal In Port Royal, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Port Royal, KY payday loan calculator

Everything You Need to Know About Payday Loans in Port Royal, Kentucky

When unexpected expenses arise, it can be challenging to find the funds to cover them. This is where payday loans can help. A payday loan is a short-term loan designed to provide temporary financial assistance until the borrower’s next paycheck.

In Port Royal, Kentucky, payday loans are legal. Check cashers can offer payday loans to those who need them. Keep reading to learn more about payday loans in Port Royal, Kentucky.

How Do Payday Loans Work?

To secure a payday loan, a borrower must provide proof of employment and income. If approved, the lender will typically issue a loan for the amount required, plus an additional fee.

The loan will be due on the borrower’s next payday, and the lender will withdraw the funds from the borrower’s account. If the borrower does not have sufficient funds to cover the loan and fees, the lender may charge additional fees or extend the loan.

Benefits of Payday Loans

  • Quick access to funds
  • No credit check required
  • Less strict requirements than traditional loans
  • Flexible repayment options

Payday loans can be a valuable resource for those who need quick access to funds. They provide a way to cover unexpected expenses without undergoing a lengthy loan application process.

Risks of Payday Loans

  • High fees and interest rates
  • Potential for debt cycle
  • Impact on credit score

Payday loans can be expensive, with fees and interest rates that are much higher than traditional loans. This can make it challenging for borrowers to repay their loans on time, potentially trapping them in a debt cycle.

Interesting Facts and Statistics about Payday Loans in Port Royal, Kentucky

  • In Kentucky, the maximum payday loan amount a borrower can take out is $500.
  • The average APR for a payday loan in Kentucky is 460%.
  • Kentucky has one of the highest concentrations of payday lenders in the country, with more than 1,000 locations statewide.

Apply Now

If you need quick access to funds and are considering a payday loan, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we work with a network of trusted lenders who may be able to provide the financial assistance you need.

To apply, visit our website and fill out a simple online application. Remember, we are not a direct lender, and we do not make lending decisions. We simply facilitate your connection to potential lenders who may be able to provide the funds you need.

Remember, payday loans should be used as a last resort, and it’s important to understand the risks and fees associated with these loans before borrowing. If you have any questions or concerns, don’t hesitate to contact us for more information. We’re here to help.

F.A.Q.

Are there any alternatives to payday loans in Port Royal, Kentucky?

Yes, there are several alternatives to payday loans in Port Royal, Kentucky, such as small personal loans, credit union loans, or borrowing from friends or family.

What should I do if I am unable to repay my payday loan in Port Royal, Kentucky?

If you are unable to repay your payday loan in Port Royal, Kentucky, you should contact your lender immediately and discuss your options, such as negotiating a payment plan or seeking financial counseling.