Payday Loans in Primrose, Kentucky

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No payday loan companies in Primrose, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Lendmark Financial Services LLC 1714 Perryville Rd Suite B4, Danville, KY 40423 +1 (859) 236 - 8589
Mariner Finance 102 Corporate Dr, Lebanon, KY 40033 +1 (270) 692 - 0126
Dodge's Money Center 301 S Green St, Henderson, KY 42420 +1 (270) 869 - 0587
Easy Money Shoppe 2174 Bridge St, Paducah, KY 42003 +1 (270) 443 - 0111
Check Into Cash 524 W New Circle Rd, Ste 170, Lexington, KY 40511 +1 (859) 455 - 8331
Advance America 3 N Bloomfield Rd, Winchester, KY 40391 +1 (859) 901 - 1717
U.S. Bank Branch 406 S 7th St, Mayfield, KY 42066 +1 (270) 247 - 9494
HLT Check Exchange 100 Highway 15 S 106, Jackson, KY 41339 +1 (606) 666 - 9955
Carter's Check Cashing 523 E Main St, Grayson, KY 41143 +1 (606) 474 - 6811
Fort Knox Fort Knox, KY 40121 +1 (502) 624 - 1000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Primrose, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Florence, KY, Short-term Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Online Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Primrose, KY.

Are Payday Loans Legal In Primrose, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Primrose, KY payday loan calculator

Payday Loans in Primrose, Kentucky: What You Need to Know

Life is full of unexpected events that can sometimes have a significant financial impact. When faced with one of these situations, it can be challenging to make it to your next payday without the necessary funds. Fortunately, payday loans can provide a quick solution that can help you get back on track until your next paycheck.

In this article, we’ll take a closer look at payday loans in Primrose, Kentucky, and help you understand the basics of this lending option. We’ll also share interesting facts that you may not know about payday loans in the area.

What are Payday Loans?

A payday loan is a type of short-term loan that is usually due on your next payday. This type of loan can be helpful when unexpected expenses arise, such as car repairs or medical bills. To qualify for a payday loan, you’ll need to have a regular source of income and a checking account. The lender will typically require proof of income, such as a pay stub or bank statement, to ensure that you’ll be able to repay the loan on your next payday.

Payday Loans in Primrose, Kentucky

Payday loans are legal in Kentucky, but there are specific laws that lenders must follow. In Primrose, Kentucky, payday loans are only legal for check cashers. These lenders can charge up to $15 per $100 borrowed for a period of 14 days, which is the maximum loan term allowed by law in the state. The APR for a payday loan in Kentucky can be as high as 460% for a 14-day loan of $100.

Pros and Cons of Payday Loans

  • Pro: Quick access to cash – Payday loans can provide quick access to cash when you need it most. The application process is usually simple and can be completed in a matter of minutes.
  • Pro: No credit check required – Payday lenders typically don’t require a credit check for approval. This can be beneficial for individuals with poor or no credit history.
  • Con: High-interest rates – Payday loans can come with high-interest rates that can make them expensive to repay. If you’re unable to repay the loan on time, you may be charged additional fees that can make the loan even more costly.
  • Con: Can lead to a cycle of debt – If you’re unable to repay the loan on time, you may be tempted to take out another loan to cover the previous one. This can lead to a cycle of debt that can be challenging to break.

Interesting Facts About Payday Loans in Primrose, Kentucky

  • Kentucky has the highest percentage of payday loan users in the nation.
  • The average payday loan borrower in Kentucky takes out eight loans per year.
  • Payday lenders in Kentucky can charge up to $500 in fees for a $100 loan.

Apply Now

If you’re in need of a payday loan in Primrose, Kentucky, TheGuaranteedLoans can help. We are a connector service that can help connect you with potential lenders who may be able to assist you. Remember, we are not a direct lender, and we will never charge you for our services. So, why wait? Apply now and get the cash you need to take care of unexpected expenses.

Note: Payday loans should only be used as a short-term financial solution. If you’re struggling to make ends meet, consider speaking with a financial advisor or credit counselor to discuss your options for long-term financial stability.

F.A.Q.

Can I apply for a payday loan if I am receiving Social Security benefits in Primrose, Kentucky?

Yes, individuals who are receiving Social Security benefits are eligible to apply for payday loans in Primrose, Kentucky. However, they will need to provide proof of income in order to qualify.

Can I apply for a payday loan if I am a student in Primrose, Kentucky?

Yes, students are eligible to apply for payday loans in Primrose, Kentucky, as long as they meet the other eligibility requirements. However, it is important to carefully consider whether a payday loan is the best option for managing their finances as a student.