Payday Loans in Printer, Kentucky

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No payday loan companies in Printer, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance Til Payday 671 Knox Blvd, Radcliff, KY 40160 +1 (270) 352 - 2460
Farm Credit Mid-America 7112 AA Highway, Maysville, KY 41056 +1 (606) 375 - 4350
Advance America 620 Big Hill Ave #2, Richmond, KY 40475 +1 (859) 625 - 0555
866 Get Paid 1904 Crums Ln, Louisville, KY 40216 +1 (502) 409 - 7243
Home Federal Bank 1602 Cumberland Ave, Middlesboro, KY 40965 +1 (606) 248 - 1095
Central Kentucky Federal Savings Bank, a Division of First Federal Savings Bank of Kentucky 120 Skywatch Dr, Danville, KY 40422 +1 (859) 236 - 4277
ARH Federal Credit Union 3805 W Cumberland Ave, Middlesboro, KY 40965 +1 (606) 248 - 8566
Advance America 217 E Broadway, Campbellsville, KY 42718 +1 (270) 465 - 9901
City Check Advance 1811 W Broadway, Louisville, KY 40203 +1 (502) 778 - 1803
Walmart Money Center 432 Highland Lick Rd, Russellville, KY 42276

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Printer, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Short-term Loans in Hopkinsville, KY, Short-term Loans in Louisville, KY, Payday Loans in Owensboro, KY and No Credit Check Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Printer, KY.

Are Payday Loans Legal In Printer, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Printer, KY payday loan calculator

Payday Loans in Printer, Kentucky: What You Need to Know

If you’re a resident of Printer, Kentucky, and you’re in need of quick cash to cover unexpected expenses, you may be considering a payday loan. Payday loans can be a helpful option in times of financial need, but it’s important to understand the terms and conditions before you apply. Here’s what you need to know about payday loans in Printer, Kentucky.

What Are Payday Loans?

Payday loans are short-term loans that typically have to be repaid by the borrower’s next payday. They are used to cover unexpected expenses and generally offer smaller loan amounts than traditional personal loans. In Kentucky, payday loans are legal for check cashers only, with the maximum loan amount being $500 and the loan term being between 14 and 60 days.

How Do Payday Loans Work?

Applying for a payday loan is usually a quick and simple process. The borrower typically fills out a short application, provides proof of income and identification, and writes a post-dated check for the loan amount plus fees. The lender then provides the borrower with the loan amount, minus the fees. On the borrower’s next payday, the lender cashes the post-dated check to collect the loan repayment and fees.

What Are the Fees and Interest Rates?

Payday loans often come with high fees and interest rates. In Kentucky, lenders can charge up to $15 per $100 borrowed for loans up to $250, and $10 per $100 borrowed for loans between $251 and $500. The Annual Percentage Rate (APR) for a 14-day $100 loan is 390%. It’s important to read the loan agreement carefully and understand the fees and interest rates before accepting the loan.

What Are the Requirements for Getting a Payday Loan in Printer, Kentucky?

To be eligible for a payday loan in Printer, Kentucky, you must:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Provide proof of income
  • Have an active checking account
  • Show proof of residency in Kentucky

Interesting Facts and Statistics About Payday Loans in Printer, Kentucky

  • Printer, Kentucky is a small town with a population of approximately 460 people.
  • In 2020, there were at least four payday loan storefronts in the nearby city of Hazard, KY.
  • According to the Kentucky Department of Financial Institutions, there were 555,252 payday loans made in Kentucky in 2019, with a total loan volume of $199,550,427.
  • The average payday loan amount in Kentucky in 2019 was $359.
  • The average APR for a payday loan in Kentucky in 2019 was 398%.

Apply Now

If you’re interested in applying for a payday loan in Printer, Kentucky, TheGuaranteedLoans can help connect you with potential lenders. We aren’t a direct lender, but we work with a network of lenders who may be able to provide you with a loan. To get started, fill out our online application form and we’ll do our best to match you with a lender.

Please note that payday loans should only be used for short-term financial needs, and not as a long-term financial solution. It’s important to work on building your savings and improving your overall financial health to avoid relying on payday loans in the future.

In Conclusion

Payday loans in Printer, Kentucky can be a solution when you’re in need of quick cash for unexpected expenses. Just make sure you understand the fees, interest rates, and terms before you sign on the dotted line. Always remember to use loans responsibly and work towards a more stable financial future.

F.A.Q.

What is the maximum interest rate allowed on payday loans in Printer, Kentucky?

The maximum interest rate allowed on payday loans in Printer, Kentucky is 36%.

Can I renew or rollover my payday loan in Printer, Kentucky?

No, renewing or rolling over payday loans is not allowed in Printer, Kentucky.