Payday Loans in Rineyville, Kentucky

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No payday loan companies in Rineyville, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens Bank of Kentucky 3651 KY-2565, Louisa, KY 41230 +1 (606) 638 - 9473
World Finance Corporation 1230 S Main St, Morgantown, KY 42261 +1 (270) 526 - 4171
Quik Cash 760 Campbell Ln #104, Bowling Green, KY 42104 +1 (270) 846 - 1730
Personal Finance Company 1321 E Broadway St, Campbellsville, KY 42718 +1 (270) 789 - 0035
Speedy Cash 329 Broadway St, Paintsville, KY 41240 +1 (606) 789 - 3835
Lendmark Financial Services 183 US-127, Russell Springs, KY 42642
Regency Finance Company 5006 Atwood Dr #4, Richmond, KY 40475 +1 (859) 623 - 0955
Omega Financial Services Inc 6439 Bardstown Rd, Louisville, KY 40291 +1 (502) 231 - 5464
Community Trust Bank 1918 Cumberland Ave, Middlesboro, KY 40965 +1 (606) 248 - 9600
A+ Loans LLC 1112 S Hwy 27 STE A, Somerset, KY 42501 +1 (606) 425 - 5232

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rineyville, KY, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Florence, KY, Same Day Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loan Without a Credit Check in Louisville, KY, No Credit Check Loans in Owensboro, KY and 24-Hour Loan in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rineyville, KY.

Beautiful sights of Rineyville, KY

Payday Loans Available in Rineyville, KY By The Following ZIP Codes:

40162, 42701

Are Payday Loans Legal In Rineyville, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Rineyville, KY payday loan calculator

Payday loans are a popular option for individuals who need quick and easy access to funds. In Rineyville, Kentucky, payday loans are legal and available through check cashers. This type of loan has its benefits and drawbacks, and it’s essential to know what to expect before taking out a payday loan.

The Basics of Payday Loans in Rineyville, Kentucky

Payday loans are small loans that are typically due on the borrower’s next payday. In Rineyville, Kentucky, check cashers are the primary lenders of payday loans. With a payday loan, borrowers receive cash in exchange for a post-dated check or an electronic withdrawal authorization from their bank account.

Check cashers in Kentucky are only allowed to charge a maximum fee of $15 per $100 borrowed. The maximum term for a payday loan is 14 days, and the maximum loan amount is $500. Borrowers may only have two outstanding payday loans at any given time.

Pros and Cons of Payday Loans in Rineyville, Kentucky

Payday loans can be a quick solution to a financial emergency. They are easy to qualify for, and the funds are typically available within a few hours of the application being approved. However, there are some drawbacks to payday loans that borrowers should be aware of.

Pros

  • Quick approval process
  • No collateral required
  • Easy to qualify for
  • Can help with a financial emergency

Cons

  • High-interest rates
  • Short repayment terms
  • Can lead to a cycle of debt
  • May not be enough to cover all financial needs

It’s essential to weigh the pros and cons of payday loans carefully before applying. Borrowers should only take out a payday loan if they are confident they can repay it in full on the due date.

Interesting facts about Payday Loans in Rineyville, Kentucky

  • According to a report by the Consumer Financial Protection Bureau, the average payday loan borrower takes out 10 loans per year.
  • Payday loans are banned in 18 states and the District of Columbia.
  • In Kentucky, payday lenders are required to provide borrowers with a written agreement that outlines the terms and conditions of the loan.
  • Borrowers in Kentucky can file a complaint with the Kentucky Department of Financial Institutions if they have a problem with a payday lender.

Apply Now

If you need quick access to funds, payday loans can be an option to explore. TheGuaranteedLoans is a connector service that can help you find potential lenders. Fill out our online application to get started. Please note that TheGuaranteedLoans is not a direct lender and can not guarantee loan approval. We simply facilitate your connection with potential lenders.

Remember, payday loans are a short-term solution. If you are struggling financially, it’s essential to explore other options, such as budgeting, negotiating with creditors, or seeking assistance from a non-profit organization.

Conclusion

Payday loans can be useful in an emergency, but they should be used with caution and only when necessary. In Rineyville, Kentucky, individuals can access payday loans through check cashers. Remember to weigh the pros and cons before taking out a payday loan and only borrow what you know you can repay.

F.A.Q.

Are there any restrictions on the number of payday loans I can take out in Rineyville, Kentucky?

Yes, you are only allowed to take out one payday loan at a time in Rineyville, Kentucky.

Can I take out a payday loan if I have bad credit?

Yes, you can still take out a payday loan in Rineyville, Kentucky even if you have bad credit.