Payday Loans in Rockport, Kentucky

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No payday loan companies in Rockport, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Commercial Lending 1422 Winchester Ave, Ashland, KY 41101 +1 (606) 326 - 9419
Raymond James Financial Services 138 N Main St, Russellville, KY 42276 +1 (270) 726 - 5600
World Finance 35 Black Bear Ave Ste 3, Cumberland, KY 40823 +1 (606) 589 - 4688
Cash Express 2385 Lakeway Dr, Russell Springs, KY 42642 +1 (270) 418 - 3589
World Finance 217 Boone Station Rd, Shelbyville, KY 40065 +1 (502) 647 - 5940
First American Cash Advance 219 Prince Royal Dr Suite 1, Berea, KY 40403 +1 (859) 985 - 0939
Easy Money Shoppe 1014 Paris Rd, Mayfield, KY 42066 +1 (270) 247 - 2000
Checks Etc 1347 KY-185, Bowling Green, KY 42101 +1 (270) 843 - 4435
Bluegrass Check To Cash 1939 Midland Blvd, Shelbyville, KY 40065 +1 (502) 633 - 1896
U.S. Bank Branch 415 N Lake Dr, Prestonsburg, KY 41653 +1 (606) 886 - 2924

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rockport, KY, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Florence, KY, Payday Loan Without a Credit Check in Georgetown, KY, Payday Loans in Hopkinsville, KY, Same Day Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rockport, KY.

Payday Loans Available in Rockport, KY By The Following ZIP Codes:

42369

Are Payday Loans Legal In Rockport, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Rockport, KY payday loan calculator

Payday Loans in Rockport, Kentucky

Are you in need of immediate financial assistance in Rockport, Kentucky? Payday loans may be just what you need to help you out of a tight financial situation. While payday loans are legal in Kentucky, it is important to understand the regulations and requirements for payday lenders in the state to make informed decisions about borrowing.

What are Payday Loans?

Payday loans, also known as cash advances or paycheck advances, are short-term loans that are typically due on the borrower’s next payday. They are designed to provide immediate financial assistance for unexpected expenses or emergencies, such as car repairs or medical bills, where the borrower does not have the funds to cover the cost until their next paycheck arrives.

Payday loans are known for their high interest rates and fees, which can make them costly for borrowers. However, they can also be a lifesaver for those in need of quick cash and who may not have access to other forms of credit.

Regulations for Payday Lenders in Kentucky

While payday loans are legal in Kentucky, the state has implemented regulations for payday lenders to protect borrowers from predatory lending practices. The Kentucky Department of Financial Institutions is responsible for enforcing these regulations and ensuring that payday lenders comply with Kentucky law.

Under Kentucky law, payday lenders must be licensed and can only charge a maximum fee of $15 per every $100 borrowed. The loan term cannot exceed 14 days, and lenders cannot issue more than two loans to a borrower at a time. Additionally, rollovers or renewals are not allowed, and lenders cannot pursue criminal charges against borrowers who default on their loans.

Benefits of Payday Loans in Rockport, Kentucky

Payday loans can be a valuable option for those in need of quick cash in Rockport, Kentucky. Some of the benefits include:

  • Immediate Access to Cash: Payday loans can provide borrowers with immediate access to cash to cover unexpected expenses or emergencies.
  • No Credit Check Required: Payday lenders typically do not require a credit check, making them an option for those with poor credit or no credit history.
  • Relatively Easy Eligibility Criteria: Compared to other types of loans, payday lenders often have less strict eligibility criteria, making it easier for borrowers to qualify for a loan.

Apply Now for a Payday Loan in Rockport, Kentucky

If you are in need of immediate financial assistance in Rockport, Kentucky, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, meaning we can facilitate the process of finding a lender for you. Our application process is simple and easy, and you can get started by filling out our online application form.

Remember, payday loans can be an expensive form of credit, so it is important to understand the terms and fees associated with borrowing before submitting an application. Make sure to read the loan agreement carefully and ask any questions you may have before signing.

Interesting Facts and Statistics About Payday Loans in Rockport, Kentucky

  • In 2019, the average payday loan amount in Kentucky was $378.
  • As of 2021, there are over 500 licensed payday lenders in Kentucky.
  • According to a survey conducted by the Kentucky Coalition for Responsible Lending, 83% of payday loan borrowers in Kentucky had to take out another loan to pay off their original loan.
  • The average APR for payday loans in Kentucky is 455%.

While payday loans can be a valuable option for those in need of quick cash in Rockport, Kentucky, it is important to understand the regulations and requirements for payday lenders in the state before submitting an application. Be sure to borrow responsibly and only take out a loan if you can afford to repay it on time.

F.A.Q.

What fees are associated with payday loans in Rockport, Kentucky?

Payday loans in Rockport, Kentucky may have fees for late payments, insufficient funds, or other penalties. Be sure to carefully review the terms of the loan before agreeing to it.

Can I apply for a payday loan if I am currently in bankruptcy in Rockport, Kentucky?

No, individuals who are currently in bankruptcy are not eligible for payday loans in Rockport, Kentucky.