Payday Loans in Rosine, Kentucky

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No payday loan companies in Rosine, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Southwest Funding LP 2850 Adams St, Paducah, KY 42001 +1 (270) 442 - 7557
Central Bank & Trust Co. 101 Brenwood St, Berea, KY 40403 +1 (859) 986 - 0357
BB&T 2110 N Bend Rd, Hebron, KY 41048 +1 (859) 334 - 3399
BB&T 840 Whitley St, London, KY 40741 +1 (606) 878 - 7646
Express Check Advance 3116 KY-54, Owensboro, KY 42303 +1 (270) 689 - 9663
ABC Finance Inc 1550 Lowes Dr # D, Murray, KY 42071 +1 (270) 759 - 9588
Check Advance 1550 Hwy 15 South, Suite 22, Jackson, KY 41339 +1 (606) 666 - 5758
Check Advance 1856 S. Main Street, Paris, KY 40361 +1 (859) 987 - 6680
Dan's Discount Jewelry & Pawn 623 E Main St, Frankfort, KY 40601 +1 (502) 875 - 2899
Check Into Cash 1000 Cumberland Gap Pkwy #33, Corbin, KY 40701 +1 (877) 244 - 8254

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rosine, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Florence, KY, Payday Loan Without a Credit Check in Georgetown, KY, Payday Loan Without a Credit Check in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rosine, KY.

Are Payday Loans Legal In Rosine, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Rosine, KY payday loan calculator

What You Need to Know About Payday Loans in Rosine, Kentucky

Payday loans are a popular option for those who need quick cash in Rosine, Kentucky. They are a type of short-term loan that is typically due on the borrower’s next payday. It’s important to understand the details of these loans before you apply for one, so let’s explore what payday loans are, how they work in Rosine, Kentucky, and what you should consider before taking one out.

How Do Payday Loans Work in Rosine, Kentucky?

Payday loans are legal in Kentucky as long as they are provided by check cashers and follow the state’s regulations on interest rates and fees. In Rosine, Kentucky, payday loans are a viable option for those who need short-term cash quickly but do not have access to traditional loans or lines of credit. The loan amount is usually between $100 and $500 and must be paid back with interest by the borrower’s next payday, which is typically within two weeks.

The process of obtaining a payday loan in Rosine is relatively straightforward. First, you have to fill out an online application. Your lender will then evaluate your application and let you know if you are approved. If approved, the cash will be deposited into your account within 24 hours. The repayment terms will vary depending on the lender’s policies, but you can expect to pay back the loan with interest on your next payday.

What Are the Costs Associated with Payday Loans in Rosine?

Payday loans in Rosine, Kentucky, come with high-interest rates and fees. The state regulates the interest rate that can be charged on a payday loan, and the maximum amount allowed in Kentucky is 459%. This may seem high, but it’s important to remember that these loans are designed to be short-term and are meant to be paid back quickly. In addition to interest rates, payday loans can come with other fees, including origination fees and late payment fees. Before taking out a payday loan, it’s important to read the fine print and understand all the fees associated with the loan.

What Should You Consider Before Taking Out a Payday Loan in Rosine?

Before you take out a payday loan in Rosine, Kentucky, consider whether you can afford to pay back the loan on time. Given the high-interest rates and fees, payday loans can be a costly option if you cannot pay them back as expected. If you are unable to repay your payday loan on time, you may accrue additional fees and damage your credit score.

Another important factor to consider before taking out a payday loan in Rosine is the lender’s reputation. Be sure to research the lender you intend to borrow from to ensure they are trustworthy and have a good reputation. You can check online reviews or ask for recommendations from friends or family members who have used payday loans in Rosine in the past.

Interesting Facts and Statistics About Payday Loans in Rosine, Kentucky

  • Kentucky is one of 32 states that allow payday lending.
  • The average payday loan in Kentucky is $350.
  • The average annual percentage rate (APR) in Kentucky is 391%.
  • In Kentucky, payday loan borrowers are most likely to be women aged 25 to 44 years.

Apply Now

If you are in need of a payday loan in Rosine, Kentucky, TheGuaranteedLoans can help. We are a connection service, not a direct lender, which means we can help you find a lender that meets your needs quickly and easily. Our online application process is simple, and we work with trusted lenders who abide by Kentucky’s payday loan regulations, so you can get the cash you need with confidence.

To apply for a payday loan through TheGuaranteedLoans, simply fill out our online application form. We will review your information and connect you with a lender who meets your needs. If approved, your loan could be funded within 24 hours.

Final Thoughts

Payday loans in Rosine, Kentucky, can be a useful way to get quick cash when you need it. However, they come with high-interest rates and fees, so it’s essential to understand the risks associated with them before you apply. Consider whether you can afford to repay the loan on time and research the lender before taking out a loan. By doing so, you can make an informed decision and avoid unwanted surprises down the road.

F.A.Q.

Can I apply for a payday loan if I am receiving Social Security benefits in Rosine, Kentucky?

Yes, individuals who are receiving Social Security benefits are eligible to apply for payday loans in Rosine, Kentucky. However, they will need to provide proof of income in order to qualify.

Can I apply for a payday loan if I am a student in Rosine, Kentucky?

Yes, students are eligible to apply for payday loans in Rosine, Kentucky, as long as they meet the other eligibility requirements. However, it is important to carefully consider whether a payday loan is the best option for managing their finances as a student.