Payday Loans in Rowdy, Kentucky

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No payday loan companies in Rowdy, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance Corporation 108 South Plaza, London, KY 40741 +1 (606) 862 - 6660
First Financial Credit 10 KY-92, Williamsburg, KY 40769 +1 (606) 549 - 5504
Cash Express 1304 E Main St, Cumberland, KY 40823 +1 (606) 589 - 2525
USA Service Finance 1104 Paris Rd, Mayfield, KY 42066 +1 (866) 289 - 1813
Kentucky Federal 6890 Dixie Hwy, Florence, KY 41042 +1 (859) 283 - 2400
Woodforest Bank 420 Factory Outlet Rd, Hanson, KY 42413 +1 (270) 821 - 7000
First Financial Bank 201 Limestone Dr, Frankfort, KY 40601 +1 (502) 875 - 4500
Independence Bank 8523 US-60 West, Lewisport, KY 42351 +1 (270) 295 - 7941
A+ Loans LLC 956 South, Hwy 25 suite 29, Williamsburg, KY 40769 +1 (606) 549 - 4950
Cash Express 581 KY 2418, Barbourville, KY 40906 +1 (606) 545 - 4948

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rowdy, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Bad Credit Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rowdy, KY.

Are Payday Loans Legal In Rowdy, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Rowdy, KY payday loan calculator

Payday Loans in Rowdy, Kentucky – What You Need to Know

Payday loans are a popular option for many individuals who are facing financial difficulties. With the current economic climate, more and more people are turning to payday loans as a means of financial assistance. In this article, we will be discussing everything you need to know about payday loans in Rowdy, Kentucky.

What are Payday Loans?

Payday loans are short-term loans that are meant to be repaid on the borrower’s next payday. They are often used for unexpected expenses or when the borrower is short on cash. These loans typically have high-interest rates and fees, so it is important to understand the terms and conditions before taking out a payday loan.

Are Payday Loans Legal in Rowdy, Kentucky?

Yes, payday loans are legal in Rowdy, Kentucky. However, they are only legal for check cashers. Other lenders are not allowed to offer payday loans in Kentucky.

How Do Payday Loans Work?

Payday loans are easy to obtain but can be expensive. In Rowdy, Kentucky, borrowers can typically obtain up to $500 in cash. The borrower must provide a post-dated check for the amount of the loan plus fees and interest. The lender will then hold the check until the borrower’s next payday, at which point the borrower will either pay the loan off or roll it over, incurring additional fees and interest.

What are the Fees and Interest Rates for Payday Loans in Rowdy, Kentucky?

The fees and interest rates for payday loans in Rowdy, Kentucky can be high. The maximum interest rate that lenders can charge in Kentucky is 15% of the face value of the check, and the maximum fee that a lender can charge is $15 per $100 in loans. This means that if a borrower takes out a $500 loan, they could pay up to $75 in interest and fees for a two-week loan term.

What are the Requirements for Obtaining a Payday Loan in Rowdy, Kentucky?

To obtain a payday loan in Rowdy, Kentucky, borrowers must provide a valid government-issued ID, a post-dated check or electronic debit authorization, and proof of income. Some lenders may require additional information or documentation depending on their specific requirements.

How to Avoid the Pitfalls of Payday Loans in Rowdy, Kentucky

While payday loans can be a helpful source of short-term financing, they can also be expensive and lead to financial pitfalls if not used properly. Here are some tips for avoiding the potential pitfalls of payday loans in Rowdy, Kentucky:

  • Only borrow what you need
  • Understand the fees and interest rates
  • Read the terms and conditions carefully
  • Have a plan for repayment before taking out the loan
  • Avoid rolling over the loan if possible

Interesting Facts and Statistics about Payday Loans in Rowdy, Kentucky

  • In 2020, the average payday loan amount in Kentucky was $357.
  • According to a survey, 65% of payday loan borrowers in Kentucky reported using payday loans to cover unexpected expenses.
  • Kentucky has some of the highest allowable fees for payday loans in the country.
  • Payday lenders in Kentucky are required to post a schedule of fees and interest rates in their storefronts.

Apply Now

If you are in need of a payday loan in Rowdy, Kentucky, TheGuaranteedLoans can help. We are a connector service that works with potential lenders to facilitate connections between borrowers and lenders. Our online application process is quick and easy, and we work with lenders who offer competitive rates and terms. Apply now to get the money you need!

Note: TheGuaranteedLoans is a connector service and not a direct lender. We do not make credit decisions or provide loans. We simply facilitate connections between borrowers and lenders.

F.A.Q.

What is the maximum interest rate allowed on payday loans in Rowdy, Kentucky?

The maximum interest rate allowed on payday loans in Rowdy, Kentucky is 36%.

Can I renew or rollover my payday loan in Rowdy, Kentucky?

No, renewing or rolling over payday loans is not allowed in Rowdy, Kentucky.