Payday Loans in Roxana, Kentucky

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No payday loan companies in Roxana, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Trust Bank 470 North Mayo Trail d, Paintsville, KY 41240 +1 (606) 788 - 9934
Meade County Bank 2175 Brandenburg Rd, Brandenburg, KY 40108 +1 (270) 422 - 4141
World Finance Corporation 255 Wallace Wilkinson Blvd, Liberty, KY 42539 +1 (606) 787 - 1870
Bluegrass Check Advance and Payday Loans 507 N Main St, Franklin, KY 42134 +1 (270) 586 - 8233
Southeast Financial Services Inc 744 S, US-25E Scenic, Barbourville, KY 40906 +1 (606) 545 - 6100
World Finance Corporation 940 Jamestown St, Columbia, KY 42728 +1 (270) 384 - 2155
Mariner Finance 4971 Houston Rd, Florence, KY 41042 +1 (859) 282 - 1145
Ashland Credit Union 1300 Central Ave, Ashland, KY 41101 +1 (800) 245 - 8112
Farmers Deposit Bank 386 W Main St, Carlisle, KY 40311 +1 (859) 234 - 3100
M&B Pawnshop 128 W Main St, Grayson, KY 41143 +1 (606) 474 - 5634

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Roxana, KY, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Florence, KY, Guaranteed Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Short-term Loans in Louisville, KY, Same Day Loans in Owensboro, KY and Payday Loan Companies in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Roxana, KY.

Are Payday Loans Legal In Roxana, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Roxana, KY payday loan calculator

Introduction

Payday loans are a popular way for people to access cash quickly in emergencies. These short-term loans can be lifesavers for those who need money urgently, but can’t wait for a traditional loan. If you live in Roxana, Kentucky, you may be wondering about your options for payday loans. In this article, we’ll cover everything you need to know about payday loans in Roxana, including their legality, application process, and more.

The Legality of Payday Loans in Roxana, Kentucky

It’s important to note that payday loans are legal in Roxana, Kentucky. However, this only applies to check cashers. Other types of lenders, such as title lenders, are not allowed to offer payday loans. The Kentucky Department of Financial Institutions regulates payday lenders in the state, so if you’re considering taking out a payday loan, be sure to choose a reputable lender that follows all applicable laws and regulations.

The Application Process for Payday Loans in Roxana, Kentucky

The application process for payday loans in Roxana is relatively straightforward. You’ll need to provide basic personal and financial information to the lender, including your name, address, income, and bank account information. The lender will use this information to determine whether or not to approve your loan application.

Requirements for Payday Loans in Roxana, Kentucky

To be eligible for a payday loan in Roxana, you must meet a few basic requirements. First, you must be at least 18 years old and a resident of Kentucky. You’ll also need to provide proof of income, such as a pay stub, and have an active checking account in good standing.

The Pros and Cons of Payday Loans

Like any type of loan, payday loans come with both pros and cons. Some of the benefits of taking out a payday loan include their quick approval process and ability to obtain funds even with poor credit. However, payday loans also come with high interest rates and fees, which can make them more expensive than other types of loans in the long run. It’s important to carefully consider your financial situation and weigh the pros and cons before taking out a payday loan.

Interesting Facts and Statistics about Payday Loans in Roxana, Kentucky

Here are some interesting facts and statistics about payday loans in Roxana, Kentucky:

  • Approximately 10% of Kentucky residents have taken out a payday loan in the past year.
  • The average payday loan amount in Kentucky is $350.
  • Most payday lenders in Kentucky charge around 400% APR.

Apply Now for a Payday Loan in Roxana, Kentucky

If you need cash quickly, you can apply for a payday loan on our website. TheGuaranteedLoans is a connector service that will facilitate your connection with potential lenders. It’s important to remember that we are not a direct lender, so you’ll need to work with a third-party lender to obtain your loan. Our online application process is easy and secure, and you could receive your funds as soon as the next business day.

Conclusion

Payday loans can be a helpful tool in certain situations, but they also come with risks. If you’re considering taking out a payday loan in Roxana, Kentucky, be sure to do your research and choose a reputable lender. Remember to read the terms and conditions carefully and only borrow what you can afford to repay. And if you need help finding a lender, TheGuaranteedLoans is here to help. Apply now for a payday loan and get the cash you need to cover your expenses.

F.A.Q.

What are the requirements to be eligible for a payday loan in Roxana, Kentucky?

To be eligible for a payday loan in Roxana, Kentucky, you must be at least 18 years old and have a valid government-issued ID and proof of income.

How long do I have to repay a payday loan in Roxana, Kentucky?

Payday loans in Roxana, Kentucky must be repaid within 60 days.