Payday Loans in Simpsonville, Kentucky

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No payday loan companies in Simpsonville, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
BB&T 2933 Fort Campbell Blvd, Hopkinsville, KY 42240 +1 (270) 887 - 2318
Credit Fair-E 2303 Hurstbourne Village Dr Suite 300, Louisville, KY 40299 +1 (812) 329 - 5045
Forcht Bank 58 Broadway St, Dry Ridge, KY 41035 +1 (859) 824 - 6300
World Finance Corporation 148 Pleasant Retreat Dr, Lancaster, KY 40444 +1 (859) 792 - 4828
BB&T 102 NW Park Square, Russellville, KY 42276 +1 (270) 726 - 2451
Cash Express 1033 Paris Pike, Georgetown, KY 40324 +1 (502) 868 - 9191
First Kentucky Bank 223 S 6th St, Mayfield, KY 42066 +1 (270) 247 - 1403
Louisa Cash Express 100 Pocahontas St, Louisa, KY 41230
Mariner Finance 2425 Scottsville Rd Suite 112, Bowling Green, KY 42104 +1 (270) 393 - 9909
BB&T 803 Bardstown Rd, Springfield, KY 40069 +1 (859) 336 - 3971

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Simpsonville, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Quick Loan in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Simpsonville, KY.

Beautiful sights of Simpsonville, KY

Payday Loans Available in Simpsonville, KY By The Following ZIP Codes:

40067

Are Payday Loans Legal In Simpsonville, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Simpsonville, KY payday loan calculator

Understanding Payday Loans in Simpsonville, Kentucky

When it comes to unexpected financial expenses, payday loans can be a fast and easy solution for many people. However, it is important to understand the laws and regulations surrounding payday loans in Simpsonville, Kentucky, before considering this type of borrowing.

Are Payday Loans Legal in Simpsonville, Kentucky?

In Kentucky, payday loans are legal but only apply to check cashers. The state has specific laws regulating payday loans as well as other types of short-term loans. The Kentucky Department of Financial Institutions is responsible for overseeing the financial industry’s operations in the state. The regulations require that payday lenders obtain a license and comply with the state’s restrictions.

The Process of Obtaining a Payday Loan in Simpsonville, Kentucky

The application process for a payday loan in Simpsonville is usually straightforward. First, you will need to provide your identification and contact information. You will also need to provide evidence of your income and have a checking account.

If you meet the lender’s eligibility requirements, they will either approve or deny your application. The decision is usually made the same day or within a few business days. If your application is approved, the lender will provide the funds in cash or deposit the money electronically into your checking account.

What Are the Limits and Restrictions on Payday Loans in Simpsonville, Kentucky?

The restrictions on payday loans in Simpsonville, Kentucky, include the following:

  • The maximum loan amount for payday loans in Kentucky is $500
  • Loan terms cannot exceed 60 days
  • Lenders must clearly disclose all fees and interest rates associated with the loan
  • Lenders cannot charge more than $15 per $100 borrowed
  • Borrowers are allowed up to two loans at a time
  • Lenders are prohibited from engaging in abusive collection practices

It is important to understand these restrictions when considering a payday loan in Simpsonville, Kentucky. These regulations are in place to protect borrowers from predatory lending practices.

Your Rights as a Borrower in Simpsonville, Kentucky

If you take out a payday loan in Simpsonville, Kentucky, you have certain rights. These include the right to:

  • Receive clear and accurate information about the loan terms and costs
  • Receive a copy of the loan agreement
  • Cancel the loan within 72 hours of receiving the funds without paying any additional fees
  • File complaints against illegal loan practices and loan companies with the state regulatory agency

Interesting Facts and Statistics About Payday Loans in Simpsonville, Kentucky

  • In Kentucky, payday loans accounted for $520 million in borrowing in 2020
  • The average payday loan in Kentucky was $337
  • There were 563 payday lending storefronts in Kentucky in 2020
  • The average interest rate on a payday loan in Kentucky is 340%

Apply Now for a Payday Loan in Simpsonville, Kentucky

If you find yourself in need of a payday loan in Simpsonville, Kentucky, TheGuaranteedLoans can help you connect with potential lenders. Our online application process is fast and easy, and we’ll match you with lenders who meet your specific financial needs. Please note that TheGuaranteedLoans is a connector service that finds lenders for borrowers, but we are not a direct lender. Our service is free to use and can help you get the funds you need quickly.

Don’t wait any longer to take control of your finances. Apply now for a payday loan in Simpsonville, Kentucky, and get your financial situation back on track!

F.A.Q.

Can I cancel or void my payday loan in Simpsonville, Kentucky?

Yes, you have the right to cancel or void your payday loan within 14 days of signing the loan agreement in Simpsonville, Kentucky.

Can I be charged a penalty for prepaying my payday loan in Simpsonville, Kentucky?

No, you cannot be charged a penalty for prepaying your payday loan in Simpsonville, Kentucky.