Payday Loans in Sizerock, Kentucky

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No payday loan companies in Sizerock, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Express 447 Lexington Rd, Versailles, KY 40383 +1 (859) 879 - 6265
Checkered Flag Check Cashing 8575 KY-122, Minnie, KY 41651 +1 (606) 377 - 1133
Pioneer Credit Company now Mariner Finance 1577 US-68, Maysville, KY 41056 +1 (606) 375 - 4939
Citizens National Bank - Science Hill Branch 105 W Hwy 635, Science Hill, KY 42553 +1 (606) 423 - 9607
Cash Express 310 Cross St N, Hawesville, KY 42348 +1 (270) 927 - 3044
First Federal Savings & Loan 211 W Main St, Morehead, KY 40351 +1 (606) 784 - 4187
Cash Express 1033 Paris Pike, Georgetown, KY 40324 +1 (502) 868 - 9191
Cash Express 1713 Scottsville Rd Ste B, Bowling Green, KY 42104 +1 (270) 393 - 8965
First Financial Credit 205 18th St 3, Middlesboro, KY 40965 +1 (606) 248 - 5050
Hancock Bank & Trust Co 2501 Crossings Blvd 250, Bowling Green, KY 42104 +1 (270) 843 - 2285

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sizerock, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Short-term Loans in Hopkinsville, KY, Payday Loan Companies in Louisville, KY, Bad Credit Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sizerock, KY.

Are Payday Loans Legal In Sizerock, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Sizerock, KY payday loan calculator

Payday Loans in Sizerock, Kentucky: Everything You Need to Know

For individuals facing unexpected expenses, payday loans can be a life-saver. Payday loans are short-term loans that borrowers repay from their next paycheck. They can be handy in emergencies, like when you need to repair a car or cover medical bills.

In Kentucky, payday loans are legal for check cashers only. They allow borrowers to access a quick influx of cash that they can repay with their next paycheck. In this article, we will explore payday loans, their availability, and the process of obtaining one in Sizerock, Kentucky.

What You Need to Know About Payday Loans

Payday loans are heavily regulated by the state of Kentucky, which has established rules and regulations for their function and operation within the state. Understanding these regulations will help you make informed decisions about payday loans in Kentucky.

First and foremost, payday loans in Kentucky have a small loan cap of $500 with a maximum loan term of 60 days. Additionally, the lender can only charge a maximum of $15 per $100 borrowed, which caps out at an APR of 460%. These parameters help protect consumers from predatory lenders.

To apply for a payday loan, you must be at least 18 years of age and a permanent resident or citizen of the United States. You must also have an active checking or savings account for the lender to deposit funds. Depending on the lender, you might also need a government-issued ID, proof of income, and other documentation to prove your creditworthiness.

Payday loans are typically easy to get, but they come with a high-risk factor for both the lender and the borrower due to their high interest rates and short repayment terms. As such, it is crucial to borrow responsibly and only take a payday loan if necessary and can pay it back on time.

Payday Loans in Sizerock, Kentucky

Although payday loans are legal in Kentucky, they aren’t available throughout the state. In Sizerock, specifically, several check cashing services offer payday loans to locals. You can also apply for payday loans online through a state-licensed lender or a connector service like TheGuaranteedLoans.

Connector services like TheGuaranteedLoans can help you find a lender that meets your needs. They match borrowers with lenders based on their individual requirements and credit scores. TheGuaranteedLoans, for example, is not a direct lender but a connection service that helps you find the best lender to meet your needs.

Applying for a Payday Loan in Sizerock, Kentucky

To apply for a payday loan online in Sizerock, Kentucky, you can fill out an online application on TheGuaranteedLoans website.

The application process is quick and straightforward. You can complete your application for a payday loan online from the comfort of your own home, and depending on your credit and other factors, you will be matched with a suitable lender. Once you are matched, you can expect to receive a loan agreement that details the terms and conditions of the loan.

If you agree to the loan terms, the lender will deposit the funds directly into your account. You can then use the money to cover any expenses you have like medical bills, home repairs, or car payments.

Some Interesting Facts and Statistics

  • Payday loans are often used for recurring expenses like rent, utilities or groceries. About 69% of borrowers use payday loans to cover recurring expenses.
  • Kentucky has some of the highest poverty rates in the United States, which often leads to increased borrowing rates of payday loans.
  • Kentucky ranks seventh in the U.S. when it comes to the number of payday lenders within state lines, with a total of 541 payday lending storefronts in the state.
  • The average annual percentage rate (APR) for a payday loan in Kentucky is 466%.

Apply Now for a Payday Loan in Sizerock, Kentucky

Visit TheGuaranteedLoans to apply now and complete an application for a payday loan in Sizerock, Kentucky. The process is quick, simple, and secure. Remember, TheGuaranteedLoans is not a direct lender, but a connection service that matches you with suitable lenders for your needs.

Don’t let unexpected expenses weigh you down. Get the rapid cash you need with an online payday loan from TheGuaranteedLoans today!

F.A.Q.

Can I be denied a payday loan in Sizerock, Kentucky based on my credit score?

No, payday lenders in Sizerock, Kentucky are not allowed to deny a loan based on your credit score. However, a low credit score may affect the terms and conditions of the loan.

How do I know if a payday lender is licensed to operate in Sizerock, Kentucky?

To check if a payday lender is licensed to operate in Sizerock, Kentucky, you can visit the Kentucky Office of Financial Institutions website and search for their name or license number.