Payday Loans in Stone, Kentucky

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No payday loan companies in Stone, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Tom's Pay Day Express 311 Ferry St, Russell, KY 41169 +1 (606) 834 - 0146
LendNation 934 Louisville Rd Ste D, Frankfort, KY 40601 +1 (502) 696 - 9280
Woodforest Bank 100 Walton Ave, Danville, KY 40422 +1 (859) 236 - 9565
Bluegrass Check To Cash 1939 Midland Blvd, Shelbyville, KY 40065 +1 (502) 633 - 1896
Heights Finance Corporation 658 N 12th St, Murray, KY 42071 +1 (270) 759 - 0310
Check Into Cash 1949 N Dixie Blvd, Radcliff, KY 40160 +1 (270) 351 - 4222
Citizens Union Bank - Owenton Location 127 Thomas St, Owenton, KY 40359 +1 (866) 633 - 4450
Don Moore Nissan 4216 Frederica St, Owensboro, KY 42301 +1 (270) 926 - 2502
Cash Advance 3 N Bloomfield Rd, Winchester, KY 40391 +1 (859) 745 - 6500
Cornerstone Financial Management Llc 204 Autumn Dr, Greensburg, KY 42743 +1 (270) 932 - 3282

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stone, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loan Without a Credit Check in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Online Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stone, KY.

Are Payday Loans Legal In Stone, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Stone, KY payday loan calculator

Payday Loans in Stone, Kentucky: What You Need to Know

Payday loans are a popular type of short-term loan that can help you cover unexpected expenses. If you live in Stone, Kentucky, you might be considering a payday loan to help you out of a tight financial situation. In this article, we’ll cover everything you need to know about payday loans in Stone, Kentucky.

What are Payday Loans?

Payday loans are small loans that are typically due on your next payday. They are designed to help individuals who need to cover unexpected expenses, such as car repairs, medical bills, or other emergencies. Generally, payday loans are unsecured and have high-interest rates.

Are Payday Loans Legal in Stone, Kentucky?

Yes, payday loans are legal in Stone, Kentucky. However, it’s important to note that this only applies to check cashers, not all types of lenders. This means that if you’re looking for a payday loan in Stone, you’ll need to find a reputable check casher in the area.

How Do Payday Loans Work?

The process of obtaining a payday loan is relatively simple. You’ll need to provide a post-dated check to the lender in the amount of the loan plus any fees. If you’re unable to repay the loan on the due date, the lender can cash the check to receive payment.

It’s important to note that payday loans can be very expensive due to the high-interest rates and fees associated with them. This means that you should be careful when considering a payday loan and only use them as a last resort.

The Pros and Cons of Payday Loans

Before taking out a payday loan, it’s important to weigh the pros and cons. Some of the pros of a payday loan include:

  • Quick and easy access to cash
  • No credit check required

However, there are also many cons to consider, including:

  • High-interest rates and fees
  • Short repayment period
  • Possible debt trap if you’re unable to repay the loan on time

Interesting Facts and Statistics About Payday Loans in Stone, Kentucky

  • In 2019, the average payday loan amount in Kentucky was $369.
  • Between 2010 and 2016, over 300,000 payday loans were taken out in Kentucky.
  • The maximum loan amount for a payday loan in Kentucky is $500.

These facts and statistics demonstrate the popularity of payday loans in Kentucky and the potential risks associated with them.

Apply Now

If you’re considering a payday loan in Stone, Kentucky, TheGuaranteedLoans can help. We’re a trusted connector service that can help you find potential lenders who may be able to provide you with the cash you need. Remember, we’re not a direct lender and will only facilitate the connection between you and potential lenders.

Applying for a payday loan is easy with TheGuaranteedLoans. Simply fill out our online application and we’ll connect you with potential lenders who may be able to meet your needs. Remember to only borrow what you need and to consider the high-interest rates and fees associated with payday loans.

The Bottom Line

Payday loans can be a helpful option for individuals who need to cover unexpected expenses. However, it’s important to consider the risks and potential consequences associated with these loans before taking one out. Remember to only borrow what you need and to use payday loans as a last resort.

F.A.Q.

Are there any alternatives to payday loans in Stone, Kentucky?

Yes, there are several alternatives to payday loans in Stone, Kentucky, such as small personal loans, credit union loans, or borrowing from friends or family.

What should I do if I am unable to repay my payday loan in Stone, Kentucky?

If you are unable to repay your payday loan in Stone, Kentucky, you should contact your lender immediately and discuss your options, such as negotiating a payment plan or seeking financial counseling.