Payday Loans in Stoney Fork, Kentucky

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Stoney Fork, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 1224 Old Gallatin Rd, Scottsville, KY 42164 +1 (270) 237 - 3176
Middlefork Financial Group Inc 22023 Main St, Hyden, KY 41749 +1 (606) 672 - 2344
Cash Express 2514 Fort Campbell Blvd, Hopkinsville, KY 42240 +1 (270) 886 - 8337
Community Trust Bank 107 W Main St, Hindman, KY 41822 +1 (606) 785 - 5095
General Electric Credit Union Florence 8659 U.S. Hwy 42, Florence, KY 41042 +1 (513) 243 - 4328
866 Get Paid 1904 Crums Ln, Louisville, KY 40216 +1 (502) 409 - 7243
Farmers Bank and Trust 216 W Main St, Salem, KY 42078 +1 (270) 988 - 9000
CheckSmart 8459-D, US-42, Florence, KY 41042 +1 (859) 647 - 7500
First American Cash Advance 935 Paris Rd Suite B, Mayfield, KY 42066 +1 (270) 247 - 2188
Auburn Banking Co 404 Hopkinsville Rd, Russellville, KY 42276 +1 (270) 725 - 9999

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stoney Fork, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Florence, KY, Guaranteed Loans in Georgetown, KY, Payday Loan for Hopkinsville, KY, Quick Loan in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loan for Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stoney Fork, KY.

Are Payday Loans Legal In Stoney Fork, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Stoney Fork, KY payday loan calculator

Payday Loans in Stoney Fork, Kentucky

Payday loans, also known as cash advances, are small, short-term loans that are usually due on the borrower’s next payday. These loans can be useful in emergency situations when the borrower needs cash quickly. However, they come with high-interest rates and fees, which can lead to a cycle of debt if not managed carefully. In Kentucky, payday loans are legal but only apply to check cashers.

Understanding Payday Loans in Stoney Fork, Kentucky

If you live in Stoney Fork, Kentucky, and are considering a payday loan, there are a few things you should know. Firstly, it is important to shop around and compare rates and fees from different lenders to find the best deal. Secondly, payday loans are short-term loans that are typically due within 14 days, so be sure to borrow only what you can afford to pay back on time. Finally, borrowers need to provide proof of income and other personal details when applying for a payday loan.

Benefits and Drawbacks of Payday Loans in Stoney Fork, Kentucky

One of the benefits of payday loans is that they are easy to qualify for even if you have bad credit. This is because lenders are more concerned with your ability to repay the loan than your credit score. Additionally, payday loans are typically processed quickly, so you can get the cash you need when you need it.

However, payday loans come with high-interest rates and fees, which can add up quickly, especially if you are unable to repay the loan on time. This can lead to a cycle of debt where you are constantly borrowing money to pay off previous loans.

The Payday Loan Application Process

The application process for a payday loan is usually quick and easy. You can apply online or in-person at a local check casher’s office. You will need to provide proof of income, such as a pay stub or bank statement, and other personal details, such as your name, address, and contact information. The lender will then assess your application and let you know if you’ve been approved for a loan.

Interesting Facts and Statistics about Payday Loans in Stoney Fork, Kentucky

  • In Kentucky, payday loans are legal but only apply to check cashers, not traditional banks or credit unions.
  • The maximum amount you can borrow with a payday loan in Kentucky is $500.
  • The interest rate for payday loans in Kentucky is capped at 15% of the face value of the loan.
  • The average APR for payday loans in Kentucky is 460%.
  • In 2018, Kentuckians took out more than 680,000 payday loans, with an average loan amount of $340.

Apply Now

If you are considering a payday loan in Stoney Fork, Kentucky, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and we make it easy for borrowers to find lenders that match their needs. To apply now, simply visit our website and fill out the online application. We will process your application and connect you with lenders who may be able to provide you with the cash you need.

Remember, payday loans can be useful in emergency situations when you need cash quickly. However, they come with high-interest rates and fees, which can lead to a cycle of debt if not managed carefully. Be sure to borrow only what you can afford to pay back on time, and shop around for the best rates and fees before taking out a loan.

F.A.Q.

Can I be denied a payday loan in Stoney Fork, Kentucky based on my credit score?

No, payday lenders in Stoney Fork, Kentucky are not allowed to deny a loan based on your credit score. However, a low credit score may affect the terms and conditions of the loan.

How do I know if a payday lender is licensed to operate in Stoney Fork, Kentucky?

To check if a payday lender is licensed to operate in Stoney Fork, Kentucky, you can visit the Kentucky Office of Financial Institutions website and search for their name or license number.