Payday Loans in Sullivan, Kentucky

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No payday loan companies in Sullivan, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Affordable Automotive 164 Village Dr 1649, Prestonsburg, KY 41653 +1 (606) 506 - 5081
River City Finance Company, Inc 2500 Frederica St, Owensboro, KY 42301 +1 (270) 686 - 3002
Cash Express 3331 Lovelaceville Rd Ste A, Paducah, KY 42001 +1 (270) 554 - 0780
Fifth Third Bank & ATM 240 Fairfield Ave, Bellevue, KY 41073 +1 (859) 431 - 2227
Advance Check & Title Inc 108 N 1st St, Harlan, KY 40831 +1 (606) 574 - 9219
World Finance Corporation 125 Walmart Way Suite 8, Williamsburg, KY 40769 +1 (606) 539 - 0640
Advance America 2845 W Parrish Ave Suite J Suite J, Owensboro, KY 42301 +1 (270) 688 - 8448
BB&T 255 Mary Grubbs Hwy, Walton, KY 41094 +1 (859) 485 - 9595
Cash Express 1835 N, US-27, Whitley City, KY 42653 +1 (606) 376 - 5959
Harlan Check Exchange 2366 US-421, Harlan, KY 40831 +1 (606) 574 - 0750

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sullivan, KY, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Florence, KY, Short-term Loans in Georgetown, KY, Payday Loan Without a Credit Check in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loan Companies in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sullivan, KY.

Are Payday Loans Legal In Sullivan, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Sullivan, KY payday loan calculator

Payday Loans in Sullivan, Kentucky: What You Need to Know

If you’re facing unexpected expenses or a financial emergency in Sullivan, Kentucky, a payday loan can provide fast and convenient relief. These short-term loans have become increasingly popular in recent years, but it’s important to understand the risks and benefits before you decide to apply. Here’s what you need to know.

What are payday loans?

A payday loan is a type of short-term loan that is typically repaid on the borrower’s next payday. These loans are designed to provide borrowers with quick access to cash to cover emergency expenses or other unexpected bills. In Sullivan, Kentucky, payday loans are legal, but only for check cashers.

How do payday loans work?

To apply for a payday loan, borrowers typically need to provide proof of income, a valid ID, and a checking account. The lender will then approve or deny the loan based on the borrower’s credit history and ability to repay the loan. If approved, the borrower will receive the funds in their checking account within a few days.

Payday loans are short term loans, therefore the repayment term is usually less than two weeks with interest rates ranging from 390 to 780% APR (depending on the state laws). In Kentucky, the maximum amount that can be borrowed is $500, and the maximum fees and finance charges cannot exceed $15 per $100 borrowed.

The benefits of payday loans

  • Payday loans are easy to access and require minimal paperwork.
  • They provide fast cash when you need it most, often within 24 hours.
  • Payday loans can be used for any purpose, with no restrictions on how the funds can be used.
  • They can be a good option for those with bad credit or no credit history.

Risks of payday loans

  • Payday loans often have high interest rates and fees, making them an expensive form of credit.
  • Some lenders may engage in predatory lending practices, such as charging excessive fees or extending loans to those who cannot afford them.
  • Failure to repay a payday loan can result in additional fees and damage to your credit score.

Interesting facts about payday loans in Sullivan, Kentucky

  • The average loan amount for a payday loan in Sullivan, Kentucky is $350.
  • Approximately 12% of Kentucky residents have used a payday loan in the past year.
  • There are over 700 payday lending locations in Kentucky.

Apply now

If you need fast cash to cover emergency expenses, TheGuaranteedLoans can help. We are a connector service that works with a network of trusted lenders to find the best loan options for you. Our online application process is simple and convenient, and we can often connect borrowers with lenders within minutes. Apply now and get the cash you need today.

Please note that TheGuaranteedLoans is not a direct lender. We facilitate connections between borrowers and potential lenders and do not make credit or loan decisions. We encourage all borrowers to read and understand the terms and conditions of any loan offer before accepting it.

F.A.Q.

How do I repay a payday loan in Sullivan, Kentucky?

Payday loans in Sullivan, Kentucky are typically repaid in full on the borrower's next payday, either by providing a post-dated check or authorizing electronic access to the borrower's checking account.

Can I apply for a payday loan if I am self-employed in Sullivan, Kentucky?

Yes, individuals who are self-employed are eligible to apply for payday loans in Sullivan, Kentucky. However, they may need to provide additional documentation to prove their income.