Payday Loans in Thelma, Kentucky

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No payday loan companies in Thelma, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Check n Go 3601 Frederica St Suite 8, Owensboro, KY 42303 +1 (270) 685 - 8300
People's Security Finance 1222 Skyline Dr # C, Hopkinsville, KY 42240 +1 (270) 881 - 1122
Central Kentucky Ag Credit 1000 Ival James Blvd, Richmond, KY 40475 +1 (859) 623 - 1624
Cash Express 965 Hwy 25 23, Williamsburg, KY 40769 +1 (606) 539 - 0174
Citizens Deposit Bank 5230 S Main St, Eminence, KY 40019 +1 (502) 845 - 5639
Community Trust Bank 752 N Main St, Jamestown, KY 42629 +1 (270) 343 - 2556
Easy Money Shoppe 1014 Paris Rd, Mayfield, KY 42066 +1 (270) 247 - 2000
Bluegrass Credit Corporation 908 E Main St 1, Richmond, KY 40475 +1 (859) 625 - 5561
Advance Check & Title 400 E Sycamore St, Williamsburg, KY 40769 +1 (606) 549 - 1888
Regency Finance Company 11 Village Plz, Shelbyville, KY 40065 +1 (502) 633 - 3060

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Thelma, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Florence, KY, No Credit Check Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loan Companies in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Thelma, KY.

Are Payday Loans Legal In Thelma, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Thelma, KY payday loan calculator

What are Payday Loans?

Payday loans are a type of short-term loan designed to help individuals cover unexpected expenses. These loans are typically smaller in amount, ranging from a few hundred to a few thousand dollars, and are meant to be repaid within a few weeks or months. In Kentucky, payday loans are legal for check cashers only and are regulated by the Kentucky Department of Financial Institutions.

Payday Loans in Thelma, Kentucky

Thelma, a small town in eastern Kentucky, is home to several payday loan businesses. These businesses provide individuals with a quick and easy way to access the funds they need in a time of crisis. While payday loans may seem like a good option for those in need, it is important to understand the terms and conditions of the loan before signing any paperwork.

The Pros and Cons of Payday Loans

There are both advantages and disadvantages to taking out a payday loan. Some of the benefits include:

  • Quick access to cash when it’s needed most
  • No credit check required, making it easier for individuals with poor credit ratings to obtain a loan
  • Ease of application and approval process

However, there are also several disadvantages to payday loans, which include:

  • High interest rates, which can make it difficult to repay the loan on time
  • Short loan terms, which means borrowers often have to pay back the loan quickly
  • Potential for hidden fees and charges

Applying for a Payday Loan in Thelma

If you decide that a payday loan is the right choice for you, there are several things you should keep in mind before applying. First and foremost, make sure that you can afford to repay the loan on time. Failure to do so can result in added fees and charges, as well as damage to your credit rating. Additionally, be sure to read the terms and conditions of the loan carefully to ensure that you understand all aspects of the loan agreement.

Interesting Facts and Statistics about Payday Loans in Thelma, Kentucky

  • The average payday loan in Kentucky is for $350
  • Over 80% of payday loans in Kentucky are rolled over or renewed within two weeks
  • Payday lenders in Kentucky charge an average interest rate of 391%
  • Kentucky has one of the highest concentrations of payday lenders in the country, with over 500 locations throughout the state

Apply Now

If you find yourself in need of a payday loan in Thelma, Kentucky, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application form and we’ll do the rest. Keep in mind that TheGuaranteedLoans is not a direct lender and does not provide loans directly. Instead, we act as a connector service, helping you find the lender that best fits your needs.

Our application process is easy and straightforward, and we work with a network of trusted lenders to ensure that you get the best possible rates and terms. So why wait? Apply now and get the financial help you need today.

F.A.Q.

Can I cancel or void my payday loan in Thelma, Kentucky?

Yes, you have the right to cancel or void your payday loan within 14 days of signing the loan agreement in Thelma, Kentucky.

Can I be charged a penalty for prepaying my payday loan in Thelma, Kentucky?

No, you cannot be charged a penalty for prepaying your payday loan in Thelma, Kentucky.