Payday Loans in Thousandsticks, Kentucky

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No payday loan companies in Thousandsticks, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 1380 Flemingsburg Rd, Morehead, KY 40351 +1 (606) 780 - 0384
First United Bank & Trust Company 1500 N Main St, Beaver Dam, KY 42320 +1 (270) 274 - 5678
Check `n Go 3200 Park Ave, Paducah, KY 42001 +1 (270) 444 - 9334
Citizens National Bank - Science Hill Branch 105 W Hwy 635, Science Hill, KY 42553 +1 (606) 423 - 9607
Lease Zone 733 S Broadway St, Georgetown, KY 40324 +1 (502) 868 - 0002
City Check Advance 1811 W Broadway, Louisville, KY 40203 +1 (502) 778 - 1803
Cash Master Inc 928 Broadway St, Paintsville, KY 41240 +1 (606) 789 - 3111
Cash Express 1015 Monmouth St, Newport, KY 41071 +1 (859) 291 - 0547
World Finance 792 W Main St, Lebanon, KY 40033 +1 (270) 699 - 2666
Mariner Finance 1000 E W John Rowan Blvd 102, Bardstown, KY 40004 +1 (502) 349 - 3288

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Thousandsticks, KY, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loan Without a Credit Check in Hopkinsville, KY, Payday Loan for Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Thousandsticks, KY.

Are Payday Loans Legal In Thousandsticks, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Thousandsticks, KY payday loan calculator

Introduction

If you live in Thousandsticks, Kentucky, and find yourself in a tough financial situation, you might be considering taking out a payday loan. But before you do, it’s important to understand the ins and outs of payday loans, what they are, and how they work. This article will help you understand everything you need to know about payday loans in Thousandsticks, Kentucky, to make an informed decision.

What are payday loans?

Payday loans are short-term loans that typically range from $100 to $1,000. Borrowers typically repay the loan plus interest and fees on their next payday.

How do payday loans work in Thousandsticks, Kentucky?

In Thousandsticks, payday loans are legal, but only for check cashers. This means that if you need to take out a payday loan, you will need to visit a check cashing store to apply.

To apply for a payday loan, you will typically need to provide proof of income, identification, and a checking account. Once you are approved, you will receive the loan amount in cash or by direct deposit.

The lender will then typically require you to repay the loan plus fees and interest on your next payday. If you are unable to repay the loan on time, you may be able to roll over the loan, but this will typically result in additional fees and interest.

It’s important to note that payday loans often come with high fees and interest rates, making them a costly option for borrowing money. Moreover, payday loans can lead to a cycle of debt, as borrowers may find themselves borrowing again to repay the previous loan.

Interesting facts and statistics about payday loans in Thousandsticks, Kentucky

– According to a report by the Kentucky Center for Economic Policy, the average payday loan in Kentucky had an APR of 391% in 2018.
– In Kentucky, payday lenders charge up to $15 per $100 borrowed in fees, which can quickly add up to hundreds of dollars in additional costs.
– In 2018, Kentucky payday lenders made over 1.8 million loans, with a total loan volume of over $562 million.

Conclusion

Taking out a payday loan can be a costly decision, particularly if you find yourself unable to repay the loan on time. If you are considering a payday loan in Thousandsticks, Kentucky, make sure to do your research and understand all the terms and costs associated with the loan before you apply.

If you do decide to apply for a payday loan, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and can help facilitate your loan application process. Click below to apply now.

Apply Now

If you’re in Thousandsticks, Kentucky, and looking for assistance with payday loans, apply online with TheGuaranteedLoans to be connected with potential lenders. Or, browse our online directory of lenders near you.

Note: At TheGuaranteedLoans, we make it easy for you to connect with potential lenders. However, we do not make credit decisions or guarantee loan approvals. Additionally, all loans are subject to lender approval and verification, and not all applicants will qualify for funding.

F.A.Q.

Can I be denied a payday loan in Thousandsticks, Kentucky based on my credit score?

No, payday lenders in Thousandsticks, Kentucky are not allowed to deny a loan based on your credit score. However, a low credit score may affect the terms and conditions of the loan.

How do I know if a payday lender is licensed to operate in Thousandsticks, Kentucky?

To check if a payday lender is licensed to operate in Thousandsticks, Kentucky, you can visit the Kentucky Office of Financial Institutions website and search for their name or license number.