Payday Loans in Topmost, Kentucky

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No payday loan companies in Topmost, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
River City Pawn 710 E Center St, Madisonville, KY 42431 +1 (270) 821 - 8330
Payday Loans Lexington KY-1927, Lexington, KY 40509
Ky Check Advance 490 Village Ln, Hazard, KY 41701 +1 (606) 439 - 5050
Citizens Deposit Bank 5230 S Main St, Eminence, KY 40019 +1 (502) 845 - 5639
Cash Express 330 Main St, Cadiz, KY 42211 +1 (270) 522 - 4050
United Cumberland Bank 3995 US-27, Pine Knot, KY 42635 +1 (606) 354 - 2231
Eagle Finance 207 Culpepper St, Bardstown, KY 40004 +1 (502) 350 - 9222
BB&T 515 Barkley St, Falmouth, KY 41040 +1 (859) 654 - 2500
1st Trust Bank 24 Commerce Drive, Hazard, KY 41701 +1 (606) 435 - 2265
Levine Group Inc 105 Robins Way 205, Russellville, KY 42276 +1 (270) 726 - 9561

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Topmost, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Florence, KY, Emergency Loan in Georgetown, KY, Payday Loan Without a Credit Check in Hopkinsville, KY, Payday Loans in Louisville, KY, 24-Hour Loan in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Topmost, KY.

Are Payday Loans Legal In Topmost, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Topmost, KY payday loan calculator

Are you living from paycheck to paycheck, struggling to make ends meet? Do you find yourself in need of cash between paydays to cover unexpected expenses? If so, you’re not alone, and payday loans may be the solution you’ve been looking for.

Payday loans are a type of short-term loan designed to provide quick cash to borrowers who need it, with repayment due on their next payday. These loans are a convenient way to tide you over until your next paycheck arrives, but they also come with some risks and potential drawbacks that you should be aware of before borrowing.

Payday Loans in Topmost, Kentucky

If you’re a resident of Topmost, Kentucky, you’re in luck – payday loans are legal in the state, although only check cashers are permitted to offer payday loans. This means that you can get the cash you need quickly and easily, provided you meet the lender’s requirements.

To qualify for a payday loan in Topmost, you’ll generally need to:

  • Be at least 18 years of age
  • Have a steady source of income, such as a job or government benefits
  • Have an active checking account
  • Provide proof of identification and address

If you meet these requirements, you can apply for a payday loan online by filling out an application on TheGuaranteedLoans website. As a loan connector service, we’ll connect you with a lender who may be able to offer you a loan based on your application and requirements.

Risks and Drawbacks of Payday Loans

While payday loans can be a convenient source of cash, they also come with some risks and potential drawbacks that you should be aware of. These include:

  • High interest rates: Payday loans typically come with higher interest rates than other types of loans, which can make them more expensive over the long term.
  • Short repayment periods: Repayment on payday loans is usually due on the borrower’s next payday, which can be as little as a week or two away. This can make it difficult to come up with the necessary funds for repayment, potentially leading to a cycle of debt.
  • Potential for additional fees: If you’re unable to repay your payday loan on time, you may be subject to additional fees and penalties.
  • Potential for fraud: As with any financial transaction, there is always the potential for fraud or scams. Be sure to do your research and work with reputable lenders to minimize your risk.

Interesting Facts and Statistics about Payday Loans in Topmost, Kentucky

Did you know that in 2020, the average payday loan borrower in Kentucky had an annual income of less than $25,000? Additionally, the average borrower took out over 7 loans per year, indicating that many borrowers are using payday loans as a long-term source of credit rather than a short-term solution.

Despite these statistics, payday loans remain a popular source of credit for those in need of quick cash. If you’re considering taking out a payday loan, be sure to carefully consider the risks and potential drawbacks to determine whether it’s the right choice for you.

Apply Now

Ready to apply for a payday loan in Topmost, Kentucky? Fill out our online application on TheGuaranteedLoans website to get started. Remember, we are a loan connector service, not a direct lender, and we work with a network of reputable lenders to help you find the loan that’s right for you.

F.A.Q.

Are payday loans legal in Topmost, Kentucky?

Yes, payday loans are legal in Topmost, Kentucky.

What is the maximum loan amount I can borrow in Topmost, Kentucky?

The maximum loan amount you can borrow in Topmost, Kentucky is $500.