Payday Loans in Uniontown, Kentucky

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No payday loan companies in Uniontown, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Town Square Bank 119 N Main Cross St, Louisa, KY 41230 +1 (606) 638 - 4579
Cash Advance Centers of KY 206 E Madison St, Louisa, KY 41230 +1 (606) 638 - 4001
Springfield State Bank 125 E Main St, Springfield, KY 40069 +1 (859) 336 - 3939
Woodforest Bank 120 Sam Walton Dr, Russellville, KY 42276 +1 (270) 725 - 9415
World Finance 1029 N Main St, Nicholasville, KY 40356 +1 (859) 887 - 8008
First Financial Credit 10 KY-92, Williamsburg, KY 40769 +1 (606) 549 - 5504
Cash Master Inc 1063 S Lake Dr, Prestonsburg, KY 41653 +1 (606) 886 - 0908
City Check Advance & Pawn 725 E Broadway, Louisville, KY 40202 +1 (502) 584 - 5617
Harlan Check Exchange 2366 US-421, Harlan, KY 40831 +1 (606) 574 - 0750
Check Into Cash 3929 Taylorsville Rd, Louisville, KY 40220 +1 (502) 451 - 6412

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Uniontown, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, No Credit Check Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loan for Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Uniontown, KY.

Beautiful sights of Uniontown, KY

Payday Loans Available in Uniontown, KY By The Following ZIP Codes:

42461

Are Payday Loans Legal In Uniontown, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Uniontown, KY payday loan calculator

Payday Loans in Uniontown, Kentucky: What You Need to Know

If you’re a resident of Uniontown, Kentucky, and you’re struggling to make ends meet, you might be considering taking out a payday loan. Payday loans are a type of short-term loan that’s designed to help you bridge the gap between paychecks. But before you make any decisions, it’s important to understand how payday loans work and what your options are.

What are Payday Loans?

Payday loans are small, short-term loans that are typically due on your next payday. They’re designed to help you cover expenses that come up unexpectedly, like car repairs or medical bills. These loans are usually for amounts between $100 and $500, and they typically have a repayment term of two to four weeks.

To get a payday loan, you’ll typically need to provide proof of income and a valid ID. You’ll also need to provide a post-dated check or authorize the lender to withdraw the funds from your bank account on your next payday.

How Much Do Payday Loans Cost?

The cost of a payday loan varies depending on the lender and the state you live in. In Kentucky, payday lenders can charge a maximum fee of $15 per $100 borrowed, with a maximum loan amount of $500. This means that if you borrow $100, you’ll need to repay $115 on your next payday.

It’s important to note that payday loans can be expensive, and the fees and interest rates can add up quickly if you’re not able to repay the loan on time. In fact, according to the Consumer Financial Protection Bureau, the average APR for payday loans is around 400%.

Are Payday Loans Legal in Uniontown, Kentucky?

Payday loans are legal in Kentucky, but only for check cashers. This means that if you’re looking to take out a payday loan, you’ll need to go to a check cashing store rather than a traditional bank or credit union.

What Are My Alternatives?

If you’re considering a payday loan, it’s important to explore all of your options first. Depending on your situation, there may be alternatives that are more affordable and less risky.

For example, you might consider:

– Asking for an advance on your paycheck from your employer
– Applying for a personal loan from a bank or credit union
– Using a credit card (if you have one) to cover your expenses
– Seeking assistance from a non-profit organization or a local charity

Interesting Facts and Statistics

– According to the Kentucky Department of Financial Institutions, there were 516,068 payday loans taken out in Kentucky in 2019, with a total value of $197,007,176.
– The average payday loan amount in Kentucky is $380.
– In 2019, the average APR for payday loans in Kentucky was 460%.

Apply Now

If you’ve explored all of your options and you’ve decided that a payday loan is the right choice for you, TheGuaranteedLoans can help. We’re a connector service that can help you find potential lenders who can offer you a payday loan. Our online application process is fast and easy, and we’ll work with you to find a lender that meets your needs.

Remember, it’s important to use payday loans responsibly and to only borrow what you can afford to repay. Payday loans can be a helpful tool for managing unexpected expenses, but they should never be used as a long-term solution for financial problems.

F.A.Q.

Are there any alternatives to payday loans in Uniontown, Kentucky?

Yes, there are several alternatives to payday loans in Uniontown, Kentucky, such as small personal loans, credit union loans, or borrowing from friends or family.

What should I do if I am unable to repay my payday loan in Uniontown, Kentucky?

If you are unable to repay your payday loan in Uniontown, Kentucky, you should contact your lender immediately and discuss your options, such as negotiating a payment plan or seeking financial counseling.