Payday Loans in Vancleve, Kentucky

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Vancleve, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank Branch 201 E 11th St, Benton, KY 42025 +1 (270) 527 - 1383
L&N Federal Credit Union 589 KY-92, Williamsburg, KY 40769 +1 (800) 292 - 2905
BB&T 255 Mary Grubbs Hwy, Walton, KY 41094 +1 (859) 485 - 9595
London Financial Services Inc 603 KY-192, London, KY 40741 +1 (606) 877 - 1968
Independence Bank 8523 US-60 West, Lewisport, KY 42351 +1 (270) 295 - 7941
Hope Capital Co. Settlement Funding 460 Allen Dr, Salyersville, KY 41465 +1 (606) 359 - 3423
Check Advance 1550 Hwy 15 South, Suite 22, Jackson, KY 41339 +1 (606) 666 - 5758
First Kentucky Bank 400 Elm St, Bardwell, KY 42023 +1 (270) 628 - 5463
Citizens Bank Of Kentucky 620 Broadway St, Paintsville, KY 41240 +1 (606) 789 - 4001
Cash Express 311 US Hwy 62 Suite B & C, Princeton, KY 42445 +1 (270) 365 - 1708

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Vancleve, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Online Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Vancleve, KY.

Are Payday Loans Legal In Vancleve, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Vancleve, KY payday loan calculator

In today’s fast-paced world, payday loans have become a popular financing option for those who need immediate cash. If you live in Vancleve, Kentucky, and are looking for an easy, fast financial solution, then payday loans may be just what you need.

What are payday loans?

Payday loans are short-term loans that are designed for individuals who need a quick infusion of cash. These loans are usually due on the borrower’s next payday and are typically for a small amount of money, ranging from $100 to $1,000 or more.

To qualify for a payday loan, borrowers typically need to provide proof of income and have an active bank account. The application process is usually quick and easy, and many payday lenders can provide funds on the same day that the application is approved.

The state of payday loans in Vancleve, Kentucky

In Kentucky, payday loans are legal but are only allowed for check cashers. This means that while payday lenders do operate in Vancleve, they may not be as prevalent as in other states where payday lending is less regulated.

According to Kentucky law, borrowers in Vancleve may borrow up to $500 with a payday loan. The loan term can range from 14 to 60 days, depending on the lender and the amount borrowed. Lenders are also allowed to charge up to $15 in fees per $100 borrowed, which can add up quickly.

Borrower Beware

While payday loans can be a lifesaver for those in need of quick cash, they are not without their risks and drawbacks. Because they are short-term loans, the interest rates can be extremely high, making it easy for borrowers to find themselves in a cycle of debt that can be difficult to break. Additionally, payday lenders have been known to use aggressive tactics to collect debts, including making frequent and harassing phone calls to borrowers.

To avoid falling into a payday loan trap, it’s important to carefully consider the risks and alternatives before taking out a loan. Other financing options, such as personal loans or credit cards, may be able to provide a better solution for your financial needs.

Interesting Facts about Payday Loans in Vancleve, Kentucky

  • According to data from the Kentucky Department of Financial Institutions, Vancleve residents had a total of 123 payday loans in 2020.
  • In Kentucky, the average APR (annual percentage rate) for a payday loan is 459%, which is one of the highest in the country.
  • A 2019 study from the Pew Charitable Trusts found that 1 in 8 Kentucky adults have used a payday loan in the past 5 years.

Apply Now

If you’re in need of a payday loan in Vancleve, Kentucky, TheGuaranteedLoans can help. Our online application process is quick and easy, and our network of lenders can provide you with the cash you need in no time.

It’s important to remember that TheGuaranteedLoans is not a direct lender. Instead, we connect borrowers with potential lenders who can provide the funds they need. We also work with lenders who are willing to provide loans to individuals with less-than-perfect credit, so even if you have been turned down by traditional lenders, we may still be able to help.

Conclusion

While payday loans can be a helpful solution for those in need of quick cash, it’s important to carefully consider the risks and alternatives before taking out a loan. In Vancleve, Kentucky, payday loans may be a viable solution for some borrowers, but it’s important to do your research and make an informed decision based on your individual financial situation.

F.A.Q.

Can I apply for a payday loan if I am receiving Social Security benefits in Vancleve, Kentucky?

Yes, individuals who are receiving Social Security benefits are eligible to apply for payday loans in Vancleve, Kentucky. However, they will need to provide proof of income in order to qualify.

Can I apply for a payday loan if I am a student in Vancleve, Kentucky?

Yes, students are eligible to apply for payday loans in Vancleve, Kentucky, as long as they meet the other eligibility requirements. However, it is important to carefully consider whether a payday loan is the best option for managing their finances as a student.