Payday Loans in Webster, Kentucky

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No payday loan companies in Webster, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Express 1851 Main St, Cadiz, KY 42211 +1 (270) 522 - 4050
Farm Credit Mid-America 115 Commerce Dr, Russellville, KY 42276 +1 (270) 726 - 2011
Bluegrass Check Advance 130 Walton Ave e, Bowling Green, KY 42101 +1 (270) 842 - 5252
Peoples Exchange Bank 175 Brooks Pl Way, Winchester, KY 40391 +1 (800) 364 - 3631
Paducah Bank 5542 Reidland Rd, Paducah, KY 42003 +1 (270) 575 - 5700
CheckSmart 3421 Dixie Hwy, Erlanger, KY 41018 +1 (859) 727 - 4569
Field & Main Bank: Henderson - Main Street Banking Center 140 N Main St, Henderson, KY 42420 +1 (270) 831 - 1500
Audubon Loans & Pawn 1650 N Green St, Henderson, KY 42420 +1 (270) 827 - 0797
Cash Express 6610 KY-146 b, Crestwood, KY 40014 +1 (502) 241 - 2259
World Finance Corporation 106 W John Rowan Blvd d, Bardstown, KY 40004 +1 (502) 350 - 3884

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Webster, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, No Credit Check Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, No Credit Check Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Webster, KY.

Beautiful sights of Webster, KY

Payday Loans Available in Webster, KY By The Following ZIP Codes:

40176

Are Payday Loans Legal In Webster, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Webster, KY payday loan calculator

Payday Loans in Webster, Kentucky: Everything You Need to Know

If you find yourself facing a financial emergency, a payday loan may be a viable option to help make ends meet. However, before applying for a payday loan in Webster, Kentucky, there are several important factors to consider. In this article, we’ll cover everything you need to know about payday loans in Webster, including their legality, requirements, and potential risks.

What are Payday Loans?

Payday loans are short-term loans that are typically due on the borrower’s next payday. They are often used by individuals facing unexpected expenses or financial hardships, such as medical bills or car repairs. In Kentucky, payday loans are only legal for check cashers and are subject to specific regulations set forth by the state.

Requirements for Payday Loans in Webster, Kentucky

To qualify for a payday loan in Webster, Kentucky, you must be at least 18 years old and have a stable source of income. You will also need to provide proof of identity, such as a driver’s license or passport, and a checking account with a valid routing number.

It’s important to note that payday loan regulations can vary by state. In Kentucky, the maximum amount you can borrow in a payday loan is $500, and lenders are limited to charging a maximum of 15% in interest.

Potential Risks of Payday Loans

While payday loans can be helpful in certain financial emergencies, they also come with potential risks. Due to the high-interest rates, borrowers can quickly find themselves trapped in a cycle of debt if they are unable to pay back the loan on time. According to reports, the average payday loan borrower takes out eight loans per year, often paying back more in interest than the principal borrowed.

Additionally, payday lenders have been criticized for their aggressive collection tactics and targeting of low-income individuals. It’s important to approach payday loans with caution and only consider them as a last resort when all other options have been exhausted.

Interesting Facts about Payday Loans in Webster, Kentucky

  • From 2014 to 2019, payday lenders in Kentucky charged an average interest rate of 391% on loans.
  • Approximately 10% of Kentucky households used payday loans in 2019.
  • Payday lenders in Kentucky collected over $152 million in fees and interest in 2019.

Apply Now

If you’re in need of a payday loan in Webster, Kentucky, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application and we’ll match you with lenders who meet your specific needs. Keep in mind that TheGuaranteedLoans is a connector service and not a direct lender.

Remember to approach payday loans with caution and only consider them as a last resort. With the right information and careful consideration, payday loans can be a temporary solution to help ease financial hardships.

F.A.Q.

Are there any alternatives to payday loans in Webster, Kentucky?

Yes, there are several alternatives to payday loans in Webster, Kentucky, such as small personal loans, credit union loans, or borrowing from friends or family.

What should I do if I am unable to repay my payday loan in Webster, Kentucky?

If you are unable to repay your payday loan in Webster, Kentucky, you should contact your lender immediately and discuss your options, such as negotiating a payment plan or seeking financial counseling.