Payday Loans in Wendover, Kentucky

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No payday loan companies in Wendover, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
BB&T 3133 Dixie Hwy, Erlanger, KY 41018 +1 (859) 578 - 6100
Cash Express 1309 W Lexington Ave #1, Winchester, KY 40391 +1 (859) 737 - 5949
First Kentucky Bank 1331 N Main St, Beaver Dam, KY 42320 +1 (270) 274 - 3381
Cash Express 228 E Main St, Richmond, KY 40475 +1 (859) 623 - 1903
Lake Chem Community Credit Union 4822 US-62, Calvert City, KY 42029 +1 (270) 395 - 5945
Speedy Cash 250 Elkhorn St, Elkhorn City, KY 41522 +1 (606) 754 - 9100
U.S. Bank Branch 701 N Main St, Tompkinsville, KY 42167 +1 (270) 487 - 6769
Community Trust Bank 1918 Cumberland Ave, Middlesboro, KY 40965 +1 (606) 248 - 9600
First American Cash Advance 2845 W Parrish Ave j, Owensboro, KY 42301 +1 (270) 688 - 8448
Express Check Advance - Closed 1203 Paris Rd, Mayfield, KY 42066 +1 (270) 247 - 2411

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wendover, KY, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loan Without a Credit Check in Hopkinsville, KY, Same Day Loans in Louisville, KY, Bad Credit Loans in Owensboro, KY and Emergency Loan in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wendover, KY.

Are Payday Loans Legal In Wendover, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Wendover, KY payday loan calculator

Payday Loans in Wendover, Kentucky: A Complete Guide

Payday loans are a type of short-term loan that is designed to help people bridge the gap between paychecks. If you’re in need of quick cash and don’t have great credit, a payday loan may be an option for you. In this guide, we’ll take a look at how payday loans work in Wendover, Kentucky, and what you need to know before applying for one.

What are Payday Loans?

A payday loan is a type of loan designed to be repaid within a short period, usually two weeks to a month. They’re meant to help people who need cash quickly to cover unexpected expenses like medical bills or car repairs.

To qualify for a payday loan in Wendover, Kentucky, you must:

  • Be 18 years old or older
  • Have a valid ID
  • Have a checking account
  • Have a regular source of income

While payday loans can be a helpful financial tool in times of need, it’s important to note that they can come with high interest rates and fees. Borrowers should make sure they’re able to repay the loan on time and in full to avoid additional charges.

How do Payday Loans Work in Wendover, Kentucky?

Payday lending is legal in Kentucky, but there are specific laws in place to protect borrowers. According to the Kentucky Department of Financial Institutions, payday lenders (including check cashers) can charge up to $15 per $100 borrowed in fees. The loan term cannot exceed 60 days, and borrowers cannot take out more than two loans at once with a total amount not exceeding $500.

When applying for a payday loan in Wendover, Kentucky, you’ll typically provide proof of income, a valid ID, and a post-dated check or authorization for the lender to withdraw funds from your bank account on your due date.

If you’re unable to repay the loan on time, you may be charged additional fees and interest, and the lender may take legal action to collect the debt.

Why Should You Consider a Payday Loan?

Payday loans can be a helpful financial tool for those in need of cash quickly. They’re often easier to obtain than traditional bank loans and can help cover unexpected expenses in times of need. However, as previously noted, they do come with higher fees and interest rates, so it’s important to carefully consider your options and make sure you can repay the loan on time.

Applying for a Payday Loan Online with TheGuaranteedLoans

If you’re considering a payday loan in Wendover, Kentucky, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy, and we work with a network of trusted lenders to help you find the best loan for your needs.

It’s important to note that TheGuaranteedLoans is a connector service and not a direct lender. We don’t make loan decisions or provide funds directly. Instead, we facilitate the connection between borrowers and lenders. If you’re approved for a loan, your lender will provide specific loan terms and repayment schedules.

Interesting Facts about Payday Loans in Wendover, Kentucky

  • According to a report by the Center for Responsible Lending, the average Kentucky payday loan borrower takes out 10 loans per year.
  • In Kentucky, there are more payday lenders than McDonald’s restaurants.
  • The total amount of fees paid by Kentucky borrowers in 2019 was over $200 million.

Conclusion

If you’re in need of quick cash in Wendover, Kentucky, a payday loan may be an option for you. Remember to carefully consider the terms and ensure you can repay the loan on time to avoid additional charges. TheGuaranteedLoans can help connect you with potential lenders, providing a quick and easy application process to help you get the funds you need.

Apply now to see if you qualify for a payday loan in Wendover, Kentucky!

F.A.Q.

How do I repay a payday loan in Wendover, Kentucky?

Payday loans in Wendover, Kentucky are typically repaid in full on the borrower's next payday, either by providing a post-dated check or authorizing electronic access to the borrower's checking account.

Can I apply for a payday loan if I am self-employed in Wendover, Kentucky?

Yes, individuals who are self-employed are eligible to apply for payday loans in Wendover, Kentucky. However, they may need to provide additional documentation to prove their income.