Payday Loans in West Louisville, Kentucky

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No payday loan companies in West Louisville, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
First American Cash Advance 2845 W Parrish Ave j, Owensboro, KY 42301 +1 (270) 688 - 8448
1st Trust Bank 24 Commerce Drive, Hazard, KY 41701 +1 (606) 435 - 2265
Eagle Finance 830 Eastern Bypass, Suite F4, Richmond, KY 40475 +1 (859) 623 - 4600
First State Bank 1017 Old Highway 60, Hardinsburg, KY 40143 +1 (270) 756 - 2175
Cinfed Credit Union 333 Scott Blvd 1, Covington, KY 41011 +1 (513) 333 - 3890
Jackson Purchase ACA 2730 US-641, Benton, KY 42025 +1 (270) 527 - 8600
Citizens Bank - Broadhead 53 S Main St, Brodhead, KY 40409 +1 (606) 758 - 8212
World Finance 106 W John Rowan Blvd Ste D, Bardstown, KY 40004 +1 (502) 350 - 3884
JustChoice Lending 319 Oak St, Berea, KY 40403 +1 (859) 228 - 2111
Cash Express LLC 440 Lexington Rd, Versailles, KY 40383 +1 (859) 879 - 6265

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in West Louisville, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Same Day Loans in Hopkinsville, KY, Guaranteed Loans in Louisville, KY, Short-term Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in West Louisville, KY.

Are Payday Loans Legal In West Louisville, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

West Louisville, KY payday loan calculator

Understanding Payday Loans in West Louisville, Kentucky

Payday loans have become a popular financing option for many individuals in West Louisville, Kentucky. These loans are specifically designed to provide quick and easy access to cash when you need it most. In Kentucky, payday loans are legal, but only for check cashers.

How Payday Loans Work

Payday loans are short-term loans that are typically due on your next payday. They are usually available in small amounts, ranging from $100 to $500. The loan is repaid by authorizing the lender to withdraw the amount that you borrowed plus all applicable fees directly from your bank account on your payday.

Payday loans are generally easy to obtain and can be completed online or in person. Lenders do not typically require a credit check, so individuals with poor credit can still qualify. The application process can be completed in as little as 15 minutes, and you can receive your money on the same day.

The Pros and Cons of Payday Loans

As with any financing option, payday loans have their advantages and disadvantages. Some of the benefits of payday loans include:

  • Quick and easy access to cash when you need it most
  • No credit check required
  • A simple and easy application process

On the other hand, some of the disadvantages of payday loans include:

  • High fees and interest rates
  • The potential for a debt cycle if you can’t repay the loan on time
  • Legal action taken against you if you default on the loan

Interesting Statistics about Payday Loans in West Louisville, Kentucky

According to a report by the Kentucky Coalition for Responsible Lending, the average payday loan borrower in Kentucky takes out an average of eight loans per year, with a loan size of $375. These loans typically come with an interest rate of 391%, and the borrower pays an average of $520 in interest fees over the course of the year.

The report also found that payday lenders in Kentucky disproportionately target low-income individuals, with 70% of borrowers making less than $30,000 per year.

Applying for a Payday Loan in West Louisville, Kentucky

If you’re considering a payday loan in West Louisville, Kentucky, it’s important to do your research and choose a lender that’s reputable and transparent about their fees and repayment terms. At TheGuaranteedLoans, we can connect you with potential lenders who can offer payday loans that meet your needs.

To apply for a payday loan on our website, simply fill out our online application with your personal and banking information. Once your application is submitted, we’ll review your information and connect you with potential lenders who can offer you the financing that you need.

Please note that TheGuaranteedLoans is not a direct lender, and we do not make decisions about loan approval or offer any guarantee of loan approval. We’re a connector service that helps match borrowers with lenders who can provide them with financing options that meet their needs.

In Conclusion

Payday loans can be a helpful financing option when you need quick cash in West Louisville, Kentucky. However, it’s important to understand the potential risks and benefits of these loans before taking them out. At TheGuaranteedLoans, we can connect you with potential lenders who can provide you with a range of financing options. Apply now and see what financing options are available to you!

F.A.Q.

Are payday loans legal in West Louisville, Kentucky?

Yes, payday loans are legal in West Louisville, Kentucky.

What is the maximum loan amount I can borrow in West Louisville, Kentucky?

The maximum loan amount you can borrow in West Louisville, Kentucky is $500.