Payday Loans in Whitesville, Kentucky

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No payday loan companies in Whitesville, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
First National Bank Of Grayson 337 KY-7, Sandy Hook, KY 41171 +1 (606) 738 - 9999
Heritage Bank 1601 N 12th St, Murray, KY 42071 +1 (270) 767 - 2000
United States Postal Service 8130 Main St, Campbellsburg, KY 40011 +1 (800) 275 - 8777
World Finance Corporation 148 Pleasant Retreat Dr, Lancaster, KY 40444 +1 (859) 792 - 4828
American Mortgage - Ft. Thomas KY 111 N Ft Thomas Ave, Fort Thomas, KY 41075 +1 (859) 441 - 8900
World Finance 1824 N Main St, Beaver Dam, KY 42320 +1 (270) 274 - 4999
Check For Cash Inc 4097 Nichols Park Dr 116, Lexington, KY 40503 +1 (859) 273 - 5599
Cash Express 110 S Main St, Morgantown, KY 42261 +1 (270) 662 - 0050
City National Bank 603 S Mayo Trail, Paintsville, KY 41240 +1 (606) 788 - 0044
Cash Express 228 Lexington Rd, Lancaster, KY 40444 +1 (859) 792 - 1926

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Whitesville, KY, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Whitesville, KY.

Beautiful sights of Whitesville, KY

Payday Loans Available in Whitesville, KY By The Following ZIP Codes:

42378

Are Payday Loans Legal In Whitesville, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Whitesville, KY payday loan calculator

Payday loans have become incredibly popular in recent years as a go-to option for emergency cash. One such place for payday loans is Whitesville, Kentucky. If you’re in need of quick cash in Whitesville, Kentucky, you might be wondering what options are available to you. Let’s dive into the world of payday loans in Whitesville, Kentucky and see what you need to know before applying for one.

The Legality of Payday Loans in Whitesville, Kentucky

Payday loans are legal in Kentucky, but there are limitations. Under Kentucky law, check cashers are allowed to offer payday loans to customers. However, payday loans offered by storefront and online lenders are not legal in Kentucky. If you are looking for a payday loan in Whitesville, Kentucky, you will be limited to using a check casher.

What You Need to Know Before Applying for a Payday Loan in Whitesville, Kentucky

Before applying for a payday loan in Whitesville, Kentucky, you should familiarize yourself with the laws and regulations surrounding payday loans in the state. Kentucky law limits the amount of money you can borrow with a payday loan to $500. The loan term cannot exceed 60 days. The lender can charge a maximum $15 fee for every $100 borrowed. In Kentucky, lenders are limited to charging a maximum of $1,000 in fees per person per year.

It’s important to keep these limitations in mind when applying for a payday loan. Be sure to check the fees associated with your loan to ensure that you’re getting the best deal for your financial situation.

The Benefits of Payday Loans in Whitesville, Kentucky

Payday loans come with a lot of benefits, including:

  • Quick access to cash: In most cases, you can get approved for a payday loan in Whitesville, Kentucky, the same day you apply.
  • Easy application process: Check cashers in Whitesville, Kentucky, make it easy to apply for a payday loan.
  • No credit check required: Check cashers typically don’t check your credit history, which means you can get approved for a payday loan even if you have poor credit.
  • Flexible repayment terms: Most payday loans are set up so that you repay the loan on your next payday. However, some check cashers in Kentucky offer extended repayment plans that allow you to repay the loan over a longer period of time.

Why Choose TheGuaranteedLoans?

As a connector service, TheGuaranteedLoans can connect you with potential lenders who specialize in providing payday loans in Whitesville, Kentucky. Our online application process is simple and secure, and we work with a wide network of licensed lenders who can provide fast and easy approvals.

If you’re in a financial pinch and need quick cash in Whitesville, Kentucky, don’t hesitate to apply for a payday loan through TheGuaranteedLoans. We’re here to help you find the best possible loan solution for your needs.

Interesting Facts & Statistics About Payday Loans in Whitesville, Kentucky

  • In Kentucky, the average payday loan amount is $350.
  • As of 2021, the population of Whitesville, Kentucky, is around 570 people.
  • In 2019, over 200,000 payday loans were issued in Kentucky.
  • The highest number of payday loans issued in Kentucky are in Jefferson County.

Apply Now

Ready to apply for a payday loan in Whitesville, Kentucky? Simply fill out our online application form and we’ll connect you with potential lenders who can provide fast and easy approvals. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of licensed lenders to find the best possible loan solution for your needs.

F.A.Q.

What fees are associated with payday loans in Whitesville, Kentucky?

Payday loans in Whitesville, Kentucky may have fees for late payments, insufficient funds, or other penalties. Be sure to carefully review the terms of the loan before agreeing to it.

Can I apply for a payday loan if I am currently in bankruptcy in Whitesville, Kentucky?

No, individuals who are currently in bankruptcy are not eligible for payday loans in Whitesville, Kentucky.