Payday Loans in Woodbury, Kentucky

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No payday loan companies in Woodbury, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 1995 Brownsboro Rd, Louisville, KY 40206 +1 (502) 896 - 2954
BB&T 825 Bypass Rd, Winchester, KY 40391 +1 (859) 745 - 2226
World Finance Corporation 940 Jamestown St, Columbia, KY 42728 +1 (270) 384 - 2155
Whitaker Bank 39 Public Square, Lancaster, KY 40444 +1 (859) 792 - 3091
Bluegrass Check Advance 2311 Fort Campbell Blvd, Hopkinsville, KY 42240 +1 (270) 885 - 0111
First Southern National Bank 27 Public Square, Lancaster, KY 40444 +1 (859) 792 - 2134
Check Advance 1455 East Highway 90 Bypass, Suite 104, Monticello, KY 42633 +1 (606) 348 - 1474
Republic Finance 939 N Main St, Nicholasville, KY 40356 +1 (859) 887 - 5555
World Finance 840 Main St S, McKee, KY 40447 +1 (606) 552 - 0030
Nicholas Financial Inc 3421 Stony Spring Cir, Louisville, KY 40220 +1 (502) 491 - 8110

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Woodbury, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loan for Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loan for Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Woodbury, KY.

Payday Loans Available in Woodbury, KY By The Following ZIP Codes:

42288

Are Payday Loans Legal In Woodbury, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Woodbury, KY payday loan calculator

In Kentucky, payday loans are legal to check cashers. This is great news for people in Woodbury who need quick cash to tide them over between paychecks. However, there are many things to consider before taking out a payday loan. This article will explore the basics of payday loans in Woodbury, Kentucky, including their legality, regulations, and risks.

What Are Payday Loans?

Payday loans are short-term loans that are meant to be repaid on the borrower’s next payday. They usually have high-interest rates and fees that can add up quickly. These loans are often used by people who need quick cash but have no other options.

Are Payday Loans Legal in Woodbury, Kentucky?

Yes, payday loans are legal in Woodbury, Kentucky. However, the state has regulations in place to protect consumers. Check cashers are the only businesses allowed to offer payday loans in Kentucky.

What Are the Requirements for a Payday Loan in Woodbury, Kentucky?

To get a payday loan in Woodbury, Kentucky, you must meet the following requirements:

  • Be at least 18 years old
  • Have a steady income
  • Be a citizen or permanent resident of the United States
  • Have a checking account

What Is the Maximum Amount You Can Borrow with a Payday Loan in Woodbury, Kentucky?

In Kentucky, the maximum amount you can borrow with a payday loan is $500. However, the amount you can borrow may be limited by your income and other factors.

What Is the Interest Rate on Payday Loans in Woodbury, Kentucky?

The interest rate on payday loans in Kentucky can be as high as 460% APR. This means that if you borrow $100, you could end up owing as much as $460 in interest and fees.

What Are the Risks of Payday Loans?

Payday loans can be very risky, especially if you are unable to repay the loan on time. Here are some of the risks to consider before taking out a payday loan:

  • High interest rates and fees
  • Debt cycle: borrowers often take out new loans to pay off previous loans
  • Collections: lenders can turn unpaid loans over to collection agencies
  • Legal consequences: failure to repay a payday loan can result in legal action, wage garnishment, or even arrest

Interesting Facts and Statistics About Payday Loans in Woodbury, Kentucky

  • Kentucky has the 3rd highest poverty rate in the U.S. at 16%
  • 17% of Kentuckians are unbanked or underbanked, meaning they have limited access to traditional banking services
  • In 2019, Kentuckians took out 577,613 payday loans, totaling $228,857,901
  • The average payday loan in Kentucky in 2019 was $395

Apply Now

Need a payday loan in Woodbury, Kentucky? Apply now through TheGuaranteedLoans. We’re a connector service that matches borrowers with potential lenders. Simply fill out our online application, and we’ll help you find a lender that fits your needs. Remember, payday loans can be risky, so make sure you understand the terms and conditions of the loan before you borrow.

Note: TheGuaranteedLoans is not a direct lender and does not provide payday loans. Our services are free of charge, and we do not endorse or promote any particular lender.

F.A.Q.

Can I apply for a payday loan if I am receiving Social Security benefits in Woodbury, Kentucky?

Yes, individuals who are receiving Social Security benefits are eligible to apply for payday loans in Woodbury, Kentucky. However, they will need to provide proof of income in order to qualify.

Can I apply for a payday loan if I am a student in Woodbury, Kentucky?

Yes, students are eligible to apply for payday loans in Woodbury, Kentucky, as long as they meet the other eligibility requirements. However, it is important to carefully consider whether a payday loan is the best option for managing their finances as a student.