Payday Loans in Aimwell, Louisiana

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No payday loan companies in Aimwell, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
1st Franklin Financial 1701 Old Minden Rd Suite 171, Bossier City, LA 71111 +1 (318) 752 - 4551
Security Finanace 401 S 5th St, Leesville, LA 71446 +1 (337) 392 - 1004
Cash City 12240 Coursey Blvd, Baton Rouge, LA 70816
Advance America 820 E Admiral Doyle Dr, New Iberia, LA 70563 +1 (337) 364 - 1120
World Finance 121 Carolina Ave Ste B, Bogalusa, LA 70427 +1 (985) 732 - 0508
Cash Cow 753 Odd Fellows Rd, Crowley, LA 70526 +1 (337) 785 - 0070
Fast Auto & Payday Loans Inc 604 St Mary St, Thibodaux, LA 70301 +1 (985) 493 - 3669
Cash Tyme 9656 Burbank Dr suite a, Baton Rouge, LA 70810 +1 (225) 766 - 1915
Courtesy Loans 208 Jimmie Davis Blvd , Jonesboro, LA 71251, Jonesboro, LA 71251 +1 (318) 259 - 4922
Hancock Whitney Bank 16176 W Main St, Cut Off, LA 70345 +1 (800) 448 - 8812

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Aimwell, LA, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Marrero, LA, Payday Loans in Metairie, LA, Online Loans in Monroe, LA, Online Loans in New Iberia, LA, No Credit Check Loans in New Orleans, LA, Payday Loans in Prairieville, LA, 24-Hour Loan in Shreveport, LA and 24-Hour Loan in Baton Rouge, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Aimwell, LA.

Useful Articles

Are Payday Loans Legal In Aimwell, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Aimwell, LA payday loan calculator

Advise to read before applying

Understanding Payday Loans in Aimwell, Louisiana

If you live in Aimwell, Louisiana, and need a short-term loan to make ends meet, you might consider taking out a payday loan. Payday loans are legal in Louisiana, making them a viable option for many people. However, it is important to understand how payday loans work and their potential risks before deciding to take one out.

What Are Payday Loans?

Payday loans are a type of short-term loan that is typically due on the borrower’s next payday. They are meant to provide a quick injection of cash to tide the borrower over until their next paycheck. Payday loans are usually for small amounts, typically ranging from $50-$500, although some lenders may offer loans up to $1,000.

Unlike traditional loans, payday loans do not require a credit check. Instead, lenders base their decision on the borrower’s income and ability to repay the loan. This makes payday loans an option for people who have less-than-perfect credit or have been refused credit in the past due to their credit history.

The Risks of Payday Loans

While payday loans can be a lifeline for those in need of quick cash, they also come with high risks.

  • High Interest Rates: Payday loans come with high interest rates, typically ranging from 15-30% for a 14-day loan term. This means that if you borrow $100 with a 15% interest rate, you will owe $115 in two weeks. This translates to an APR (annual percentage rate) of 391% for a 14-day loan term.
  • Debt Cycle: Payday loans are meant to be repaid on the borrower’s next payday. However, if you cannot repay the loan on time, you may be tempted to roll the loan over or take out a new loan to pay off the old one. This can create a dangerous cycle of debt, with fees and interest charges quickly adding up.
  • Collection Practices: If you fail to repay your payday loan, the lender may use aggressive collection practices, such as calling your employer or contacting your family members. This can be embarrassing and cause added stress to an already difficult financial situation.

Facts and Statistics

According to a report by Louisiana Budget Project, Louisiana has the highest concentration of payday loan shops in the country, with one store for every 4,800 residents. In 2019, Louisiana residents took out over 397,000 payday loans, with an average loan amount of $434. The report also found that the average borrower in Louisiana takes out eight payday loans per year, with total fees and interest charges of $520 per year.

Apply Now

If you’re in need of a short-term loan in Aimwell, Louisiana, consider filling out an online application with TheGuaranteedLoans. As a connector service, TheGuaranteedLoans matches borrowers with potential lenders, helping you find the best loan option for your needs. Remember, it’s important to borrow responsibly and only take out what you can afford to repay. Apply now to see if you qualify for a payday loan.

F.A.Q.

Can I be charged with a crime for not paying back a payday loan in Aimwell, Louisiana?

No, you cannot be charged with a crime for not paying back a payday loan in Aimwell, Louisiana. However, the lender may take legal action to collect the debt if you default on the loan.

Can I get a payday loan if I'm unemployed in Aimwell, Louisiana?

It may be possible to get a payday loan if you are unemployed in Aimwell, Louisiana, but it will depend on the lender's requirements and policies. Some lenders may require proof of income or other forms of financial stability to qualify for a loan.

Look for Short-Term Loans in Other Cities:

Alexandria Baton Rouge Bossier City Denham Springs Gonzales Hammond Houma Kenner Lafayette Lake Charles Marrero Metairie Monroe New Iberia New Orleans Opelousas Prairieville Ruston Shreveport Slidell Sulphur West Monroe
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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