Payday Loans in Bell City, Louisiana

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No payday loan companies in Bell City, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Tower Loan 220 Broadmoor Shopping Center, Natchitoches, LA 71457 +1 (318) 352 - 4107
Xpress Loans 107 Oak St, Mansfield, LA 71052 +1 (318) 872 - 5626
Southwest Funding LP 1011 N Causeway Blvd #7, Mandeville, LA 70471 +1 (985) 624 - 3941
Capital One Bank 409 N Cary Ave, Jennings, LA 70546 +1 (337) 824 - 0623
World Finance 210 Elizabeth St, Many, LA 71449 +1 (318) 256 - 6061
First Guaranty Bank 117 E Hico St, Dubach, LA 71235 +1 (318) 777 - 3461
Tower Loan 806 Tunica Dr E, Marksville, LA 71351 +1 (318) 253 - 7568
Republic Finance 2170 W Gause Blvd Suite 151, Slidell, LA 70460 +1 (985) 641 - 1578
Republic Finance 102 Broadmoore Blvd, Abbeville, LA 70510 +1 (337) 893 - 3160
Foti Financial Services 602 Canal Blvd, Thibodaux, LA 70301 +1 (985) 446 - 8828

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bell City, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bossier City, LA, Payday Loans in Houma, LA, Bad Credit Loans in Kenner, LA, Payday Loans in Lafayette, LA, Short-term Loans in Lake Charles, LA, Payday Loan Companies in Marrero, LA, Online Loans in Metairie, LA and Payday Loan for Monroe, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bell City, LA.

Are Payday Loans Legal In Bell City, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Bell City, LA payday loan calculator

Payday Loans in Bell City, Louisiana: A Comprehensive Guide

When you’re in a bind and need cash fast, payday loans can be a convenient solution. However, it’s essential to understand the terms, fees, and regulations surrounding payday loans in Bell City, Louisiana, to avoid any pitfalls.

What are Payday Loans?

A payday loan is a small-dollar loan typically repaid on the borrower’s next payday. In Louisiana, payday loans are available to individuals who earn a minimum of $800 a month and have a checking account. Depending on the lender and the borrower’s creditworthiness, payday loans can range from $50 to $350.

The borrower must provide the lender with a post-dated check or permission for automatic debit. The borrower will repay the loan principal plus fees on the due date, usually within 14 to 30 days.

Payday Loan Regulations in Bell City, Louisiana

Payday loans are legal in Louisiana and are subject to the Louisiana Deferred Presentment and Small Loan Act. This act regulates the terms and conditions of payday loans, including the maximum loan amount, fees, and term length.

In Bell City, Louisiana, payday loan lenders can charge a maximum of $30 for every $100 borrowed. Additionally, a $5 verification fee is allowed. The loan term must be a minimum of 10 days and a maximum of 31 days. The borrower can only renew a payday loan once, and the lender cannot charge additional fees for the renewal.

It is essential to note that payday loans are not a long-term financial solution and should not be used to pay off debt or cover essential expenses. It can be difficult to repay a payday loan and still have enough money for living expenses.

The Benefits of Payday Loans

  • Convenient and fast processing
  • No credit check required
  • Short-term solution for emergency needs

The Risks of Payday Loans

  • High fees for borrowing money
  • Short repayment term
  • Risk of falling into a debt cycle

Interesting Facts and Statistics about Payday Loans in Bell City, Louisiana

  • Approximately 10% of Louisiana households use payday lending services, according to the Louisiana Budget Project.
  • Louisiana residents paid over $146 million in payday lending fees in 2018.
  • Payday lenders outnumber McDonald’s restaurants in Louisiana, according to NOLA.com.

Apply Now

At TheGuaranteedLoans, we strive to connect borrowers with trustworthy lenders who offer payday loans in Bell City, Louisiana. To apply, simply fill out our online application form. We’re not a direct lender, but we’ll connect you with potential lenders in our network that meet your specific needs and requirements.

Remember, before taking out a payday loan, carefully consider your financial situation and only borrow what you can afford to repay. It’s essential to read and understand the terms and conditions of the loan before signing any agreement.

Apply now and get started on finding the right payday loan lender in Bell City, Louisiana!

F.A.Q.

What are the maximum loan amounts and fees for payday loans in Bell City, Louisiana?

in Bell City, Louisiana, payday lenders can offer loans up to $350 with a maximum fee of 16.75% of the loan amount.

Can I extend or rollover my payday loan in Bell City, Louisiana?

No, rollovers or extensions are not allowed on payday loans in Bell City, Louisiana.