Payday Loans in Bonita, Louisiana

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No payday loan companies in Bonita, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Shreveport Federal CU 113 Edith Rose Ln, Grambling, LA 71245 +1 (318) 247 - 6371
Finance Service of Franklin 301 Willow St, Franklin, LA 70538 +1 (337) 828 - 0914
Sabine State Bank & Trust Co 11479 U.S. Hwy 190, Merryville, LA 70653 +1 (337) 825 - 0411
Advance America 248 Main St, Baker, LA 70714 +1 (225) 775 - 3465
Tigerland Finance of Eunice 134 S 3rd St, Eunice, LA 70535 +1 (337) 457 - 5444
Easy Money EMG 2210 W Thomas St, Hammond, LA 70401 +1 (985) 542 - 3377
Payday Loans of Kinder 109 1st Ave #2, Kinder, LA 70648 +1 (337) 738 - 6070
American Thrift & Finance Plan 7815 Airline Dr, Metairie, LA 70003 +1 (504) 822 - 5333
Advance America 333 Hwy 3162, Cut Off, LA 70345 +1 (985) 325 - 3260
ABC FAST CASH INC. 1601 Hwy 90 E, Morgan City, LA 70380 +1 (985) 399 - 2274

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bonita, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Marrero, LA, Bad Credit Loans in Metairie, LA, Payday Loans in Monroe, LA, Payday Loans in New Iberia, LA, Payday Loans in New Orleans, LA, Payday Loans in Prairieville, LA, Payday Loans in Shreveport, LA and Guaranteed Loans in Baton Rouge, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bonita, LA.

Payday Loans Available in Bonita, LA By The Following ZIP Codes:

71223

Are Payday Loans Legal In Bonita, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Bonita, LA payday loan calculator

Payday Loans in Bonita, Louisiana

Payday loans, also known as cash advances, are a type of short-term loan that borrowers can take out to meet unexpected expenses or to cover their bills until their next paycheck arrives. These loans can be useful for people who find themselves in a bind and need a quick infusion of cash.

Payday Loans in Louisiana

In Louisiana, payday loans are legal, and regulators have established clear guidelines to ensure that borrowers are protected. Lenders in the state can offer loans up to $350 for a minimum of 60 days and a maximum of 90 days. Borrowers cannot roll over their loans, but they can take out multiple loans at once.

When taking out a payday loan in Louisiana, borrowers must provide proof of income and residency. There are also caps on the fees that lenders can charge. For example, a lender cannot charge more than $30 in fees for a $100 loan.

Payday Loans in Bonita, Louisiana

Bonita, Louisiana, is a small town in Morehouse Parish with a population of about 300 people. While Bonita may be small, residents still have access to payday loans through both local and online lenders.

When obtaining a payday loan in Bonita, it is essential to do your research and ensure that you are working with a reputable lender. TheGuaranteedLoans, a connector service, can help connect you with potential lenders who meet your needs while adhering to Louisiana’s state regulations.

Benefits of Payday Loans in Bonita, Louisiana

Payday loans have several benefits, including:

  • Quick access to cash: Borrowers can typically receive their loan funds within one business day.
  • No credit check: Payday lenders typically do not perform a credit check, so people with poor credit can still qualify.
  • Ease of application: Applying for a payday loan is quick and easy, often requiring only basic personal information and proof of income.

While payday loans can be useful in certain situations, they are not without risks. Borrowers should carefully consider their financial situation and the loan terms before taking out a payday loan.

Interesting Facts and Statistics about Payday Loans in Bonita, Louisiana

According to a report by the Louisiana Budget Project, in 2019:

  • More than 320,000 payday loans were taken out in Louisiana, totaling over $146 million in loan volume.
  • The average payday loan in the state was $437, with an average interest rate of 391%.
  • 57% of payday loan borrowers in Louisiana were female, and 64% were under the age of 45.

Apply Now

If you are in need of a payday loan in Bonita, Louisiana, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy, and we work with lenders who adhere to Louisiana state regulations and offer competitive rates and terms.

It is important to remember that TheGuaranteedLoans is not a direct lender but acts as a connector service. We will facilitate your connection with potential lenders, but the terms of your loan agreement and repayment will be between you and your lender. Always read the loan agreement carefully before agreeing to the terms.

Don’t hesitate and apply now to get the financial assistance you need!

F.A.Q.

What are payday loans in Bonita, Louisiana?

Payday loans in Bonita, Louisiana are short-term loans that are intended to cover unexpected expenses or to help with a temporary financial shortfall. These loans are typically for small amounts, and they must be repaid on the borrower's next payday.

How do payday loans work in Bonita, Louisiana?

in Bonita, Louisiana, payday loans are typically offered by small, independent lenders or by online lenders. To apply for a payday loan, a borrower must provide proof of income, a valid identification, and a current bank account. The lender will then advance the loan, which must be repaid on the borrower's next payday, along with any applicable fees and interest charges.