Payday Loans in Boyce, Louisiana

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No payday loan companies in Boyce, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Regions Bank 1504 Hospital Ave, Franklin, LA 70538 +1 (337) 346 - 4000
Check Into Cash 1433 Beglis Pkwy, State Rte 3077, Sulphur, LA 70663 +1 (337) 528 - 1216
Regional Loan Corporation 3801 Canal St, New Orleans, LA 70119 +1 (504) 524 - 6172
Tower Loan 110 S Trenton St, Ruston, LA 71270 +1 (318) 254 - 8100
Tower Loan 4663 Quitman Hwy, Hodge, LA 71247 +1 (318) 259 - 2274
World Finance 340 Main St, Baker, LA 70714 +1 (225) 775 - 2511
Southern AG Credit ACA 300 E Franklin St, Farmerville, LA 71241 +1 (318) 368 - 9043
Southwest Loan Co-Breaux Bridge 240 W Mills Ave # 101, Breaux Bridge, LA 70517 +1 (337) 332 - 6246
Madison Loans 2041 E Madison Ave, Bastrop, LA 71220 +1 (318) 281 - 3547
AAA Check Loan 10466 Airline Hwy # A, Baton Rouge, LA 70816 +1 (225) 293 - 8370

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Boyce, LA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Shreveport, LA, Payday Loans in Baton Rouge, LA, Payday Loans in Bossier City, LA, 24-Hour Loan in Houma, LA, Payday Loans in Kenner, LA, Payday Loans in Lafayette, LA, Payday Loans in Lake Charles, LA and Payday Loans in Marrero, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Boyce, LA.

Beautiful sights of Boyce, LA

Payday Loans Available in Boyce, LA By The Following ZIP Codes:

71409

Are Payday Loans Legal In Boyce, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Boyce, LA payday loan calculator

Payday Loans in Boyce, Louisiana: What You Need to Know

When you are facing a financial emergency, it can be difficult to figure out where to turn. Sometimes, you may find that traditional loan options, such as banks or credit unions, are not available to you. This is where payday loans can come in handy. In Boyce, Louisiana, payday loans are legal and can provide you with the funds you need in a pinch. Here’s what you need to know about payday loans in Boyce.

What Are Payday Loans?

Payday loans are short-term loans that are designed to help you cover unexpected expenses until your next payday. These loans are typically small, ranging from a few hundred to a few thousand dollars, and are meant to be paid off quickly. In Louisiana, payday loans are legal, but there are certain regulations in place to ensure that borrowers are protected.

How Do Payday Loans Work in Boyce?

In Boyce, payday loans work much the same as they do in the rest of the state. To apply for a payday loan, you will need to provide proof of income and identification. You must be at least 18 years old and have an active checking account to apply. Once approved, you will receive your funds, and you will have a set amount of time to pay back the loan with interest.

What Are the Regulations for Payday Loans in Boyce?

While payday loans are legal in Boyce and the rest of Louisiana, there are strict regulations in place to protect borrowers. For example, the maximum loan amount in the state is $350, and lenders cannot charge more than 16.75% in interest and fees. Additionally, borrowers are limited to one loan at a time and cannot take out more than four loans in a year.

It is important to read the fine print carefully and make sure you understand the terms of the loan before you sign. You should also make sure you can afford to repay the loan on time, as failure to do so can result in high fees and interest charges.

What Are Some Alternatives to Payday Loans?

While payday loans can be a useful tool in certain situations, they are not always the best option. If you find yourself facing a financial emergency, you may want to consider some of the following alternatives:

  • Credit Cards: If you have a credit card, you can use it to cover unexpected expenses. However, it is important to make sure you can pay off the balance in full each month to avoid high interest charges.
  • Personal Loans: Personal loans may be available through banks or credit unions, and may offer more flexible repayment terms and lower interest rates than payday loans.
  • Borrowing from Friends or Family: If you have friends or family who are willing and able to lend you money, this may be a good option.

Interesting Facts and Statistics about Payday Loans in Boyce, Louisiana

  • In Louisiana, the average payday loan amount is $300.
  • According to a report by the Louisiana Budget Project, payday lending costs Louisiana families $145 million in fees annually.
  • Approximately 60% of payday borrowers in Louisiana take out more than one loan per year.

Apply Now

If you are considering a payday loan in Boyce, Louisiana, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and we work with a network of reputable lenders who may be able to provide you with the funds you need. To get started, simply fill out our online application form, and we will match you with a lender who meets your needs.

Remember, payday loans are a short-term solution, and they should be used responsibly. Make sure you understand the terms of the loan and can afford to repay it before you sign on the dotted line.

F.A.Q.

Are there any alternatives to payday loans in Boyce, Louisiana?

Yes, there are several alternatives to payday loans in Boyce, Louisiana. For example, you may be able to borrow money from a friend or family member, or you may be able to use a credit card or personal loan from a bank or credit union. Additionally, some employers offer short-term, low-interest loans to employees, and there are also nonprofit organizations that offer financial assistance to those in need. It's important to explore all of your options before taking out a payday loan.

What are the maximum loan amounts and fees for payday loans in Boyce, Louisiana?

in Boyce, Louisiana, payday lenders can offer loans up to $350 with a maximum fee of 16.75% of the loan amount.