Payday Loans in Cade, Louisiana

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No payday loan companies in Cade, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Albany Finance 501 Jonesboro Rd, West Monroe, LA 71292 +1 (318) 361 - 0002
Cash Cow 808 Creswell Ln, Opelousas, LA 70570 +1 (337) 942 - 2814
Tower Loan 3000 N 7th St, West Monroe, LA 71291 +1 (318) 388 - 1251
Payday Today 27 MacArthur Dr, Alexandria, LA 71303 +1 (318) 445 - 8688
Capital One Bank 301 Homer Rd, Minden, LA 71055 +1 (318) 382 - 7050
Sabine State Bank and Trust Company 6669 Tannehill Dr, Olla, LA 71465 +1 (318) 495 - 3454
Cash Tyme 2718 W Thomas St, Hammond, LA 70401 +1 (985) 340 - 9077
Eunice Financial Services Inc 1701 W Laurel Ave, Eunice, LA 70535 +1 (337) 550 - 2507
Cash Tyme 616 S Lewis St, New Iberia, LA 70560 +1 (337) 364 - 6222
Easy Money EMG 299 Westbank Expy, Gretna, LA 70053 +1 (504) 263 - 2092

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cade, LA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Bossier City, LA, Quick Loan in Houma, LA, Payday Loans in Kenner, LA, No Credit Check Loans in Lafayette, LA, Payday Loan for Lake Charles, LA, Guaranteed Loans in Marrero, LA, Emergency Loan in Metairie, LA and Payday Loan Companies in Monroe, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cade, LA.

Beautiful sights of Cade, LA

Payday Loans Available in Cade, LA By The Following ZIP Codes:

70519

Are Payday Loans Legal In Cade, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Cade, LA payday loan calculator

Understanding Payday Loans in Cade, Louisiana

Payday loans, also known as cash advances, are a popular financial solution for individuals who need to cover unexpected expenses. Although such loans are short-term and generally have higher interest rates, they can help in emergencies when traditional loans aren’t available or practical. In Louisiana, payday loans are legal, but there are regulations that safeguard borrowers from exploitative lending practices.

Eligibility for Payday Loans in Cade, Louisiana

To qualify for a payday loan in Cade, Louisiana, you must be an adult, 18 years or older, with a valid identification card issued by the Louisiana government. You will also need to provide proof of employment and a regular source of income. Further, you will need a checking account set up with a financial institution.

It is worthy to note that some lenders require that your employment or income must have lasted for a certain duration before you can apply. Typically, payday loan lenders require that you have been employed for at least three months, and your monthly income must be at least $1,000.

How Do Payday Loans Work in Cade, Louisiana?

When applying for a payday loan, the amount you can borrow differs depending on the lender, and the state regulates the limit. Although payday loans are short-term, the loan term can still vary. The borrower usually writes a predated check or provides access to their bank account to the lender for withdrawal when the repayment is due.

The borrower will repay the loan and any associated fees – including interest – on their next payday or a later agreed-upon date with the lender. When you apply for a payday loan in Cade, Louisiana, the fees lenders can charge varies based on the amount borrowed. This does not include the interest rate charged on the loan.

The Benefits of Payday Loans in Cade, Louisiana

  • Typically, the loan application process is fast and easy, and you can apply within minutes of submitting your application.
  • Most lenders do not require borrowers to have a good credit history, making it an ideal solution for individuals with poor credit scores.
  • Once the lender approves your loan, the money is typically disbursed immediately, giving you access to cash you wouldn’t usually have access to quickly.
  • Payday loans are short-term, so you don’t have to worry about long-term commitments or debt.

The Risks of Payday Loans in Cade, Louisiana

Despite the benefits of payday loans, they come with risks, including:

  • The high-interest rates associated with payday loans can make them unfit for long-term solutions.
  • Certain lenders use exploitative lending practices, which can lead to a cycle of debt for the borrower.
  • Not all lenders are credible or licensed, so it is essential to do your research before applying for a payday loan.

Interesting Facts and Statistics About Payday Loans in Cade, Louisiana

Fact: In Louisiana, the maximum payday loan you can take out is $350, and the loan term should be no more than 60 days.

Statistic: According to a survey by the Louisiana Budget Project, more than half of Louisiana residents have taken out a payday loan, and 79% of those people had to borrow multiple times.

Apply Now

If you need quick cash, consider applying for a payday loan through TheGuaranteedLoans. Our online application process is easy and hassle-free, and you can complete it from the comfort of your home or office. We provide a vital connection service to potential lenders and match them with borrowers like you who require their services.

Remember, we connect you to lenders, but we are not direct lenders. Our services protect both our lenders and borrowers, ensuring a smooth, fair process. Apply for a payday loan at TheGuaranteedLoans to gain access to the funds you need, quickly and easily.

F.A.Q.

Can I be charged with fraud for taking out a payday loan in Cade, Louisiana?

No, you cannot be charged with fraud for taking out a payday loan in Cade, Louisiana. However, it is important to provide accurate and truthful information on your loan application to avoid any potential legal issues.

Can I extend or renew my payday loan in Cade, Louisiana?

in Cade, Louisiana, you are not allowed to renew or extend a payday loan. If you are unable to pay off the loan on the agreed upon date, the lender may allow you to roll the loan over into a new loan with additional fees and interest.