Payday Loans in Destrehan, Louisiana

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No payday loan companies in Destrehan, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 2210 S Range Ave a, Denham Springs, LA 70726 +1 (225) 791 - 6772
All-State Credit Plan, LLC 1103 St Mary St, Thibodaux, LA 70301 +1 (985) 447 - 1601
Easy Money Group Morgan City 6607 LA-182, Morgan City, LA 70380 +1 (985) 385 - 0007
Advance America 400 Georgia Ave #8, Bogalusa, LA 70427 +1 (985) 730 - 7330
City Bank & Trust Co 3180 US-71, Campti, LA 71411 +1 (318) 476 - 3723
World Finance 220 E 4th St, Dequincy, LA 70633 +1 (337) 786 - 3011
Signature Loan Service 400 Louisville Ave, Monroe, LA 71201
Mr Money 2914 S MacArthur Dr, Alexandria, LA 71301 +1 (318) 442 - 6028
Republic Finance 4347 High St Suite 112, Zachary, LA 70791 +1 (225) 658 - 8786
Express Check Advance 431 E Pont Des Mouton Rd b, Lafayette, LA 70507 +1 (337) 234 - 6916

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Destrehan, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Houma, LA, Bad Credit Loans in Kenner, LA, Payday Loan Without a Credit Check in Lafayette, LA, Payday Loans in Lake Charles, LA, Quick Loan in Marrero, LA, Payday Loan Without a Credit Check in Metairie, LA, Payday Loan Without a Credit Check in Monroe, LA and Payday Loan Without a Credit Check in New Iberia, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Destrehan, LA.

Beautiful sights of Destrehan, LA

Payday Loans Available in Destrehan, LA By The Following ZIP Codes:

70047

Are Payday Loans Legal In Destrehan, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Destrehan, LA payday loan calculator

What Are Payday Loans in Destrehan, Louisiana?

Payday loans are a form of short-term lending that provides borrowers with immediate cash advances on their next paycheck. These loans are intended for individuals who are facing unexpected expenses or emergencies and need cash quickly. They are typically for small amounts, ranging from $100 to $1,000, and have a repayment term of 14 to 30 days.

How Do Payday Loans Work in Destrehan, Louisiana?

In Louisiana, payday loans are legal, and borrowers are allowed to take out up to $350 in loans with a maximum repayment term of 60 days. When applying for a payday loan, borrowers must provide proof of employment and a valid checking account. The lender will then give them the cash advance, and the borrower must postdate a check for the loan amount plus fees.

On the due date, the lender will cash the check, and the loan will be paid off in full. If the borrower is unable to repay the loan on time, they can roll it over for an additional fee.

Benefits of Payday Loans in Destrehan, Louisiana

  • Immediate access to cash: Payday loans provide borrowers with quick access to cash when they need it most, helping them cover unexpected expenses or emergencies.
  • No credit check required: Unlike traditional lenders, payday lenders do not require a credit check, making it easier for individuals with poor or no credit to obtain a loan.
  • Flexible loan amounts: Payday loans are typically for small amounts, with loan amounts ranging from $100 to $1,000, making them accessible to a wide range of borrowers.
  • Easy application process: Applying for a payday loan is fast and straightforward, with most lenders offering online applications that can be completed in minutes.

Drawbacks of Payday Loans in Destrehan, Louisiana

  • High interest rates and fees: Payday loans come with extremely high interest rates and fees, making them an expensive form of borrowing.
  • Short repayment terms: Payday loans must be repaid within 14 to 30 days, which can be difficult for some borrowers.
  • Can lead to debt cycles: Borrowers who are unable to repay their loan on time may roll it over for additional fees, leading to a cycle of debt that is difficult to escape.
  • Not a long-term solution: Payday loans are not intended to be a long-term solution and should only be used as a last resort for emergency expenses.

Facts About Payday Loans in Destrehan, Louisiana

  • According to the Louisiana Office of Financial Institutions, the average payday loan in Louisiana is $350, with a fee of $50 for a 14-day loan term.
  • There are over 800 registered payday lenders in Louisiana, with a majority located in low-income areas and communities of color.
  • The Louisiana Legislature has attempted to regulate payday lending in the past, but efforts have been met with resistance from the payday lending industry.
  • Some consumer advocates argue that payday loans exploit vulnerable communities and contribute to cycles of debt and poverty.

Apply Now for a Payday Loan in Destrehan, Louisiana

At TheGuaranteedLoans, we understand that unexpected expenses and emergencies can happen at any time. That’s why we offer an easy and fast application process to help you get the cash you need when you need it most.

Simply fill out our online application, and we’ll connect you with potential lenders who may be able to provide you with the cash advance you need. Remember, we are a connector service, not a direct lender, and we cannot guarantee loan approval or terms.

Don’t let unexpected expenses derail your finances. Apply now for a payday loan in Destrehan, Louisiana, and get the cash you need to get back on track.

F.A.Q.

Do I need to have a bank account to qualify for a payday loan in Destrehan, Louisiana?

Yes, most payday lenders in Destrehan, Louisiana require borrowers to have a valid checking or savings account in order to apply for a loan.

Are payday loans available to borrowers with bad credit in Destrehan, Louisiana?

Yes, payday loans are typically available to borrowers with bad credit in Destrehan, Louisiana. However, some lenders may have stricter eligibility requirements based on their own policies.