Payday Loans in Fordoche, Louisiana

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No payday loan companies in Fordoche, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
One Way Check Advance 7521 Westbank Expy # B, Marrero, LA 70072 +1 (504) 341 - 0600
Speedy Cash 2785 Belle Chasse Hwy, Gretna, LA 70056 +1 (504) 393 - 1802
Tower Loan 1818 Manhattan Blvd 5, Harvey, LA 70058 +1 (504) 363 - 1691
Pelican Credit 120 S 10th St, Oakdale, LA 71463 +1 (318) 335 - 0601
Payless Cash Advance 1203 4th St d, Jonesville, LA 71343 +1 (318) 339 - 1015
Instant Cash Pay Day Loans 144 S 10th St # B, Oakdale, LA 71463 +1 (318) 335 - 2274
Barksdale Federal Credit Union 106 Resident St, Cotton Valley, LA 71018 +1 (318) 832 - 4710
RJD Contractors 1 33490 Sylve Rd, Slidell, LA 70460 +1 (985) 643 - 8926
World Finance 632 Corporate Dr Ste A, Houma, LA 70360 +1 (985) 580 - 3315
Arrow Loans of Houma 1056 Grand Caillou Rd, Houma, LA 70363 +1 (985) 851 - 2115

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fordoche, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Monroe, LA, 24-Hour Loan in New Iberia, LA, Payday Loans in New Orleans, LA, Payday Loan Without a Credit Check in Prairieville, LA, Payday Loans in Shreveport, LA, Payday Loans in Baton Rouge, LA, Payday Loans in Bossier City, LA and Payday Loan Companies in Houma, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fordoche, LA.

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Payday Loans Available in Fordoche, LA By The Following ZIP Codes:

70732

Are Payday Loans Legal In Fordoche, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Fordoche, LA payday loan calculator

Advise to read before applying

Payday Loans in Fordoche, Louisiana

Are you in need of cash to cover an unexpected expense, but you’re not sure where to turn? If you live in Fordoche, Louisiana, you have options. Payday loans are legal in Louisiana, and they can provide a quick source of funds when you need it most.

What Are Payday Loans?

Payday loans are short-term loans that are usually due on your next payday or within a few weeks. They are designed to help people cover unexpected expenses or make ends meet between paychecks. In Louisiana, payday loans can range from $50 to $350, and lenders can charge a fee of up to $20 for every $100 borrowed.

These loans are different from traditional bank loans in a few ways. First, they are much easier to qualify for. You don’t need good credit or collateral to get a payday loan. All you need is a job and a bank account. Second, they are much faster to obtain. You can get a payday loan in as little as 15 minutes, and the money can be deposited directly into your bank account.

How Do Payday Loans Work?

When you apply for a payday loan, you will need to provide some basic information to the lender. This will include your name, address, social security number, and employment information. You will also need to provide a postdated check or authorize the lender to withdraw the loan amount plus fees from your bank account on your next payday.

Once you are approved for a loan, you will receive the funds either in cash or via direct deposit. You will then have until your next payday to repay the loan in full. If you are unable to repay the loan on time, you may be able to extend it or refinance it, but this will result in additional fees and interest.

Benefits of Payday Loans

  • Quick and easy to obtain
  • No credit check required
  • No collateral required
  • Can help you cover unexpected expenses

Drawbacks of Payday Loans

  • High fees and interest rates
  • Short repayment period
  • Can lead to a cycle of debt
  • Not a long-term solution to financial problems

Interesting Facts About Payday Loans in Fordoche, Louisiana

  • The average payday loan in Louisiana is $350.
  • Many payday loan borrowers in Louisiana are college-educated.
  • There are over 800 payday lending locations in Louisiana.

Apply Now

If you are in need of a payday loan in Fordoche, Louisiana, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders who may be able to provide the funds you need. Simply fill out our online application, and we will match you with lenders who meet your needs. Remember, we are not a direct lender, and we do not make credit decisions. Our goal is to facilitate your connection with potential lenders and help you get the cash you need.

F.A.Q.

Are payday loans legal in Fordoche, Louisiana?

Yes, payday loans are legal in Fordoche, Louisiana. However, the state has strict regulations in place to protect borrowers and ensure that lenders are operating in a fair and transparent manner.

What are the maximum loan amounts and fees for payday loans in Fordoche, Louisiana?

in Fordoche, Louisiana, the maximum loan amount for a payday loan is $350, and the maximum fee that a lender can charge is $20 per $100 borrowed. This means that the maximum annual percentage rate (APR) for a payday loan in Fordoche, Louisiana is 390%.

Look for Short-Term Loans in Other Cities:

Alexandria Baton Rouge Bossier City Denham Springs Gonzales Hammond Houma Kenner Lafayette Lake Charles Marrero Metairie Monroe New Iberia New Orleans Opelousas Prairieville Ruston Shreveport Slidell Sulphur West Monroe
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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