Payday Loans in Grant, Louisiana

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No payday loan companies in Grant, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
All-State Credit Plan, LLC 1112 Center St, New Iberia, LA 70560 +1 (337) 364 - 4538
State Bank & Trust Company 2600 False River Dr, New Roads, LA 70760 +1 (225) 618 - 2220
South Lafourche Credit LLC 14863 W Main St, Cut Off, LA 70345 +1 (985) 632 - 5626
Pelican State Credit Union 3628 Monroe Hwy 124, Pineville, LA 71360 +1 (318) 449 - 3553
Check Into Cash 1700 Promenade Blvd #8, Marrero, LA 70072 +1 (504) 348 - 0839
Security Finance 1302 S 5th St, Leesville, LA 71446 +1 (337) 238 - 4105
ACE Cash Express 1103 E Admiral Doyle Dr, New Iberia, LA 70560 +1 (337) 364 - 3388
American Loan LLC 123 Courthouse St, Breaux Bridge, LA 70517 +1 (337) 332 - 4821
Cash 2 U 3004 W 70th St, Shreveport, LA 71106 +1 (318) 688 - 1905
Community Credit Center-Ferriday 902 S 3rd St, Ferriday, LA 71334 +1 (318) 336 - 2992

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Grant, LA, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Lafayette, LA, Payday Loans in Lake Charles, LA, Same Day Loans in Marrero, LA, 24-Hour Loan in Metairie, LA, No Credit Check Loans in Monroe, LA, Bad Credit Loans in New Iberia, LA, Guaranteed Loans in New Orleans, LA and Short-term Loans in Prairieville, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Grant, LA.

Useful Articles

Are Payday Loans Legal In Grant, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Grant, LA payday loan calculator

Advise to read before applying

Payday loans have become increasingly popular among individuals seeking short-term financial assistance. While some states have strict regulations in place, payday loans are legal in Louisiana, including in the city of Grant.

What Are Payday Loans?

Payday loans are a type of short-term loan designed to help individuals cover unexpected expenses between paychecks. They typically come with a high interest rate and must be paid back within a few weeks or on the borrower’s next payday. Some lenders require a post-dated check or access to the borrower’s bank account as collateral.

How Do Payday Loans Work in Grant, Louisiana?

In Louisiana, payday loans can have a term of up to 60 days and a maximum loan amount of $350. Lenders are also allowed to charge up to 16.75% in interest and a $10 documentation fee. However, there are no rollovers or extensions allowed in the state.

Payday lenders in Grant, Louisiana must be licensed by the Louisiana Office of Financial Institutions. This ensures that lenders follow state regulations and laws when it comes to payday loans.

Pros and Cons of Payday Loans

Pros:

  • Quick access to cash: Payday loans are designed to provide quick access to cash when you need it most.
  • No credit check: Most payday lenders do not require a credit check, making it easier for individuals with poor credit to get approved.
  • Easy application process: Applying for a payday loan is typically a quick and easy process that can be completed online, over the phone, or in-person.

Cons:

  • High interest rates: Payday loans typically come with high interest rates, making them more expensive than other types of loans.
  • Short repayment period: Borrowers are expected to repay the loan within a few weeks, which can be difficult for some individuals.
  • Potential for debt cycle: If borrowers are unable to repay the loan on time, they may end up in a cycle of debt, taking out new loans to pay off previous ones.

Interesting Facts and Statistics About Payday Loans in Grant, Louisiana

  • In Louisiana, the average payday loan is $325, with an average term of 14 days.
  • According to a study by the Louisiana Budget Project, payday lenders in Louisiana charge an average interest rate of 391%.
  • Between 2015 and 2019, Louisiana payday lenders made more than 844,000 payday loans totaling more than $285 million.

Apply Now

If you are in need of a payday loan in Grant, Louisiana, TheGuaranteedLoans can help connect you with potential lenders. Our easy online application process takes just a few minutes to complete, and we work with a network of trusted lenders to help you get the funds you need. Please keep in mind that we are a connector service, not a direct lender, and that we cannot guarantee loan approval or specific terms.

Conclusion

While payday loans in Grant, Louisiana can provide quick access to cash, they come with high interest rates and short repayment periods. It’s important to carefully consider the pros and cons before taking out a payday loan and to only borrow what you can afford to repay.

F.A.Q.

Can I take out multiple payday loans in Grant, Louisiana?

in Grant, Louisiana, you are not allowed to take out more than one payday loan at a time. This is to prevent consumers from getting trapped in a cycle of debt by taking out multiple loans with high interest rates and fees.

Can I take out a payday loan if I have bad credit?

Yes, payday loans in Grant, Louisiana are typically available to consumers with bad credit. However, the terms of the loan, such as the interest rate and fees, may be higher for those with poor credit.

Look for Short-Term Loans in Other Cities:

Alexandria Baton Rouge Bossier City Denham Springs Gonzales Hammond Houma Kenner Lafayette Lake Charles Marrero Metairie Monroe New Iberia New Orleans Opelousas Prairieville Ruston Shreveport Slidell Sulphur West Monroe
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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