Payday Loans in Greenwell Springs, Louisiana

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Greenwell Springs, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Security Finance 107 S Constitution Ave, Oak Grove, LA 71263 +1 (318) 428 - 9968
Advantage Financial Services - Gramercy 841 N Pine St, Gramercy, LA 70052 +1 (225) 869 - 8130
Express Check Advance 1002 Jefferson Terrace Blvd e, New Iberia, LA 70560 +1 (337) 369 - 9223
Sabine State Bank and Trust Company 6669 Tannehill Dr, Olla, LA 71465 +1 (318) 495 - 3454
Show Me The Money 1016 Shreveport Rd, Minden, LA 71055 +1 (318) 382 - 8003
Home Bank 805 Main St, Elton, LA 70532 +1 (337) 584 - 2282
Allied Cash Advance 3497 LA-28, Pineville, LA 71360 +1 (318) 449 - 3505
A-1 Check Cashing-Tallulah 119 S Chestnut St, Tallulah, LA 71282 +1 (318) 574 - 4411
Lee Finance Co of Franklinton 945 Ellis St, Franklinton, LA 70438 +1 (985) 839 - 4653
American Cash advance 400 Louisville Ave, Monroe, LA 71201 +1 (318) 651 - 0800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Greenwell Springs, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in New Orleans, LA, Bad Credit Loans in Prairieville, LA, Quick Loan in Shreveport, LA, Payday Loans in Baton Rouge, LA, No Credit Check Loans in Bossier City, LA, Payday Loan for Houma, LA, Payday Loans in Kenner, LA and Payday Loan Companies in Lafayette, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Greenwell Springs, LA.

Payday Loans Available in Greenwell Springs, LA By The Following ZIP Codes:

70739

Are Payday Loans Legal In Greenwell Springs, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Greenwell Springs, LA payday loan calculator

What are Payday Loans in Greenwell Springs, Louisiana?

Payday loans are a type of short-term loan that is typically used to cover unexpected expenses or emergencies. These loans are designed to be repaid on the borrower’s next payday, and they often come with high interest rates and fees.

In Greenwell Springs, Louisiana, payday loans are legal. This means that residents of the area can consider using these types of loans to cover their expenses. However, it is important to understand the risks and benefits of payday loans before deciding to use them as a financial solution.

What are the Requirements for a Payday Loan in Greenwell Springs, Louisiana?

To be eligible for a payday loan in Greenwell Springs, Louisiana, borrowers must:

  • Be at least 18 years old
  • Have a valid ID or driver’s license
  • Have proof of income and employment
  • Have an active checking or savings account

These requirements are in place to ensure that borrowers are able to repay their loans on time and that they are not being taken advantage of by predatory lenders.

How Do Payday Loans Work in Greenwell Springs, Louisiana?

When a borrower takes out a payday loan in Greenwell Springs, Louisiana, they will typically be required to provide their lender with a post-dated check or authorization for an electronic withdrawal for the loan amount and any fees. The lender will then hold the check or authorization until the borrower’s next payday.

At that time, the borrower will be required to repay the loan amount plus any fees and interest that have accrued. If the borrower is unable to repay the loan, they may be able to roll it over or take out a new loan to cover the previous one. However, this can lead to a cycle of debt that can be difficult to break free from.

The Benefits of Payday Loans in Greenwell Springs, Louisiana

While payday loans do come with high interest rates and fees, they can provide a number of benefits to borrowers who need quick cash. Some of the benefits of payday loans include:

  • Flexible eligibility requirements
  • Quick access to cash
  • Ability to borrow small amounts
  • No credit check required

These benefits can make payday loans an appealing option for individuals who may not be able to qualify for traditional loans due to poor credit or other factors.

The Risks of Payday Loans in Greenwell Springs, Louisiana

Despite the benefits of payday loans, there are also a number of risks that borrowers should be aware of. Some of these risks include:

  • High interest rates and fees
  • Short repayment periods
  • Predatory lending practices
  • Potential for a cycle of debt

These risks can make payday loans a dangerous financial solution for borrowers who are not able to repay them on time or who are taken advantage of by predatory lenders.

Interesting Facts and Statistics about Payday Loans in Greenwell Springs, Louisiana

  • Payday lending is a $46 billion industry in the United States.
  • Payday loans in Louisiana have an average APR of 391%.
  • The average payday loan borrower in Louisiana takes out 10 loans per year.
  • According to a study by the Pew Charitable Trusts, the average payday loan borrower in the United States is in debt for 5 months out of the year.

Apply Now for a Payday Loan in Greenwell Springs, Louisiana

If you are in need of quick cash to cover unexpected expenses or emergencies in Greenwell Springs, Louisiana, consider applying for a payday loan with TheGuaranteedLoans. We are a connector service that can help connect you with potential lenders who may be able to offer you a loan that fits your needs.

It is important to remember that payday loans are not a long-term financial solution, and they should be used with caution. Make sure you understand the risks and benefits of these loans before deciding to apply.

Remember that TheGuaranteedLoans is not a direct lender, and we do not make any lending decisions. We simply facilitate connections between borrowers and potential lenders.

To submit an application today and see if you qualify for a payday loan, visit our website and fill out our online form.

F.A.Q.

What if I can't repay my payday loan in Greenwell Springs, Louisiana?

If a borrower is unable to repay a payday loan in Greenwell Springs, Louisiana, the lender must offer a repayment plan as described above. If the borrower still cannot repay the loan, the lender may pursue legal action to recover the outstanding balance, but they are not allowed to use criminal charges or threats of criminal charges to collect on the loan.

What rights do I have as a payday loan borrower in Greenwell Springs, Louisiana?

As a payday loan borrower in Greenwell Springs, Louisiana, you have the right to a clear and concise loan agreement that specifies the terms of the loan, including the APR, fees, and repayment schedule. You also have the right to receive written notice at least three days before the loan is due, and you have the right to cancel the loan without penalty within 24 hours of receiving the notice.