Payday Loans in Jamestown, Louisiana

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No payday loan companies in Jamestown, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Pay Day Now 1176 Homer Rd, Minden, LA 71055 +1 (318) 382 - 8299
Acadiana Check Advance Inc 1416 Rees St, Breaux Bridge, LA 70517 +1 (337) 332 - 1991
King Payday Loan 3640 Airline Dr, Metairie, LA 70001 +1 (504) 267 - 0836
American Cash Advance 814 Grand Caillou Rd #7, Houma, LA 70363 +1 (985) 853 - 1480
1st Franklin Financial 312 Moreau St Suite 1, Marksville, LA 71351 +1 (318) 240 - 7007
Acadiana Check Advance Inc 603 W Admiral Doyle Dr H, New Iberia, LA 70560 +1 (337) 367 - 1660
Citizens Bank & Trust Co 22109 Level St, Abita Springs, LA 70420 +1 (985) 898 - 4785
1st Franklin Financial 1009 Clothilde St, Morgan City, LA 70380 +1 (985) 384 - 1691
E Z Cash IV LLC 954 US-80, Haughton, LA 71037 +1 (318) 390 - 2810
Cane River Financial LLC 205 South Dr, Natchitoches, LA 71457 +1 (318) 357 - 1544

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jamestown, LA, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Monroe, LA, Online Loans in New Iberia, LA, Payday Loans in New Orleans, LA, Bad Credit Loans in Prairieville, LA, Bad Credit Loans in Shreveport, LA, Short-term Loans in Baton Rouge, LA, Payday Loans in Bossier City, LA and Payday Loans in Houma, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jamestown, LA.

Payday Loans Available in Jamestown, LA By The Following ZIP Codes:

71095, 71045

Are Payday Loans Legal In Jamestown, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Jamestown, LA payday loan calculator

Payday Loans in Jamestown, Louisiana: What You Need to Know

Living paycheck to paycheck can be a difficult and stressful experience. When an unexpected expense arises, a payday loan may seem like a quick fix. However, before taking out a payday loan in Jamestown, Louisiana, it’s important to understand the terms and risks involved. This article will provide comprehensive information about payday loans in Jamestown, Louisiana, so you can make informed decisions about your finances.

How Do Payday Loans Work?

Payday loans are a type of short-term loan designed to provide cash quickly. Typically, these loans are due on the borrower’s next payday, hence the name “payday loan”.

In Jamestown, Louisiana, payday loans are legal. The state allows lenders to charge up to 16.75% interest on loans up to $350, and 14.75% interest on loans over $350. Borrowers can receive up to $350 for a maximum term of 30 days. Lenders can charge a loan origination fee of up to $20, and borrowers may also be charged a non-sufficient funds (NSF) fee if they fail to repay the loan.

Benefits and Risks of Payday Loans

Payday loans offer several benefits, such as:

  • Quick access to cash
  • Easy application process
  • No credit check required

However, there are also several risks associated with payday loans, including:

  • High interest rates
  • Short repayment terms
  • Potential for debt cycle

It’s important to carefully consider these benefits and risks before taking out a payday loan in Jamestown, Louisiana.

Facts and Figures

According to a 2020 report by the Louisiana Budget Project, payday lenders in Louisiana charge an average interest rate of 391% on a 14-day loan. In 2019, Louisiana borrowers paid over $149 million in payday loan fees alone.

Additionally, a 2019 report by the Center for Responsible Lending found that 83% of payday loan borrowers in Louisiana take out multiple loans per year, and 56% take out seven or more loans per year.

Apply Now

If you’ve carefully considered the benefits and risks of payday loans and have decided to apply, TheGuaranteedLoans is here to help.

We are a connector service, not a direct lender. This means that we will facilitate your connection with potential lenders in Jamestown, Louisiana. Applying is easy and convenient – simply fill out our online application on our website. We’ll connect you with lenders who may be able to provide you with the cash you need.

Remember to borrow responsibly and only take out a loan if you can afford to repay it on time. Good luck!

F.A.Q.

Can I extend or renew my payday loan in Jamestown, Louisiana?

in Jamestown, Louisiana, you are not allowed to renew or extend a payday loan. If you are unable to pay off the loan on the agreed upon date, the lender may allow you to roll the loan over into a new loan with additional fees and interest.

What are the consequences of defaulting on a payday loan in Jamestown, Louisiana?

If you default on a payday loan in Jamestown, Louisiana, the lender may pursue legal action to collect the debt. This can result in wage garnishment, property liens, or other legal actions.