Payday Loans in Maurepas, Louisiana

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No payday loan companies in Maurepas, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Quick Cash 3714 S MacArthur Dr, Alexandria, LA 71302 +1 (318) 442 - 0011
Express Check Advance 5620 Interstate 49 South Service Rd Suite 3, Opelousas, LA 70570 +1 (337) 942 - 7566
Advance America 720 Creswell Ln, Opelousas, LA 70570 +1 (337) 942 - 8110
G-Money Pay Day Loan 1136 Franklin Ave, Gretna, LA 70053 +1 (504) 361 - 1185
All-State Credit Plan, LLC 1103 St Mary St, Thibodaux, LA 70301 +1 (985) 447 - 1601
Security Finance 1028 S Pine St a, Vivian, LA 71082 +1 (318) 375 - 5061
Harbor Loans of Lafayette 104 Youngsville Hwy, Lafayette, LA 70508 +1 (337) 837 - 2503
American Cash Advance 9212 W Judge Perez Dr, Chalmette, LA 70043 +1 (504) 278 - 2211
World Finance Corporation 105 E Louisiana Ave, Vivian, LA 71082 +1 (318) 375 - 2372
Liberty Tax and Loans 251 Enterprise Dr Suite 2 Ste c, Houma, LA 70360 +1 (985) 853 - 0600

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Maurepas, LA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Houma, LA, No Credit Check Loans in Kenner, LA, Payday Loans in Lafayette, LA, Payday Loans in Lake Charles, LA, Payday Loans in Marrero, LA, Payday Loans in Metairie, LA, Emergency Loan in Monroe, LA and Payday Loan Companies in New Iberia, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Maurepas, LA.

Are Payday Loans Legal In Maurepas, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Maurepas, LA payday loan calculator

Payday Loans in Maurepas, Louisiana – What You Need to Know

Payday loans are a type of short-term financing that is designed to help people who are in need of quick cash. These loans can be used for a variety of different purposes, including paying off bills, covering unexpected expenses, or simply making ends meet until your next paycheck arrives. In this article, we will take a closer look at payday loans in Maurepas, Louisiana, and provide you with all the information you need to make an informed decision.

How Do Payday Loans Work in Maurepas, Louisiana?

Payday loans are legal in Louisiana, including Maurepas. In order to apply for a payday loan, you must be at least 18 years old and have a steady source of income. You will also need to provide proof of identity and a valid checking account.

The amount of money that you can borrow through a payday loan will depend on your income and other factors, but typically ranges from $100 to $1,000 or more. Keep in mind that payday loans tend to have high interest rates and fees, so it’s important to carefully consider your options before taking out this type of loan.

When you apply for a payday loan, the lender will typically require you to write a post-dated check or provide access to your bank account. This check or bank access will be used to repay the loan when it comes due, usually within 14 days to a month.

The Benefits and Risks of Payday Loans

One of the biggest benefits of payday loans is that they can be approved quickly and with minimal paperwork, making them a useful option in emergency situations. However, payday loans also come with significant risks.

First, payday loans can be very expensive. The interest rates on these loans are often extremely high, and there may also be additional fees and charges. This means that you could end up paying back significantly more than you originally borrowed.

Second, payday loans can be difficult to repay. The short repayment term can make it difficult to come up with the necessary funds to repay the loan in full, and the high interest rates can make it even more challenging. If you’re unable to repay the loan on time, you may end up having to extend the loan, which can result in even more fees and interest charges.

Interesting Facts about Payday Loans in Maurepas, Louisiana

Did you know that the total payday loan debt in Louisiana is over $145 million? And that the average borrower in Louisiana takes out eight payday loans per year? These are just a few of the interesting facts about payday loans in Maurepas, Louisiana.

Another interesting fact is that there is no limit on the amount of interest that a lender can charge on a payday loan in Louisiana. This means that some lenders charge extremely high interest rates, making it even more important to carefully consider your options before taking out a loan.

Apply Now for a Payday Loan in Maurepas, Louisiana

If you’re in need of quick cash and are considering applying for a payday loan in Maurepas, Louisiana, TheGuaranteedLoans can help. We are a connector service that can help you find potential lenders who may be able to provide you with a loan.

To be eligible for our service, you must be at least 18 years old and have a steady source of income. You will also need to provide proof of identity and a valid checking account. If you meet these requirements, simply fill out our online application to get started.

Remember, payday loans can be a useful tool in emergency situations, but they also come with risks. Be sure to carefully consider your options and only take out a loan if you’re confident that you can repay it in full and on time.

F.A.Q.

Is it legal to take out a payday loan in Maurepas, Louisiana?

Yes, payday lending is legal in Maurepas, Louisiana, as long as lenders follow the state's regulations and guidelines.

How do I find a reputable payday lender in Maurepas, Louisiana?

To find a reputable payday lender in Maurepas, Louisiana, you can check with the state's Office of Financial Institutions to see if the lender is licensed and in good standing. You can also read reviews and compare offers from different lenders to ensure you are choosing a reputable and trustworthy provider.