Payday Loans in Oil City, Louisiana

Payday Loan Companies in Oil City, LA

Company nameAddressZip codePhone number
Citizens Bank & Trust 110 LA-1 71061 +1 (318) 995 - 6000
First Guaranty Bank 126 LA-1 71061 +1 (318) 995 - 6682

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oil City, LA, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Lafayette, LA, Payday Loan Companies in Lake Charles, LA, Payday Loans in Marrero, LA, Payday Loans in Metairie, LA, Emergency Loan in Monroe, LA, Payday Loan for New Iberia, LA, Bad Credit Loans in New Orleans, LA and Payday Loans in Prairieville, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oil City, LA.

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Payday Loans Available in Oil City, LA By The Following ZIP Codes:

71061

Are Payday Loans Legal In Oil City, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Oil City, LA payday loan calculator

F.A.Q.

Are there any restrictions on how payday loan funds can be used in Oil City, Louisiana?

No, there are no specific restrictions on how payday loan funds can be used in Oil City, Louisiana. Borrowers are free to use the funds as they see fit, whether it is to cover unexpected expenses, pay bills, or make purchases.

Can I apply for a payday loan if I have bankruptcy in my history in Oil City, Louisiana?

Yes, you can still apply for a payday loan in Oil City, Louisiana even if you have bankruptcy in your history. However, the lender may have stricter eligibility requirements or may require additional information in order to approve your loan.

How Many Cash Advance Companies are in Oil City, LA?

With the help of our service, you will be able to find 2 cash advance companies in Oil City, LA

What Cash Advance Companies in Oil City, LA are the most popular?

You should check Citizens Bank & Trust and First Guaranty Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Alexandria Baton Rouge Bossier City Denham Springs Gonzales Hammond Houma Kenner Lafayette Lake Charles Marrero Metairie Monroe New Iberia New Orleans Opelousas Prairieville Ruston Shreveport Slidell Sulphur West Monroe
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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