Payday Loans in Plaucheville, Louisiana

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No payday loan companies in Plaucheville, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Kaplan Loan & Mortgage 210 N Cushing Ave, Kaplan, LA 70548 +1 (337) 643 - 6411
Security Finance 1008 Main St b, Franklin, LA 70538 +1 (337) 828 - 4505
1st Franklin Financial 209 Bayou Gardens Blvd Suite I, Houma, LA 70364 +1 (985) 223 - 0111
Hancock Whitney Bank 606 Ave G, Kentwood, LA 70444 +1 (800) 448 - 8812
National Cash Advance 791 Sterlington Hwy, Farmerville, LA 71241 +1 (318) 368 - 4045
Check Into Cash 1723 Creswell Ln Suite A5, Opelousas, LA 70570 +1 (337) 942 - 3701
National Loan Co of Bastrop 1008 E Madison Ave, Bastrop, LA 71220 +1 (318) 283 - 3000
Louisiana Cash Advance 2100 N Claiborne Ave, New Orleans, LA 70116 +1 (504) 944 - 0944
Tioga Pay Day Loans 4628 Shreveport Hwy, Pineville, LA 71360 +1 (318) 640 - 7091
Paycheck Loans Of Pineville 2650 LA-28, Pineville, LA 71360 +1 (318) 442 - 4599

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Plaucheville, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Baton Rouge, LA, Payday Loans in Bossier City, LA, Same Day Loans in Houma, LA, Short-term Loans in Kenner, LA, Payday Loans in Lafayette, LA, Online Loans in Lake Charles, LA, 24-Hour Loan in Marrero, LA and Payday Loans in Metairie, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Plaucheville, LA.

Beautiful sights of Plaucheville, LA

Payday Loans Available in Plaucheville, LA By The Following ZIP Codes:

71362

Are Payday Loans Legal In Plaucheville, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Plaucheville, LA payday loan calculator

Welcome to our guide on payday loans in Plaucheville, Louisiana. For those in need of quick cash, payday loans can often seem like a lifeline. However, it’s important to understand the risks associated with these loans and the laws governing them in Louisiana.

What Are Payday Loans?

Payday loans are a type of short-term loan typically offered in small amounts, meant to be repaid with the borrower’s next paycheck. These loans are often marketed to those in need of quick cash, with no credit checks or lengthy application processes required.

Payday Loans in Plaucheville, Louisiana

Payday loans are legal in Louisiana, including in the city of Plaucheville. However, both state and federal laws govern these loans, and borrowers should be aware of the regulations in place to protect them from predatory lending practices.

State Regulations

In Louisiana, payday loans are limited to $350 and must be repaid within 60 days. Lenders are also required to disclose all fees and terms associated with the loan before the borrower agrees to the terms.

Federal Regulations

The Consumer Financial Protection Bureau (CFPB) also has regulations in place to protect borrowers from predatory lending practices. Under these regulations, lenders are required to assess the borrower’s ability to repay the loan, and must limit the number of consecutive loans a borrower can take out.

The Risks of Payday Loans

While payday loans can be a helpful tool in certain situations, they are not without risks. The high-interest rates and short repayment periods associated with these loans can often lead to a cycle of debt, with borrowers taking out new loans to cover the costs of their previous loans.

  • According to a study from the Consumer Financial Protection Bureau, around 80% of payday loans are rolled over or followed by another loan within 14 days, with 1 in 4 loans being rolled over at least nine times.
  • The same study found that more than 80% of payday loans are taken out within two weeks of the borrower paying off another payday loan.
  • Payday loans can also have serious consequences on a borrower’s credit score if they are unable to repay the loan on time.

Interesting Facts about Payday Loans in Plaucheville, Louisiana

  • The average payday loan in Louisiana is $350.
  • According to a report from the Louisiana Budget Project, the average payday loan borrower in Louisiana takes out 8 payday loans per year.
  • The same report found that payday loan borrowers in Louisiana pay an average of $270 in fees to borrow $350 over the course of 10 weeks.

Apply Now

If you’re considering a payday loan in Plaucheville, Louisiana, remember that TheGuaranteedLoans is here to help. As a connector service, we work with a network of potential lenders, matching borrowers with loan options that meet their needs. Apply today to get connected with potential lenders and get the quick cash you need.

Please note that TheGuaranteedLoans is not a direct lender, and all loan terms and conditions are subject to approval by potential lenders. Borrowers should review all terms and conditions carefully before accepting a loan offer.

F.A.Q.

Can I be charged with fraud for taking out a payday loan in Plaucheville, Louisiana?

No, you cannot be charged with fraud for taking out a payday loan in Plaucheville, Louisiana. However, it is important to provide accurate and truthful information on your loan application to avoid any potential legal issues.

Can I extend or renew my payday loan in Plaucheville, Louisiana?

in Plaucheville, Louisiana, you are not allowed to renew or extend a payday loan. If you are unable to pay off the loan on the agreed upon date, the lender may allow you to roll the loan over into a new loan with additional fees and interest.