Payday Loans in Saint Benedict, Louisiana

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No payday loan companies in Saint Benedict, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
American Cash Advance 1823 N Parkerson Ave, Crowley, LA 70526 +1 (337) 783 - 0809
Bank of Sunset & Trust Company 863 Napoleon Ave, Sunset, LA 70584 +1 (337) 662 - 5222
American Cash Advance 9212 W Judge Perez Dr suite b-1, Chalmette, LA 70043 +1 (504) 278 - 2211
Payday Express 936 Grand Caillou Rd, Houma, LA 70363 +1 (985) 851 - 7151
Courtesy Loans 208 Jimmie Davis Blvd, Jonesboro, LA 71251 +1 (318) 259 - 4922
Check Into Cash 365 N Canal Blvd, Thibodaux, LA 70301 +1 (985) 449 - 4107
Money In A Flash 111 N Foster Dr, Baton Rouge, LA 70806 +1 (225) 925 - 1023
1st Franklin Financial 1701 Old Minden Rd Suite 171, Bossier City, LA 71111 +1 (318) 752 - 4551
Fast Auto & Payday Loans 3635 Lapalco Blvd STE 300, Harvey, LA 70058 +1 (504) 347 - 3550
Cash 2 U 806 The Blvd, Rayne, LA 70578 +1 (337) 334 - 0307

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Benedict, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Marrero, LA, Payday Loans in Metairie, LA, Emergency Loan in Monroe, LA, Payday Loans in New Iberia, LA, Payday Loan for New Orleans, LA, Payday Loans in Prairieville, LA, Payday Loan Companies in Shreveport, LA and Emergency Loan in Baton Rouge, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Benedict, LA.

Useful Articles

Are Payday Loans Legal In Saint Benedict, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Saint Benedict, LA payday loan calculator

Advise to read before applying

Payday Loans in Saint Benedict, Louisiana: A Comprehensive Guide

Living in the modern world, we face a lot of challenges. At times, circumstances arise where we need money urgently, and we may not have enough savings for that particular expense. Payday loans are designed to help us in such situations.

What are Payday Loans?

A payday loan or cash advance is a type of short-term loan that is meant to help cover expenses until the borrower’s next payday. The loan must be repaid in full, along with interest and other fees, on the borrower’s next payday. Borrowers must provide proof of income and a checking account to obtain a payday loan.

Pick the Right Lender

When searching for a payday loan in Saint Benedict, Louisiana, it’s crucial to work with a reputable payday lender. TheGuaranteedLoans is a connector service, helping to connect borrowers with potential lenders. Keep in mind that we’re not a direct lender, but our platform will facilitate your application and help you connect with lenders that can provide suitable loan options.

Payday Loans in Saint Benedict, Louisiana

In Louisiana, payday loans are legal and regulated by the Louisiana Office of Financial Institutions. The interest rate that payday lenders can charge is limited to 16.75% of the total amount borrowed, which can be up to $350 for a maximum loan term of 60 days.

Applying for a Payday Loan

Applying for a payday loan in Saint Benedict, Louisiana, is a straightforward process. First, you will need to fill out an online application on TheGuaranteedLoans platform. You will need to provide relevant personal information, including your social security number, source of income, and checking account information.

Once your application is submitted, it will be forwarded to our trusted lenders network. They will review your application and contact you if they can provide a suitable loan option based on your current financial situation. Be sure to compare and contrast the various options available before making your final decision.

Payday Loan Repayment

When taking out a payday loan, it’s essential to remember that the loan is meant for short-term use and should be paid back on time to avoid penalties and other additional fees. The repayment term for payday loans in Saint Benedict is between 14 days and 60 days.

Moreover, Louisiana adheres to the industry-best practice of allowing borrowers a 25% grace period for late payments. This means that the borrower has 60 days to repay the loan. If a borrower defaults on the loan, the lender will have the right to charge additional fees and interest, leading to higher overall costs for the borrower.

Interesting Facts and Statistics

  • Over 27% of Louisiana residents who applied for a payday loan reported that they used the loan to pay off another debt
  • According to the Louisiana Budget Project, payday lending in Louisiana generates over $240 million in fees annually.
  • 8% of Louisiana households are unbanked, meaning they have no access to traditional banks or financial institutions, leading them to rely on alternative financial services like payday loans.

The Bottom Line

Payday loans can be a helpful financial tool in times of emergency, but they should be used prudently. Remember to choose a reputable lender and take out only the amount you need to avoid over-borrowing. With TheGuaranteedLoans, you can connect with trusted lenders in Saint Benedict, Louisiana, and obtain a payday loan that fits your financial needs.

Apply Now

If you are interested in obtaining a payday loan in Saint Benedict, Louisiana, complete our online application form today. Remember, TheGuaranteedLoans is not a direct lender, but our platform can help you connect with potential lenders that provide suitable loan options.

F.A.Q.

How do I find a reputable payday lender in Saint Benedict, Louisiana?

To find a reputable payday lender in Saint Benedict, Louisiana, you can check with the state's Office of Financial Institutions to see if the lender is licensed and in good standing. You can also read reviews and compare offers from different lenders to ensure you are choosing a reputable and trustworthy provider.

Are payday loans secured or unsecured in Saint Benedict, Louisiana?

Payday loans in Saint Benedict, Louisiana are typically unsecured, meaning they do not require collateral to be put up in order to obtain the loan.

Look for Short-Term Loans in Other Cities:

Alexandria Baton Rouge Bossier City Denham Springs Gonzales Hammond Houma Kenner Lafayette Lake Charles Marrero Metairie Monroe New Iberia New Orleans Opelousas Prairieville Ruston Shreveport Slidell Sulphur West Monroe
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

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