Payday Loans in Sarepta, Louisiana

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No payday loan companies in Sarepta, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Republic Finance 1170 N Hwy 190 Unit C, Covington, LA 70433 +1 (985) 234 - 9134
Security Finance 125 Railroad Ave, Donaldsonville, LA 70346 +1 (225) 746 - 1400
World Finance 340 Main St, Baker, LA 70714 +1 (225) 775 - 2511
First American Bank and Trust 4741 LA-1, Napoleonville, LA 70390 +1 (985) 369 - 2269
Money Tree of Louisiana Inc 145 N 4th St, Eunice, LA 70535 +1 (337) 457 - 3179
Southland Finance Co 2025 NE Evangeline Throughway, Lafayette, LA 70501 +1 (337) 237 - 1001
Sugarland Credit Inc 221 Willow St, Franklin, LA 70538 +1 (337) 828 - 2750
Bastrop Loan Co Inc 404 W Madison Ave, Bastrop, LA 71220 +1 (318) 281 - 8800
The Bank 113 W Russell Ave, Welsh, LA 70591 +1 (337) 734 - 3050
Easy Money EMG 1102 E Admiral Doyle Dr Suite 5, New Iberia, LA 70560 +1 (337) 365 - 9020

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sarepta, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Monroe, LA, No Credit Check Loans in New Iberia, LA, Payday Loans in New Orleans, LA, Online Loans in Prairieville, LA, Payday Loans in Shreveport, LA, Guaranteed Loans in Baton Rouge, LA, Quick Loan in Bossier City, LA and Guaranteed Loans in Houma, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sarepta, LA.

Beautiful sights of Sarepta, LA

Payday Loans Available in Sarepta, LA By The Following ZIP Codes:

71071

Are Payday Loans Legal In Sarepta, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Sarepta, LA payday loan calculator

Are you in need of fast cash in Sarepta, Louisiana? If so, you may have considered payday loans. These loans can provide quick access to funds when you need them most, but you need to understand the potential risks involved before you apply.

What are payday loans?

Payday loans are short-term loans designed to help you bridge the gap between paychecks when you need cash fast. They are generally small loans, usually between $100 and $1,000, and are intended to be repaid in full, along with any fees, on your next payday. These loans are most commonly offered by non-bank lenders.

How do payday loans work in Louisiana?

Payday loans are legal in Louisiana, but they are subject to certain rules and regulations to ensure that consumers are not taken advantage of by predatory lenders.

  • Maximum loan amount: $350
  • Loan term: Up to 30 days
  • Finance charges: 16.75% of the face amount of the check
  • Maximum finance charge: $45
  • APR: 391%

Pros of payday loans in Sarepta, Louisiana

  • Fast access to cash when you need it most
  • No credit check required
  • Easy online application process

Cons of payday loans in Sarepta, Louisiana

  • High interest rates and fees
  • Short repayment term can lead to high loan rollover rates and additional fees
  • May lead to a cycle of debt

Interesting facts and statistics about payday loans in Louisiana

  • According to the Louisiana Budget Project, Louisiana residents take out an average of 3.5 payday loans per year.
  • In 2019, there were over 230,000 payday loans issued in Louisiana, totaling more than $146 million in loans.
  • The average payday loan amount in Louisiana is $312, with an average finance charge of $48.

If you’re considering a payday loan in Sarepta, Louisiana, it’s important to understand the risks involved and to make sure that you can repay the loan in full by the due date. If you are unable to repay the loan in full, you may find yourself trapped in a cycle of debt.

Apply Now

If you decide that a payday loan is the right option for you, TheGuaranteedLoans can help you connect with potential lenders. Our service is designed to make the application process as easy as possible. Simply fill out our online application form, and we will match you with lenders who can provide you with the cash you need.

It’s important to note that we are not a direct lender. Instead, we are a connector service that helps you connect with potential lenders. This means that we cannot guarantee approval, and you will still have to go through the lender’s application process.

Thank you for considering TheGuaranteedLoans as your payday loan connection service. We hope that we can help you get the money you need, when you need it most.

F.A.Q.

What rights do I have as a payday loan borrower in Sarepta, Louisiana?

As a payday loan borrower in Sarepta, Louisiana, you have the right to a clear and concise loan agreement that specifies the terms of the loan, including the APR, fees, and repayment schedule. You also have the right to receive written notice at least three days before the loan is due, and you have the right to cancel the loan without penalty within 24 hours of receiving the notice.

Are there any alternatives to payday loans in Sarepta, Louisiana?

Yes, there are several alternatives to payday loans in Sarepta, Louisiana. For example, you may be able to borrow money from a friend or family member, or you may be able to use a credit card or personal loan from a bank or credit union. Additionally, some employers offer short-term, low-interest loans to employees, and there are also nonprofit organizations that offer financial assistance to those in need. It's important to explore all of your options before taking out a payday loan.