Payday Loans in Tangipahoa, Louisiana

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No payday loan companies in Tangipahoa, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Easy Money EMG 4165 Highway 1 South Casa Loma Plaza Shopping Center, Port Allen, LA 70767 +1 (225) 749 - 7979
Payday Loans of Grayson 192 Weeks Rd, Grayson, LA 71435 +1 (318) 649 - 3980
Payday Today 27 MacArthur Dr, Alexandria, LA 71303 +1 (318) 445 - 8688
Cenla Credit of Bunkie Inc 1119 Shirley Rd, Bunkie, LA 71322 +1 (318) 346 - 4100
1st Franklin Financial 1701 Old Minden Rd Suite 171, Bossier City, LA 71111 +1 (318) 752 - 4551
All-State Credit Plan, LLC 700 St Mary St, Thibodaux, LA 70301 +1 (985) 447 - 1601
American Cash Advance 1501 Gause Blvd UNIT 4, Slidell, LA 70458 +1 (985) 649 - 6623
Mr Cash 1407 E Prien Lake Rd, Lake Charles, LA 70601 +1 (337) 478 - 0002
Smart Money Financial Center 1123 N Lake Arthur Ave, Jennings, LA 70546 +1 (337) 616 - 3262
Security Finanace 401 S 5th St, Leesville, LA 71446 +1 (337) 392 - 1004

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Tangipahoa, LA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in New Iberia, LA, Payday Loans in New Orleans, LA, Payday Loans in Prairieville, LA, Payday Loan Companies in Shreveport, LA, Payday Loans in Baton Rouge, LA, Payday Loans in Bossier City, LA, Payday Loans in Houma, LA and Emergency Loan in Kenner, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Tangipahoa, LA.

Beautiful sights of Tangipahoa, LA

Payday Loans Available in Tangipahoa, LA By The Following ZIP Codes:

70465

Are Payday Loans Legal In Tangipahoa, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Tangipahoa, LA payday loan calculator

Understanding Payday Loans in Tangipahoa, Louisiana

Payday loans have become a popular option for individuals seeking quick cash in emergency situations, especially in Louisiana where they are legal. Tangipahoa is a city in Louisiana that has seen an increase in payday loan lenders due to the high demand for short-term loans. In this article, we will discuss what payday loans are and how they work in Tangipahoa, Louisiana, and what you need to know before you apply for one.

What are Payday Loans?

A payday loan is a type of short-term loan that is meant to be repaid on the borrower’s next payday. It is often used to cover unexpected expenses such as medical bills, car repairs or other urgent expenses that may arise in between paychecks.

In Tangipahoa, Louisiana, payday loans are legal, subject to certain regulations. Lenders are allowed to charge up to 16.75% interest on loans up to $350, and up to 14.25% on loans between $350 and $500. Loans greater than $500 have a maximum interest rate of 12.5%. The repayment term for payday loans in Tangipahoa, Louisiana, is typically between 7 and 30 days.

How Do Payday Loans Work in Tangipahoa?

The process of obtaining a payday loan in Tangipahoa is straightforward. Applicants must be at least 18 years old and provide proof of income and a checking account. The following steps are typically involved:

  • Step 1: Fill out an application. This can typically be done online or in-person at a payday loan store in Tangipahoa.
  • Step 2: Provide proof of income. This can include paystubs or bank statements.
  • Step 3: Provide a copy of a government-issued ID, such as a driver’s license or passport.
  • Step 4: Sign the loan agreement. This will outline the terms and conditions of the loan, including the interest rate, repayment terms, and fees.
  • Step 5: Receive the funds. Once the loan is approved, the funds are usually available within 24 hours.
  • Step 6: Repay the loan. The loan must be repaid on the borrower’s next payday. If the borrower cannot repay the loan on time, they may be subject to additional fees and charges.

What Do You Need to Know Before Applying for a Payday Loan in Tangipahoa?

Before you apply for a payday loan in Tangipahoa, there are a few things you should know:

  • Interest Rates: Payday loans in Tangipahoa can be expensive, with interest rates as high as 16.75% on loans up to $350. Before you borrow, make sure you understand the interest rate and any fees associated with the loan.
  • Repayment Terms: Payday loans in Tangipahoa must be repaid on the borrower’s next payday. If you are unable to repay the loan on time, you may be subject to additional fees and charges.
  • Borrowing Limits: In Tangipahoa, Louisiana, borrowers can typically borrow up to $500 with a payday loan. However, the amount may be less depending on the lender and the borrower’s income.
  • Alternatives: There may be alternatives to payday loans in Tangipahoa that are less expensive and more sustainable. These may include personal loans, credit cards, or borrowing from friends and family.

Interesting Facts and Statistics about Payday Loans in Tangipahoa:

Here are some interesting facts and statistics about payday loans in Tangipahoa, Louisiana:

  • There are currently more than 200 payday loan stores operating in Louisiana.
  • The average payday loan amount in Louisiana is $350.
  • Payday lenders in Louisiana made more than 880,000 loans in 2019.
  • The average interest rate on a payday loan in Louisiana is 391% APR.

Apply Now for a Payday Loan in Tangipahoa:

If you are in need of a payday loan in Tangipahoa, Louisiana, TheGuaranteedLoans.com can help connect you with potential lenders. Simply fill out our online application, and we will facilitate the connection between you and potential lenders. Remember that TheGuaranteedloans.com is not a direct lender, but a connector service that helps you find the perfect lender for your needs.

At TheGuaranteedLoans, our goal is to provide you with the information you need to make informed decisions about your finances. We hope this guide has been helpful in understanding payday loans in Tangipahoa, Louisiana.

F.A.Q.

Can I take out a payday loan if I have bad credit?

Yes, payday loans in Tangipahoa, Louisiana are typically available to consumers with bad credit. However, the terms of the loan, such as the interest rate and fees, may be higher for those with poor credit.

What are payday loans in Tangipahoa, Louisiana?

Payday loans in Tangipahoa, Louisiana are short-term loans that are intended to cover unexpected expenses or to help with a temporary financial shortfall. These loans are typically for small amounts, and they must be repaid on the borrower's next payday.